Hong Kong Finance Investment : (1) PROPOSED CHANGE OF COMPANY NAME; (2) PROPOSED RE-ELECTION OF THE DIRECTORS; AND (3) NOTICE OF SPECIAL GENERAL MEETING

THIS CIRCULAR IS IMPORTANT AND REQUIRES YOUR IMMEDIATE ATTENTION

If you are in any doubt as to any aspect of this circular or as to the action to be taken, you should consult your stockbroker, other registered dealer in securities, bank manager, solicitor, professional accountant or other professional adviser.

If you have sold or transferred all your shares in Hong Kong Finance Investment Holding Group Limited (the "Company"), you should at once hand this circular with the enclosed form of proxy to the purchaser or transferee or to the bank, stockbroker or other agent through whom the sale or transfer was effected for transmission to the purchaser or the transferee.

Hong Kong Exchanges and Clearing Limited and The Stock Exchange of Hong Kong Limited take no responsibility for the contents of this circular, make no representation as to its accuracy or completeness and expressly disclaim any liability whatsoever for any loss howsoever arising from or in reliance upon the whole or any part of the contents of this circular.

(Incorporated in Bermuda with limited liability)

(Stock Code: 7)

1. PROPOSED CHANGE OF COMPANY NAME;
2. PROPOSED RE-ELECTION OF THE DIRECTORS; AND
3. NOTICE OF SPECIAL GENERAL MEETING

A notice convening a special general meeting of the Company to be held at Units 1910-12, 19th Floor, China Merchants Tower, Shun Tak Centre, 168-200 Connaught Road Central, Sheung Wan, Hong Kong on Friday, 16 October 2020 at 3:00 p.m., is set out on pages SGM-1 to SGM-3 of this circular.

Whether or not you intend to attend and/or vote at the meeting in person, you are requested to complete and return the accompanying form of proxy in accordance with the instructions printed thereon to the Company's branch share registrar and transfer office in Hong Kong, Tricor Standard Limited, at Level 54, Hopewell Centre, 183 Queen's Road East, Hong Kong, as soon as possible and in any event not less than 48 hours before the time of the meeting or any adjournment thereof. Completion and return of the form of proxy shall not preclude you from attending and voting in person at the meeting or any adjournment thereof should you so wish.

PRECAUTIONARY MEASURES FOR THE SGM

Please refer to page 1 of this circular for the measures to be implemented at the SGM by the Company against the epidemic to protect the attendees from the risk of infection of the Novel Coronavirus ("COVID-19"), including:

• compulsory body temperature check
• compulsory wearing of surgical face mask
• no serving of refreshments

Any person who does not comply with the precautionary measures may be denied entry into the SGM venue. The Company wishes to advise Shareholders that you may appoint the chairman of the meeting as your proxy to vote on the relevant resolutions at the SGM as an alternative to attending the SGM in person.

21 September 2020

CONTENTS
	Page
PRECAUTIONARY MEASURES FOR THE SGM. . . . . . . . . . . . . . . . . . . . . . . . . . . . .	ii
DEFINITIONS . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .	1
LETTER FROM THE BOARD . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .	3
APPENDIX I - DETAILS OF DIRECTORS PROPOSED
FOR RE-ELECTION . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .	10
NOTICE OF SGM. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .	SGM-1

- i -

PRECAUTIONARY MEASURES FOR THE SGM

In view of the ongoing COVID-19 epidemic and recent requirements for prevention and control of its spread (as per guidelines issued by the Hong Kong government at https://www.chp. gov.hk/en/features/102742.html), the Company will implement necessary preventive measures at the SGM to protect attending Shareholders, proxy and other attendees from the risk of infection, including:

1. Compulsory body temperature check will be conducted on every Shareholder, proxy and other attendees at the entrance of the SGM venue. Any person with a body temperature of over 37.5 degrees Celsius may be denied entry into the SGM venue or be required to leave the SGM venue.
2. Attendees are required to prepare his/her own surgical face masks and wear the same inside the SGM venue at all times.
3. No refreshments will be served.

To the extent permitted under law, the Company reserves the right to deny entry into the SGM venue or require any person to leave the SGM venue in order to ensure the safety of the attendees at the SGM.

