Stephen Robert James Holden

First Gulf Bank PJSC engages in the provision of banking services. It operates through the following segments: Wholesale Banking Group, Treasury and Global Markets, Consumer banking, Real Estate Activities, and Other Operations. The Wholesale Banking Group segment offers credit facilities, global transaction services, debt markets, Islamic finance, and treasury. The Treasury and Global Markets segment includes money market, trading, and treasury services, as well as the management of the banks funding operations. The Consumer banking segment handles individual customers' deposits and provides consumer type loans, overdrafts, credit cards facilities, and funds transfer facilities. The Real Estate Activities segment focuses on the acquisition, leasing, brokerage, management, and resale of properties. The Other Operations segment comprises of the head office, include unallocated costs, subsidiaries, and associates other than above categories. The company was founded in 1979 and is headquartered in Abu Dhabi, United Arab Emirates.

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