Market Closed -
Nasdaq
16:00:00 2024-04-26 EDT
|
5-day change
|
1st Jan Change
|
35.04
USD
|
+0.23%
|
|
-2.67%
|
-21.38%
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
---|
Capitalization
1 |
3,033
|
2,564
|
3,320
|
3,035
|
3,238
|
2,547
|
-
|
Enterprise Value (EV)
1 |
3,033
|
2,564
|
3,320
|
3,035
|
3,238
|
2,547
|
2,547
|
P/E ratio
|
10.9
x
|
11.2
x
|
11.3
x
|
8.45
x
|
9.17
x
|
9.14
x
|
8.44
x
|
Yield
|
3.26%
|
3.85%
|
2.95%
|
3.33%
|
3.05%
|
3.9%
|
3.99%
|
Capitalization / Revenue
|
4.89
x
|
4.31
x
|
5.09
x
|
3.84
x
|
4
x
|
3.49
x
|
3.25
x
|
EV / Revenue
|
4.89
x
|
4.31
x
|
5.09
x
|
3.84
x
|
4
x
|
3.49
x
|
3.25
x
|
EV / EBITDA
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
EV / FCF
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF Yield
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Price to Book
|
1.32
x
|
1.06
x
|
1.33
x
|
1.2
x
|
1.18
x
|
0.88
x
|
0.82
x
|
Nbr of stocks (in thousands)
|
79,707
|
79,661
|
77,223
|
74,414
|
72,649
|
72,688
|
-
|
Reference price
2 |
38.05
|
32.19
|
42.99
|
40.79
|
44.57
|
35.04
|
35.04
|
Announcement Date
|
20-01-22
|
21-01-27
|
22-01-27
|
23-01-25
|
24-01-24
|
-
|
-
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
---|
Net sales
1 |
619.7
|
594.9
|
652.4
|
790.5
|
810
|
729.8
|
782.6
|
EBITDA
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
EBIT
1 |
342.4
|
312.6
|
365.8
|
487.1
|
429.6
|
360
|
401.2
|
Operating Margin
|
55.25%
|
52.55%
|
56.08%
|
61.62%
|
53.03%
|
49.33%
|
51.26%
|
Earnings before Tax (EBT)
1 |
349.4
|
254
|
381.8
|
472.5
|
403.6
|
325.7
|
355.3
|
Net income
1 |
279.1
|
228.9
|
298.3
|
360.6
|
354.1
|
281.6
|
300.7
|
Net margin
|
45.05%
|
38.47%
|
45.73%
|
45.62%
|
43.72%
|
38.59%
|
38.42%
|
EPS
2 |
3.480
|
2.870
|
3.800
|
4.830
|
4.860
|
3.833
|
4.150
|
Free Cash Flow
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF margin
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF Conversion (EBITDA)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF Conversion (Net income)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Dividend per Share
2 |
1.240
|
1.240
|
1.270
|
1.360
|
1.360
|
1.368
|
1.398
|
Announcement Date
|
20-01-22
|
21-01-27
|
22-01-27
|
23-01-25
|
24-01-24
|
-
|
-
|
Fiscal Period: December |
2021 Q3
|
2021 Q4
|
2022 Q1
|
2022 Q2
|
2022 Q3
|
2022 Q4
|
2023 Q1
|
2023 Q2
|
2023 Q3
|
2023 Q4
|
2024 Q1
|
2024 Q2
|
2024 Q3
|
2024 Q4
|
2025 Q1
|
---|
Net sales
1 |
164.7
|
175.3
|
179.4
|
189.8
|
207.4
|
213.9
|
206.7
|
204.6
|
193.5
|
205.2
|
175.2
|
179.5
|
182.9
|
187.1
|
186.9
|
EBITDA
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
EBIT
1 |
92.48
|
102.1
|
106.7
|
115.7
|
132
|
132.7
|
123.5
|
111.8
|
99.5
|
94.74
|
88.04
|
87.75
|
89.67
|
94.08
|
93.5
|
Operating Margin
|
56.15%
|
58.23%
|
59.48%
|
60.94%
|
63.65%
|
62.03%
|
59.75%
|
54.64%
|
51.43%
|
46.16%
|
50.26%
|
48.88%
|
49.03%
|
50.29%
|
50.02%
|
Earnings before Tax (EBT)
1 |
89.44
|
98.56
|
98.08
|
113.2
|
130
|
131.3
|
115.4
|
102.7
|
92.5
|
93.02
|
80.04
|
78.23
|
78.8
|
81.27
|
81.27
|
Net income
1 |
72.4
|
75.32
|
75.03
|
88.98
|
99.04
|
97.6
|
96.01
|
93.22
|
82.37
|
82.53
|
71.44
|
68.18
|
68.53
|
70.82
|
68.88
|
Net margin
|
43.96%
|
42.98%
|
41.82%
|
46.88%
|
47.75%
|
45.63%
|
46.45%
|
45.55%
|
42.57%
|
40.21%
|
40.78%
|
37.98%
|
37.47%
|
37.85%
|
36.85%
|
EPS
2 |
0.9300
|
0.9800
|
0.9900
|
1.180
|
1.350
|
1.330
|
1.320
|
1.280
|
1.130
|
1.130
|
0.9800
|
0.9367
|
0.9433
|
0.9750
|
0.9500
|
Dividend per Share
2 |
0.3100
|
0.3400
|
0.3400
|
0.3400
|
0.3400
|
0.3400
|
0.3400
|
0.3400
|
0.3400
|
0.3400
|
0.3400
|
0.3400
|
0.3400
|
0.3480
|
0.3480
|
Announcement Date
|
21-10-25
|
22-01-27
|
22-04-25
|
22-07-25
|
22-10-24
|
23-01-25
|
23-04-20
|
23-07-24
|
23-10-23
|
24-01-24
|
24-04-22
|
-
|
-
|
-
|
-
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
---|
Net Debt
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Net Cash position
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Leverage (Debt/EBITDA)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Free Cash Flow
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
ROE (net income / shareholders' equity)
|
12.6%
|
9.7%
|
12.1%
|
14.7%
|
13.6%
|
10.7%
|
10.7%
|
ROA (Net income/ Total Assets)
|
1.61%
|
1.22%
|
1.52%
|
1.69%
|
1.56%
|
1.21%
|
1.23%
|
Assets
1 |
17,338
|
18,759
|
19,625
|
21,340
|
22,700
|
23,307
|
24,480
|
Book Value Per Share
2 |
28.80
|
30.40
|
32.30
|
34.00
|
37.70
|
40.00
|
42.90
|
Cash Flow per Share
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Capex
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Capex / Sales
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Announcement Date
|
20-01-22
|
21-01-27
|
22-01-27
|
23-01-25
|
24-01-24
|
-
|
-
|
Last Close Price
35.04
USD Average target price
39.5
USD Spread / Average Target +12.73% Consensus |
1st Jan change
|
Capi.
|
---|
| -21.38% | 2.55B | | -10.40% | 82.67B | | -13.56% | 18.91B | | +10.53% | 13.78B | | +36.45% | 8.38B | | -13.66% | 6.22B | | -1.55% | 4.43B | | +23.36% | 4.36B | | -16.03% | 3.13B | | -6.71% | 2.57B |
Retail & Mortgage Banks
|