In the interest of all attendees' health and safety, the Company wishes to advise all Shareholders that physical attendance in person at the SGM is not necessary for the purpose of exercising voting rights. As an alternative, by using proxy forms with voting instructions duly completed, Shareholders may appoint the chairman of the SGM as their proxy to vote on the relevant resolutions at the SGM instead of attending the SGM in person.

The proxy form is enclosed to this circular. If you are not a registered Shareholder (i.e., if your Shares are held via banks, brokers, custodians or Hong Kong Securities Clearing Company Limited), you should consult directly with your banks or brokers or custodians (as the case may be) to assist you in the appointment of proxy.

- ii -

DEFINITIONS

In this circular, unless the context requires otherwise, the following expressions shall have the following meanings:

"Board"

"Bye-Laws"

"Change of Company Name"

the board of Directors

the bye-laws of the Company

the proposal for change of the English name and the Chinese secondary name of the Company from "Hong Kong Finance Investment Holding Group Limited 香港金融投 資控股集團有限公司" to "Wisdom Wealth Resources Investment Holding Group Limited 智富資源投資控股集團 有限公司" respectively

"Company"	Hong Kong Finance Investment Holding Group Limited, a
	company incorporated in Bermuda with limited liability, the
	Shares of which are listed on the main board of the Stock
	Exchange

"Director(s)"

"Group"

"Hong Kong"

"HK$"

"Kikori Delta"

"Latest Practicable Date"

the director(s) of the Company

the Company and its subsidiaries

the Hong Kong Special Administrative Region of the PRC

Hong Kong dollars, the lawful currency of Hong Kong

Kikori Delta in the Gulf of Papua

16 September 2020, being the latest practicable date prior to the printing of this circular for the purpose of ascertaining certain information contained in this circular

"Listing Rules"

"PRC"

the Rules Governing the Listing of Securities on the Stock Exchange

the People's Republic of China, excluding Hong Kong, Macau Special Administrative Region of the PRC and Taiwan for the purpose of this circular

- 1 -

DEFINITIONS

"SFO"

"SGM"

"Share(s)"

"Shareholder(s)" "Stock Exchange" "km2"

"m2"

the Securities and Futures Ordinance, Chapter 571 of the Laws of Hong Kong, as amended, supplemented or otherwise modified from time to time

the special general meeting of the Company to be convened and held at 3:00 p.m. on Friday, 16 October 2020 at Units 1910-12, 19th Floor, China Merchants Tower, Shun Tak Centre, 168-200 Connaught Road Central, Sheung Wan, Hong Kong

ordinary share(s) of HK$0.1 each in the share capital of the Company

holder(s) of the Share(s)

The Stock Exchange of Hong Kong Limited

square kilometres

square metres

- 2 -

LETTER FROM THE BOARD

(Incorporated in Bermuda with limited liability)

(Stock Code: 7)

Directors:

Executive Directors:

Dr. Hui Chi Ming, G.B.S., J.P.

Mr. Neil Bush

Mr. Chen Mailin

Mr. Cao Yu

Mr. Xu Jun Jia

Mr. Lam Kwok Hing, M.H., J.P.

Mr. Nam Kwok Lun

Mr. Hui Ngok Lun

Independent Non-executive Directors:

Mr. Ngan Kam Biu Stanford

Mr. Tam Chak Chi

Mr. Ma Kin Ling

Mr. Chow Kin Wing

To the Shareholders

Dear Sir or Madam,

Registered office:

Canon's Court

22 Victoria Street

Hamilton HM12

Bermuda

Head office and principal place of business in Hong Kong:

Units 1910-12, 19th Floor

China Merchants Tower

Shun Tak Centre

168-200 Connaught Road Central

Sheung Wan, Hong Kong

21 September 2020

1. PROPOSED CHANGE OF COMPANY NAME;
2. PROPOSED RE-ELECTION OF THE DIRECTORS; AND
3. NOTICE OF SPECIAL GENERAL MEETING

1. INTRODUCTION

Reference is made to (i) the announcement of the Company dated 25 August 2020 in relation

to, among other things, the proposed Change of Company Name; and (ii) the announcements of the Company dated 16 July 2020 in relation to, among other things, the appointment of the Directors.

