Financials Cathay General Bancorp

Equities

CATY

US1491501045

Banks

Market Closed - Nasdaq 16:00:00 2024-04-26 EDT 5-day change 1st Jan Change
35.04 USD +0.23% Intraday chart for Cathay General Bancorp -2.67% -21.38%

Valuation

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025
Capitalization 1 3,033 2,564 3,320 3,035 3,238 2,547 -
Enterprise Value (EV) 1 3,033 2,564 3,320 3,035 3,238 2,547 2,547
P/E ratio 10.9 x 11.2 x 11.3 x 8.45 x 9.17 x 9.14 x 8.44 x
Yield 3.26% 3.85% 2.95% 3.33% 3.05% 3.9% 3.99%
Capitalization / Revenue 4.89 x 4.31 x 5.09 x 3.84 x 4 x 3.49 x 3.25 x
EV / Revenue 4.89 x 4.31 x 5.09 x 3.84 x 4 x 3.49 x 3.25 x
EV / EBITDA - - - - - - -
EV / FCF - - - - - - -
FCF Yield - - - - - - -
Price to Book 1.32 x 1.06 x 1.33 x 1.2 x 1.18 x 0.88 x 0.82 x
Nbr of stocks (in thousands) 79,707 79,661 77,223 74,414 72,649 72,688 -
Reference price 2 38.05 32.19 42.99 40.79 44.57 35.04 35.04
Announcement Date 20-01-22 21-01-27 22-01-27 23-01-25 24-01-24 - -
1USD in Million2USD
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025
Net sales 1 619.7 594.9 652.4 790.5 810 729.8 782.6
EBITDA - - - - - - -
EBIT 1 342.4 312.6 365.8 487.1 429.6 360 401.2
Operating Margin 55.25% 52.55% 56.08% 61.62% 53.03% 49.33% 51.26%
Earnings before Tax (EBT) 1 349.4 254 381.8 472.5 403.6 325.7 355.3
Net income 1 279.1 228.9 298.3 360.6 354.1 281.6 300.7
Net margin 45.05% 38.47% 45.73% 45.62% 43.72% 38.59% 38.42%
EPS 2 3.480 2.870 3.800 4.830 4.860 3.833 4.150
Free Cash Flow - - - - - - -
FCF margin - - - - - - -
FCF Conversion (EBITDA) - - - - - - -
FCF Conversion (Net income) - - - - - - -
Dividend per Share 2 1.240 1.240 1.270 1.360 1.360 1.368 1.398
Announcement Date 20-01-22 21-01-27 22-01-27 23-01-25 24-01-24 - -
1USD in Million2USD
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: December 2021 Q3 2021 Q4 2022 Q1 2022 Q2 2022 Q3 2022 Q4 2023 Q1 2023 Q2 2023 Q3 2023 Q4 2024 Q1 2024 Q2 2024 Q3 2024 Q4 2025 Q1
Net sales 1 164.7 175.3 179.4 189.8 207.4 213.9 206.7 204.6 193.5 205.2 175.2 179.5 182.9 187.1 186.9
EBITDA - - - - - - - - - - - - - - -
EBIT 1 92.48 102.1 106.7 115.7 132 132.7 123.5 111.8 99.5 94.74 88.04 87.75 89.67 94.08 93.5
Operating Margin 56.15% 58.23% 59.48% 60.94% 63.65% 62.03% 59.75% 54.64% 51.43% 46.16% 50.26% 48.88% 49.03% 50.29% 50.02%
Earnings before Tax (EBT) 1 89.44 98.56 98.08 113.2 130 131.3 115.4 102.7 92.5 93.02 80.04 78.23 78.8 81.27 81.27
Net income 1 72.4 75.32 75.03 88.98 99.04 97.6 96.01 93.22 82.37 82.53 71.44 68.18 68.53 70.82 68.88
Net margin 43.96% 42.98% 41.82% 46.88% 47.75% 45.63% 46.45% 45.55% 42.57% 40.21% 40.78% 37.98% 37.47% 37.85% 36.85%
EPS 2 0.9300 0.9800 0.9900 1.180 1.350 1.330 1.320 1.280 1.130 1.130 0.9800 0.9367 0.9433 0.9750 0.9500
Dividend per Share 2 0.3100 0.3400 0.3400 0.3400 0.3400 0.3400 0.3400 0.3400 0.3400 0.3400 0.3400 0.3400 0.3400 0.3480 0.3480
Announcement Date 21-10-25 22-01-27 22-04-25 22-07-25 22-10-24 23-01-25 23-04-20 23-07-24 23-10-23 24-01-24 24-04-22 - - - -
1USD in Million2USD
Estimates

Balance Sheet Analysis

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025
Net Debt - - - - - - -
Net Cash position - - - - - - -
Leverage (Debt/EBITDA) - - - - - - -
Free Cash Flow - - - - - - -
ROE (net income / shareholders' equity) 12.6% 9.7% 12.1% 14.7% 13.6% 10.7% 10.7%
ROA (Net income/ Total Assets) 1.61% 1.22% 1.52% 1.69% 1.56% 1.21% 1.23%
Assets 1 17,338 18,759 19,625 21,340 22,700 23,307 24,480
Book Value Per Share 2 28.80 30.40 32.30 34.00 37.70 40.00 42.90
Cash Flow per Share - - - - - - -
Capex - - - - - - -
Capex / Sales - - - - - - -
Announcement Date 20-01-22 21-01-27 22-01-27 23-01-25 24-01-24 - -
1USD in Million2USD
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

Trading Rating
Investor Rating
ESG Refinitiv
B-
More Ratings
Sell
Consensus
Buy
Mean consensus
HOLD
Number of Analysts
6
Last Close Price
35.04 USD
Average target price
39.5 USD
Spread / Average Target
+12.73%
Consensus
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