Financials Banco Santander-Chile

Equities

BSANTANDER

CLP1506A1070

Banks

End-of-day quote Santiago S.E. 18:00:00 2024-05-02 EDT 5-day change 1st Jan Change
42.67 CLP -0.35% Intraday chart for Banco Santander-Chile -1.86% -0.77%

Valuation

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Capitalization 1 8,103,183 6,426,013 6,454,280 6,397,746 8,103,183 8,040,996 - -
Enterprise Value (EV) 1 8,103,183 6,426,013 6,454,280 6,397,746 8,103,183 8,040,996 8,040,996 8,040,996
P/E ratio 14.7 x 12.4 x 8.33 x 7.91 x 16.3 x 10.2 x 8.68 x 8.01 x
Yield 4.37% 5.16% 4.82% 7.28% - 4.34% 5.83% 6.95%
Capitalization / Revenue 4.19 x 3.17 x 2.8 x 2.88 x 4.15 x 3.05 x 2.79 x 2.55 x
EV / Revenue 4.19 x 3.17 x 2.8 x 2.88 x 4.15 x 3.05 x 2.79 x 2.55 x
EV / EBITDA - - - - - - - -
EV / FCF - - - - - - - -
FCF Yield - - - - - - - -
Price to Book 2.39 x 1.8 x 1.9 x 1.55 x - 1.62 x 1.52 x 1.38 x
Nbr of stocks (in thousands) 188,446,127 188,446,127 188,446,127 188,446,127 188,446,127 188,446,127 - -
Reference price 2 43.00 34.10 34.25 33.95 43.00 42.67 42.67 42.67
Announcement Date 20-01-29 21-02-04 22-02-03 23-02-03 24-02-02 - - -
1CLP in Million2CLP
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net sales 1 1,935,554 2,024,363 2,302,755 2,223,266 1,950,444 2,640,435 2,878,911 3,159,393
EBITDA - - - - - - - -
EBIT 1 1,121,946 1,163,371 1,385,837 1,284,014 1,040,748 1,438,576 1,700,376 1,813,934
Operating Margin 57.97% 57.47% 60.18% 57.75% 53.36% 54.48% 59.06% 57.41%
Earnings before Tax (EBT) 1 702,645 653,686 979,599 913,287 567,155 989,453 1,244,565 1,375,131
Net income 1 552,093 517,447 774,959 808,651 496,404 788,783 923,273 1,003,165
Net margin 28.52% 25.56% 33.65% 36.37% 25.45% 29.87% 32.07% 31.75%
EPS 2 2.930 2.750 4.110 4.290 2.630 4.165 4.917 5.325
Free Cash Flow - - - - - - - -
FCF margin - - - - - - - -
FCF Conversion (EBITDA) - - - - - - - -
FCF Conversion (Net income) - - - - - - - -
Dividend per Share 2 1.880 1.760 1.650 2.470 - 1.852 2.489 2.964
Announcement Date 20-01-29 21-02-04 22-02-03 23-02-03 24-02-02 - - -
1CLP in Million2CLP
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: December 2021 Q4 2022 Q1 2022 Q2 2022 Q3 2022 Q4 2023 Q1 2023 Q2 2023 Q3 2023 Q4 2024 Q1 2024 Q2 2024 Q3 2024 Q4
Net sales 1 634,447 581,471 667,306 532,321 442,168 489,203 478,500 426,252 556,489 547,558 618,364 645,020 660,352
EBITDA - - - - - - - - - - - - -
EBIT - - - - - - - - - - - - -
Operating Margin - - - - - - - - - - - - -
Earnings before Tax (EBT) 1 277,031 290,816 324,525 200,399 97,548 157,627 139,520 74,893 195,115 158,549 256,105 269,438 284,167
Net income 1 231,761 235,743 285,514 185,592 101,802 135,683 127,187 56,616 176,918 120,251 197,891 208,703 219,968
Net margin 36.53% 40.54% 42.79% 34.86% 23.02% 27.74% 26.58% 13.28% 31.79% 21.96% 32% 32.36% 33.31%
EPS 2 1.230 1.250 1.520 0.9800 0.5400 0.7200 0.6700 0.3100 0.9300 0.6400 0.7993 1.230 1.317
Dividend per Share 2 - - 2.470 - - - 2.570 - - - 1.717 - -
Announcement Date 22-02-03 22-04-29 22-07-29 22-10-28 23-02-03 23-04-28 23-07-31 23-11-03 24-02-02 24-04-30 - - -
1CLP in Million2CLP
Estimates

Balance Sheet Analysis

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net Debt - - - - - - - -
Net Cash position - - - - - - - -
Leverage (Debt/EBITDA) - - - - - - - -
Free Cash Flow - - - - - - - -
ROE (net income / shareholders' equity) 16.7% 14.5% 22.7% 21.6% - 16.7% 18.9% 18.3%
ROA (Net income/ Total Assets) 1.23% 0.9% 1.3% 1.2% - 1.11% 1.34% 1.37%
Assets 1 44,889,259 57,494,111 59,612,231 67,387,583 - 71,061,526 68,986,963 73,099,424
Book Value Per Share 2 18.00 18.90 18.00 21.90 - 26.30 28.10 30.90
Cash Flow per Share - - - - - - - -
Capex - - - - - - - -
Capex / Sales - - - - - - - -
Announcement Date 20-01-29 21-02-04 22-02-03 23-02-03 24-02-02 - - -
1CLP in Million2CLP
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

Trading Rating
Investor Rating
ESG Refinitiv
A
More Ratings
Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
8
Last Close Price
42.67 CLP
Average target price
49.39 CLP
Spread / Average Target
+15.74%
Consensus
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