- 3 -

LETTER FROM THE BOARD

The purpose of this circular is to provide the Shareholders with the notice of the SGM and the information in respect of the resolutions which will be proposed at the SGM to consider and, if thought fit, approve (i) proposed Change of Company Name; and (ii) the re-election of the Directors.

2. PROPOSED CHANGE OF COMPANY NAME

The Board proposes to change the English name and the Chinese secondary name of the Company from "Hong Kong Finance Investment Holding Group Limited 香港金融投資控股集團 有限公司" to "Wisdom Wealth Resources Investment Holding Group Limited 智富資源投資控股 集團有限公司" respectively. A special resolution will be proposed at the SGM to consider and, if thought fit, approve the Change of Company Name.

Conditions for the Change of Company Name

The Change of Company Name will become effective subject to the satisfaction of all of the following conditions:

1. the approval by the Shareholders by way of special resolution for the Change of Company Name at the SGM; and
2. the approval of the Registrar of Companies in Bermuda having been obtained for the Change of Company Name.

Subject to satisfaction of the conditions set out above, the Change of Company Name will take effect from the date on which the Registrar of Companies in Bermuda enters the new English name and the secondary name in Chinese of the Company on the register maintained by it in place of the existing name of the Company. Thereafter, the Company will carry out all the necessary filing procedures with the Companies Registry in Hong Kong upon the Change of Company Name becoming effective.

- 4 -

LETTER FROM THE BOARD

Reasons for the Change of Company Name

The Change of Company name is proposed in light of the assets and business operations of the Group as set out below:

As approved by the government authorities in Papua New Guinea, Hong Kong Finance Business Development Group Limited, a wholly-owned subsidiary of the Group, has obtained an exclusive operating right for the construction and operation of port and terminal facilities and conducting sand mining and export business in an area of 23,300 km2 in the Kikori Delta. The Kikori Delta has abundant resources of river sand and sea sand. The large- scale construction projects in Asian countries and regions such as Singapore and Hong Kong generate long-term keen and huge demand for sand. Thus, it will generate lucrative returns for sand mining projects. By leveraging on the aforesaid exclusive operating right, the Group shall develop sand mining and export business.

The Group has also established comprehensive strategic cooperation with China Harbour Engineering Company Limited ("China Harbour Engineering"), whereby both parties agreed to fully cooperate and negotiate on the formation of an international strategic alliance operating company and an engineering contracting joint venture for carrying out sand mining operation and the planning, construction and operation of fairway and terminal facilities in Papua New Guinea. Through such cooperation, it will ensure that China Harbour Engineering can fully utilise the abundant sea sand, river sand, gravel and fill materials in the Kikori Delta for its land reclamation projects and marketing in Singapore and Southeast Asian markets which will bring in stable income stream and will result in positive contribution to the Group.

At present, the oil, gas and mineral resources are important assets owned by the Group. ZHEN HUA COMPANY LIMITED, a wholly-owned subsidiary of the Group, has exploration, exploitation and operation rights as well as the profit sharing right of a copper mine no. 253 in Kenya with an area of 1,056 km2 and a gold mine no. 341 in Kenya with an area of 417 km2. The Group also owns 7 oilfields in the Arab Republic of Egypt, Tunisia and the Republic of Madagascar with a total area of 13,652 km2. The aforesaid oil, gas and mineral resources assets are crucial assets for the Group to achieve asset appreciation and revenue generation.

- 5 -

LETTER FROM THE BOARD

The real estate and properties owned by the Group also constitute important component of the Group's assets. The Group wholly owns the "Smart City", an integrated real estate development project in Zhanjiang, Guangdong Province, the PRC. It has a site area of approximately 500 mu, a planned site area of approximately 265,000 m2 and a total planned gross floor area of approximately 1.33 million m2. According to an independent professional valuation, the net market value of the "Smart City" project in Zhanjiang on as- is basis was approximately RMB5.1 billion as at 31 December 2019. In addition, the Group owns a commercial building in "Rong Ning Yuan Community" in Beijing with gross floor area of approximately 1,323.61 m2 and with 384 indoor car parking spaces. The Group also owns the "Orchid Hotel" in Antananarivo, the capital of the Republic of Madagascar. It is a 3-star hotel property with commercial and residential capacity. The aforesaid property assets owned by the Group will make stable operating revenue contribution to the Group for its development, sales and lease of real estate property assets.

