Howard Michalski

medZERO, Inc. is a healthcare financial wellness platform that offers an employer-sponsored buy now, pay later solution for employees to pay their out-of-pocket healthcare costs with no interest and no fees. The company is based in Portland, OR. The repayment is made through automatic payroll deduction, and for users with health savings accounts, medZERO payments are pre-tax, allowing them to save up to 30% on all qualified medical expenses. The company was founded by Craig J. Froude, Howard Michalski, and Craig J. Froude has been the CEO since incorporation.

medZERO, Inc. is a healthcare financial wellness platform that offers an employer-sponsored buy now, pay later solution for employees to pay their out-of-pocket healthcare costs with no interest and no fees. The company is based in Portland, OR. The repayment is made through automatic payroll deduction, and for users with health savings accounts, medZERO payments are pre-tax, allowing them to save up to 30% on all qualified medical expenses. The company was founded by Craig J. Froude, Howard Michalski, and Craig J. Froude has been the CEO since incorporation.