On June 10, 2024, Xerox Corporation (?Xerox?), as borrower, and its parent company, Xerox Holdings Corporation (the ?Company?), entered into Amendment No. 2 to Credit Agreement (the ?Amendment?) with Citibank, N.A., as administrative agent and collateral agent (the ?Agent?), and the lenders party thereto. The Amendment amended the Credit Agreement, dated as of May 22, 2023 (as previously amended, the ?ABL Credit Agreement?), among Xerox, the Company, certain subsidiaries of the Company from time to time party thereto, the lenders from time to time party thereto and the Agent to (i) increase the commitments of the lenders under the ABL Credit Agreement from $300,000,000 to $425,000,000 and (ii) amend certain covenant thresholds under the ABL Credit Agreement.

All other terms remain unchanged.