Based on the foregoing, currently, the major assets and businesses of the Group are resources and properties oriented, of which sand materials, oil and gas resources, copper and gold mineral products and real estate properties constitute crucial assets and business operations of the Group. The comprehensive cooperation between the Group and China Harbour Engineering is also related to the development and operation of sand resources. As such, the Change of Company Name can provide the Shareholders a better understanding of the Group's operating businesses and assets. It will also allow the Group to establish a distinctive business image with resources and property assets businesses as its business focus. Therefore, it would be beneficial for the Group to expand its resources and property businesses and generate better return for the Shareholders.

Effect on the Change of Company Name

The Change of Company Name will not affect any rights of the Shareholders or the Company's daily business operation and its financial position. The Group will continue to develop its existing businesses, including financial business as well as import and export of electronic products.

All existing share certificates in issue bearing the present name of the Company will, after the proposed Change of Company Name becoming effective, continue to be evidence of title to such shares and the existing share certificates will continue to be valid for trading, settlement and delivery purposes. There will not be any arrangement for free exchange of the existing share certificates for new share certificates bearing the new name of the Company. Once the Change of Company Name becomes effective, new share certificates will be issued only in the new name of the Company.

- 6 -

LETTER FROM THE BOARD

In addition, subject to the confirmation by the Stock Exchange, the English stock short name and the Chinese stock short name for trading of the Shares on the Stock Exchange will also be changed after the proposed Change of Company Name becomes effective.

The Company will make further announcement to inform the Shareholders of the results of the SGM, the effective date of the Change of Company Name and the new stock short name of the Company for trading of the Shares on the Stock Exchange as and when appropriate.

3. PROPOSED RE-ELECTION OF THE DIRECTORS

Pursuant to article 102(B) of the Bye-Laws, the Board shall have the power from time to time and at any time to appoint any person as a Director either to fill a casual vacancy or as an addition to the Board but so that the number of Directors so be appointed shall not exceed the maximum number determined from time to time by the shareholders in general meeting. Any Director appointed by the Board to fill a casual vacancy shall hold office only until the next following general meeting of the Company and shall then be eligible for re-election at such meeting.

Accordingly, (i) Mr. Chen Mailin, who was appointed as an executive Director by the Board on 16 July 2020; and (ii) Mr. Hui Ngok Lun, who was appointed as an executive Director by the Board on 16 July 2020, shall be subject to re-election at the SGM.

Biographical details of the Directors who are proposed to be re-elected at the SGM are set out in Appendix I to this circular.

4. SGM

Set out on pages SGM-1 to SGM-3 of this circular is a notice convening the SGM to consider and, if thought fit, approve (i) proposed Change of Company Name; and (ii) the re-election of the Directors.

A form of proxy for use at the SGM is enclosed herewith. Whether or not you intend to attend and/or vote at the SGM in person, you are requested to complete the form of proxy and return it to the Company's branch share registrar and transfer office in Hong Kong, Tricor Standard Limited, at Level 54, Hopewell Centre, 183 Queen's Road East, Hong Kong as soon as possible and in any event not less than 48 hours before the time of the SGM or any adjournment thereof. Completion and return of the form of proxy shall not preclude you from attending and voting in person at the SGM or any adjournment thereof should you so wish.

- 7 -

LETTER FROM THE BOARD

In compliance with the Listing Rules, all the resolutions to be proposed at the SGM will be voted on by way of poll at the SGM.

To the best of the Directors' knowledge, information and belief having made all reasonable enquiries, no Shareholders will be required to abstain from voting on the special resolution in relation to the Change of Company Name and the ordinary resolutions in relation to the re-election of the Directors to be proposed at the SGM.

5. CLOSURE OF REGISTER OF MEMBERS

For the purpose of determining the identity of the Shareholders entitled to attend and vote at the SGM, the register of members of the Company will be closed from Tuesday, 13 October 2020 to Friday, 16 October 2020, both days inclusive, during which period no transfer of Shares will be effected. All transfers accompanied by the relevant certificates must be lodged with the Company's branch share registrar and transfer office in Hong Kong, Tricor Standard Limited, at Level 54, Hopewell Centre, 183 Queen's Road East, Hong Kong for registration not later than 4:30 p.m. on Monday, 12 October 2020.

