Financials CAMB BANCORP

Equities

CATC

US1321521098

Banks

Delayed Nasdaq 16:00:00 2024-07-12 EDT 5-day change 1st Jan Change
73.59 USD -0.42% Intraday chart for CAMB BANCORP +6.81% +6.04%

Valuation

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Capitalization 1 341.8 427.1 483.2 651.8 647.5 544.5
Enterprise Value (EV) 1 428.1 565.9 501.1 532.5 748 987
P/E ratio 14.4 x 14.9 x 13.9 x 12.2 x 11.4 x 16 x
Yield 2.35% 2.55% 3.04% 2.54% 3.08% 3.86%
Capitalization / Revenue 3.59 x 3.81 x 3.42 x 3.75 x 3.55 x 3.37 x
EV / Revenue 4.5 x 5.05 x 3.54 x 3.07 x 4.1 x 6.11 x
EV / EBITDA - - - - - -
EV / FCF - - - - - -
FCF Yield - - - - - -
Price to Book 2.05 x 1.51 x 1.2 x 1.49 x 1.25 x 1.02 x
Nbr of stocks (in thousands) 4,106 5,329 6,928 6,965 7,796 7,846
Reference price 2 83.25 80.15 69.75 93.59 83.06 69.40
Announcement Date 19-03-18 20-03-17 21-03-15 22-03-14 23-03-16 24-03-12
1USD in Million2USD
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net sales 1 95.08 112.1 141.4 173.6 182.3 161.6
EBITDA - - - - - -
EBIT - - - - - -
Operating Margin - - - - - -
Earnings before Tax (EBT) 1 31.09 33.92 43.36 73.12 71.96 46.41
Net income 1 23.88 25.26 31.96 54.02 52.91 34.11
Net margin 25.12% 22.53% 22.59% 31.12% 29.02% 21.1%
EPS 2 5.770 5.370 5.030 7.690 7.300 4.340
Free Cash Flow - - - - - -
FCF margin - - - - - -
FCF Conversion (EBITDA) - - - - - -
FCF Conversion (Net income) - - - - - -
Dividend per Share 2 1.960 2.040 2.120 2.380 2.560 2.680
Announcement Date 19-03-18 20-03-17 21-03-15 22-03-14 23-03-16 24-03-12
1USD in Million2USD
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: December 2021 Q4 2022 Q1 2022 Q2 2022 Q3 2022 Q4 2023 Q1 2023 Q2 2023 Q3 2023 Q4 2024 Q1
Net sales 1 43.23 43.22 45.33 46.72 50.95 - - 39.2 38.59 37.64
EBITDA - - - - - - - - - -
EBIT 1 18.09 - 19.03 20.38 19.08 16.64 9.445 9.055 11.69 9.379
Operating Margin 41.85% - 41.99% 43.62% 37.45% - - 23.1% 30.28% 24.92%
Earnings before Tax (EBT) 1 18.03 17.76 19.03 19.77 15.4 16.58 9.365 9.352 11.12 9.254
Net income 1 13.2 13.32 13.66 14.62 11.32 12.42 7.115 6.544 8.034 6.888
Net margin 30.54% 30.81% 30.13% 31.28% 22.22% - - 16.7% 20.82% 18.3%
EPS 2 1.880 1.890 1.940 2.070 1.440 1.580 0.9100 0.8300 1.020 0.8700
Dividend per Share 0.6100 0.6400 0.6400 0.6400 0.6400 0.6700 0.6700 0.6700 0.6700 -
Announcement Date 22-01-25 22-04-20 22-07-19 22-10-18 23-01-24 23-04-25 23-07-18 23-10-17 24-01-30 24-04-23
1USD in Million2USD
Estimates

Balance Sheet Analysis

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net Debt 1 86.3 139 17.9 - 100 442
Net Cash position 1 - - - 119 - -
Leverage (Debt/EBITDA) - - - - - -
Free Cash Flow - - - - - -
ROE (net income / shareholders' equity) 15.2% 11.1% 9.29% 12.9% 11.1% 6.48%
ROA (Net income/ Total Assets) 1.18% 1.02% 0.94% 1.22% 1.01% 0.62%
Assets 1 2,026 2,479 3,403 4,421 5,226 5,489
Book Value Per Share 2 40.70 53.10 58.00 62.80 66.40 68.10
Cash Flow per Share 2 1.280 5.430 6.550 23.90 3.880 4.140
Capex 1 1.16 1.9 2.22 2.03 1.78 1.37
Capex / Sales 1.21% 1.69% 1.57% 1.17% 0.97% 0.85%
Announcement Date 19-03-18 20-03-17 21-03-15 22-03-14 23-03-16 24-03-12
1USD in Million2USD
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

Sell
Consensus
Buy
Mean consensus
HOLD
Number of Analysts
1
Last Close Price
73.59 USD
Average target price
63 USD
Spread / Average Target
-14.39%
Consensus
  1. Stock Market
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  4. Financials CAMB BANCORP