Item 2.02. Results of Operations and Financial Condition.

On August 3, 2022, CF Bankshares Inc. (the "Company") issued a press release announcing financial results for the second quarter ended June 30, 2022 (the "Earnings Release"). A copy of the Earnings Release is included as Exhibit 99.1 to this Current Report on Form 8-K and incorporated by reference herein.

Item 9.01. Financial Statements and Exhibits



(a) Not applicable
(b) Not applicable
(c) Not applicable
(d) Exhibits



      99.1     Earnings Release issued by the Company on August 3, 2022,
    announcing financial results for the second quarter ended June 30, 2022  .
    104Cover Page Interactive Data File (the cover page XBRL tags are embedded
    within the Inline XBRL document).



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