6. RESPONSIBILITY STATEMENT

This circular, for which the Directors collectively and individually accept full responsibility, includes particulars given in compliance with the Listing Rules for the purpose of giving information with regard to the Company. The Directors, having made all reasonable enquiries, confirm that to the best of their knowledge and belief the information contained in this circular is accurate and complete in all material respects and not misleading or deceptive, and there are no other matters the omission of which would make any statement herein or this circular misleading.

7. RECOMMENDATION

The Directors are of the opinion that (i) the proposed Change of Company Name; and (ii) the re-election of the Directors are in the best interest of the Company and the Shareholders as a whole. For the reasons stated above, the Directors recommend the Shareholders to vote in favour of all of the resolutions to be proposed at the SGM.

- 8 -

LETTER FROM THE BOARD

8. ADDITIONAL INFORMATION

Your attention is drawn to Appendix I which sets out biographical details of the Directors who are proposed to be re-elected at the SGM.

The English text of this circular, the notice of the SGM and the form of proxy for use at the SGM shall prevail over the Chinese text in case of inconsistency.

Yours faithfully

For and on behalf of the Board of

Hong Kong Finance Investment Holding Group Limited

Dr. Hui Chi Ming, G.B.S., J.P.

Chairman

- 9 -

APPENDIX I	DETAILS OF DIRECTORS PROPOSED
	FOR RE-ELECTION

The following are the details of each of the Directors proposed to be re-elected at the SGM.

Mr. Chen Mailin ("Mr. Chen")

Mr. Chen, aged 51, an executive Director and managing Director, is a consultant of the Ministry of Environmental Protection and Climate Change of the Independent State of Papua New Guinea, and a visiting professor of Nanjing University of Technology. He is a former representative of the People's Congress of Nanjing, China and a representative of the People's Congress of Pukou District of Nanjing, where he earned "Outstanding Private Entrepreneur in Nanjing（南京市優秀 民營企業家）", "Glorious Career Star（光彩事業之星）", "Nanjing Labor Model（南京市勞動 模範）" and other honorary titles. He is currently the chairman of Nanjing Dingye Investment and Property Group（南京鼎業投資置業集團）and has over 20 years of experiences in decision-making and operation management in housing and urban-rural development, real estate industry, investment and capital operation.

Mr. Chen has cooperated with the mainland government by adopting a dual-development approach of industrial operation and capital operation, and completed dozens of key projects in respect of science, technology and livelihood in industrial parks, science and technology entrepreneurship parks and public communities for construction and operation through BT, PPP and other business models with a total gross floor area of 5 million square meters under joint development and operation.

Jiangsu Jinling International Medical Investment Co., Ltd.（江蘇金陵國際醫療投資有限公 司）, founded by Mr. Chen, is engaged in medical investment management and consulting, hospital investment management and consulting and technology transfer, and is recognized by the industry for his commitment and contribution to the production and operation of medical and environmental protection equipment.

Mr. Chen also invested in the establishment of the National Private GLP Innovative Drug Clinical Safety Evaluation Center（創新藥物臨床安全性評價中心）and was successfully listed on the "New Third Board（新三板）" in the PRC, which its high-technology has expanded its business cooperation to countries such as the United States, Canada and the European Union. Mr. Chen also has property and hotel investment, development and operation businesses in Hong Kong and Canada.

As at the Latest Practicable Date, Mr. Chen holds 201,212,000 Shares, representing approximately 5% of the total issued share capital of the Company.

- 10 -

APPENDIX I	DETAILS OF DIRECTORS PROPOSED
	FOR RE-ELECTION

Mr. Chen was appointed for an initial term of three years commencing from 16 July 2020 and subject to retirement and re-election provisions in accordance with the Bye-Laws. Mr. Chen is entitled to a director's fee of HK$1,200,000 per annum which is determined by arm's length negotiation between Mr. Chen and the Company and with reference to his duties and responsibilities.

