Financials Affinity Bancshares, Inc.

Equities

AFBI

US00832E1038

Banks

Market Closed - Nasdaq 16:00:00 2024-05-22 EDT 5-day change 1st Jan Change
17.2 USD +0.70% Intraday chart for Affinity Bancshares, Inc. +1.47% +7.70%

Valuation

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Capitalization 1 87.21 86.54 74.94 105.8 100.2 102
Enterprise Value (EV) 1 59.59 40.41 22.97 46.24 86.57 94.15
P/E ratio 56.8 x 242 x 24.3 x 14.1 x 14.2 x 16.3 x
Yield - - - - - -
Capitalization / Revenue 25.6 x 6.04 x 2.96 x 3.43 x 3.18 x 3.43 x
EV / Revenue 17.5 x 2.82 x 0.91 x 1.5 x 2.75 x 3.17 x
EV / EBITDA - - - - - -
EV / FCF - - - - - -
FCF Yield - - - - - -
Price to Book 1.14 x 1.12 x 0.93 x 0.87 x 0.85 x 0.84 x
Nbr of stocks (in thousands) 7,486 7,558 7,571 6,873 6,634 6,388
Reference price 2 11.65 11.45 9.899 15.40 15.10 15.97
Announcement Date 20-03-30 20-03-30 21-04-01 22-03-18 23-03-23 24-03-21
1USD in Million2USD
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net sales 1 3.402 14.33 25.3 30.88 31.45 29.71
EBITDA - - - - - -
EBIT - - - - - -
Operating Margin - - - - - -
Earnings before Tax (EBT) 1 0.191 0.326 3.88 9.911 9.327 8.388
Net income 1 0.148 0.355 3.088 7.573 7.134 6.448
Net margin 4.35% 2.48% 12.21% 24.52% 22.68% 21.71%
EPS 2 0.2049 0.0472 0.4079 1.090 1.060 0.9800
Free Cash Flow - - - - - -
FCF margin - - - - - -
FCF Conversion (EBITDA) - - - - - -
FCF Conversion (Net income) - - - - - -
Dividend per Share - - - - - -
Announcement Date 20-03-30 20-03-30 21-04-01 22-03-18 23-03-23 24-03-21
1USD in Million2USD
Estimates

Balance Sheet Analysis

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net Debt 1 - - - - - -
Net Cash position 1 27.6 46.1 52 59.6 13.6 7.87
Leverage (Debt/EBITDA) - - - - - -
Free Cash Flow - - - - - -
ROE (net income / shareholders' equity) 0.59% 0.46% 3.91% 7.51% 5.99% 5.4%
ROA (Net income/ Total Assets) 0.15% 0.11% 0.53% 0.92% 0.9% 0.79%
Assets 1 96.23 313.6 585.1 819.4 789.8 817.3
Book Value Per Share 2 10.20 10.20 10.70 17.60 17.70 18.90
Cash Flow per Share 2 4.710 6.160 23.50 16.30 3.990 7.800
Capex 1 0.8 0.38 0.45 0.83 1.39 0.53
Capex / Sales 23.49% 2.63% 1.78% 2.69% 4.43% 1.77%
Announcement Date 20-03-30 20-03-30 21-04-01 22-03-18 23-03-23 24-03-21
1USD in Million2USD
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Change in Enterprise Value/EBITDA

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