Save as disclosed above, as at the Latest Practicable Date, Mr. Chen (i) does not have any relationship with any directors, senior management or substantial shareholders or controlling shareholders (having the meaning ascribed to them in the Listing Rules) of the Company nor any other positions in the Company or other members of the Group; (ii) does not have any interests in the Shares within the meaning of Part XV of the SFO; and (iii) has not held any other major appointments and professional qualifications or any other directorships in other public companies, the securities of which are listed on any securities market in Hong Kong or overseas in the last three years up to the Latest Practicable Date.

Mr. Chen has confirmed that there is no other information to be disclosed pursuant to the requirements of Rule 13.51(2)(h) to (v) of the Listing Rules and there are no other matters relating to him that need to be brought to the attention of the Shareholders.

Mr. Hui Ngok Lun ("Mr. Hui")

Mr. Hui, aged 25, an executive Director and a deputy general manager of the Company, graduated from Columbia University in the United States with a master's degree in Enterprise Risk Management. Mr. Hui is currently the Managing Director of Longyuan Xintiandi Real Estate Investment Co., Ltd., the General Manager of African Union Resources Investment Holding Group Co., Ltd., and the General Manager of Siberian Petroleum Group Co., Ltd. Mr. Hui is also a Member of the Henan Provincial Committee of the Chinese People's Political Consultative Conference, the Vice Chairman of Hong Kong CPPCC Youth Federation, the Vice Chairman of Hong Kong Volunteers Federation Foundation, the Deputy Director of Hong Kong International Poverty Alleviation Foundation, and the Vice Chairman of Hong Kong General Association of International Investment Youth Association.

Mr. Hui has overseen and coordinated various oil and gas resources projects, in addition to the risk management in respect of investment, development and operation of copper and gold mine resources projects. Mr. Hui is also actively involved in the investment decision making and risk management of diversified large-scale real estate comprehensive development and operation projects. With his expertise in project investment and management, Mr. Hui has participated in the decision-making, operation and management of several major project investments, mergers and acquisitions. With respect to financial innovation, Mr. Hui has also added and commenced new businesses in the financial and securities segments of the Group.

- 11 -

APPENDIX I	DETAILS OF DIRECTORS PROPOSED
	FOR RE-ELECTION

Mr. Hui is the son of Dr. Hui Chi Ming, the chairman of the Company, and the younger brother of Mr. Xu Jun Jia, an executive Director. Mr. Hui has been appointed by the Company as the chief risk officer of the Group since 11 September 2018.

Mr. Hui is appointed for an initial term of three years commencing from 16 July 2020, and subject to retirement and re-election provisions in accordance with the Bye-Laws. Mr. Hui is entitled to a director's fee of HK$1,200,000 per annum which is determined by arm's length negotiation between Mr. Hui and the Company and with reference to his duties and responsibilities.

Save as disclosed above, as at the Latest Practicable Date, Mr. Hui (i) does not have any relationship with any directors, senior management or substantial shareholders or controlling shareholders (having the meaning ascribed to them in the Listing Rules) of the Company nor any other positions in the Company or other members of the Group; (ii) does not have any interests in the Shares within the meaning of Part XV of the SFO; and (iii) has not held any other major appointments and professional qualifications or any other directorships in other public companies, the securities of which are listed on any securities market in Hong Kong or overseas in the last three years up to the Latest Practicable Date.

Mr. Hui has confirmed that there is no other information to be disclosed pursuant to the requirements of Rule 13.51(2)(h) to (v) of the Listing Rules and there are no other matters relating to him that need to be brought to the attention of the Shareholders.

- 12 -

NOTICE OF SGM

(Incorporated in Bermuda with limited liability)

(Stock Code: 7)

NOTICE IS HEREBY GIVEN that a special general meeting (the "SGM") of Hong Kong Finance Investment Holding Group Limited (the "Company") will be held at 3:00 p.m. on Friday,

16 October 2020 at Units 1910-12, 19th Floor, China Merchants Tower, Shun Tak Centre, 168-200 Connaught Road Central, Sheung Wan, Hong Kong (or any adjournment thereof), for the purpose of considering and, if thought fit, passing the following resolutions (with or without amendments):

SPECIAL RESOLUTION

1. "THAT

subject to and conditional upon the approval of the Registrar of Companies in Bermuda being obtained, the English name of the Company be changed from "Hong Kong Finance Investment Holding Group Limited" to "Wisdom Wealth Resources Investment Holding Group Limited", and the secondary name in Chinese of the Company be changed from "香港金融投資控股集團有限公司" to "智富資源投資控 股集團有限公司" (the "Change of Company Name"), and that the directors of the Company be and are hereby authorised to do all such acts and things and to execute all documents (whether by hand, under seal or as a deed) they consider necessary or expedient in connection with the implementation of or to give effect to the Change of Company Name."

SGM - 1

NOTICE OF SGM

ORDINARY RESOLUTIONS

2. "THAT

1. Mr. Chen Mailin be re-elected as an executive director of the Company and the board of directors of the Company be authorised to fix his remuneration.
2. Mr. Hui Ngok Lun be re-elected as an executive director of the Company and the board of directors of the Company be authorised to fix his remuneration."

	Yours faithfully
	For and on behalf of the Board of
	Hong Kong Finance Investment Holding Group Limited
	Dr. Hui Chi Ming, G.B.S., J.P.
	Chairman
Hong Kong, 21 September 2020
Registered Office:	Head office and principal place
Canon's Court	of business in Hong Kong:
22 Victoria Street	Units 1910-12, 19th Floor
Hamilton HM12	China Merchants Tower
Bermuda	Shun Tak Centre
	168-200 Connaught Road Central
	Sheung Wan, Hong Kong
Notes:

1. A member entitled to attend and vote at the SGM is entitled to appoint one or more proxies to attend and vote instead of him/her in the SGM. A proxy need not be a member of the Company.
2. A form of proxy for use at the meeting is enclosed herewith.
3. The form of proxy must be signed by you or your attorney duly authorised in writing or, in the case of a corporation, must be under its seal or the hand of an officer, attorney or other person duly authorised.
4. In order to be valid, the form of proxy and the power of attorney (if any), under which it is signed or a notarially certified copy thereof, must be lodged, at the office of the branch share registrar and transfer office of the Company in Hong Kong, Tricor Standard Limited, at Level 54, Hopewell Centre, 183 Queen's Road East, Hong Kong not less than 48 hours before the time for holding the meeting or adjourned meeting. Completion and return of the form of proxy shall not preclude members from attending and voting in person at the SGM or at any adjourned meeting (as the case may be) should they so wish.

SGM - 2

NOTICE OF SGM

1. Where there are joint registered holders of any shares of the Company, any one of such persons may vote at the SGM, either personally or by proxy, in respect of such shares as if he were solely entitled thereto; but if more than one of such joint holders be present at the SGM personally or by proxy, that one of the said person as present whose name stands first on the register in respect of such share of the Company shall alone be entitled to vote in respect thereof.
2. For the purpose of determining the entitlement to attend and vote at the SGM, the register of members of the Company will be closed from Tuesday, 13 October 2020 to Friday, 16 October 2020, during which period no transfer of shares of the Company will be registered. In order to qualify to attend and vote at the SGM, all transfer documents accompanied by the relevant share certificates must be lodged with the branch share registrar and transfer office of the Company in Hong Kong, Tricor Standard Limited, at Level 54, Hopewell Centre, 183 Queen's Road East, Hong Kong, for registration not later than 4:30 p.m. on Monday, 12 October 2020.

As at the date of this notice, the Honorary Chairman and Senior Consultant of the Company is Dr. Yukio Hatoyama; the senior consultants of the Company comprise Dr. Wang Tao, Mr. Fu Chenyu and Mr. Lalaharisaina Joelivalerien; the board of directors of the Company comprises eight executive directors, namely, Dr. Hui Chi Ming, G.B.S., J.P., Mr. Neil Bush, Mr. Chen Mailin, Mr. Cao Yu, Mr. Xu Jun Jia, Mr. Lam Kwok Hing, M.H., J.P., Mr. Nam Kwok Lun and Mr. Hui Ngok Lun; and four independent non-executive directors, namely, Mr. Ngan Kam Biu, Stanford, Mr. Tam Chak Chi, Mr. Ma Kin Ling and Mr. Chow Kin Wing.

SGM - 3