Wintrust Financial Corporation announced unaudited consolidated earnings results for the fourth quarter and year ended December 31, 2013. For the quarter, the company reported total interest income of $160,582,000 against $156,643,000 a year ago. Net interest income was $142,308,000 against $132,776,000 a year ago. Income before taxes was $57,822,000 against $48,871,000 a year ago. Net income was $35,288,000 against $30,089,000 a year ago. Net income applicable to common shares was $33,707,000 against $27,473,000 a year ago. Diluted earnings per share were $0.70 against $0.61 a year ago. Return on average assets was 0.78% against 0.69% a year ago. Return on average common equity was 7.56% against 6.79% a year ago. Book value per common share was $38.47 against $37.78 a year ago. Tangible common book value per share was $29.93 against $29.28 a year ago. Pre-tax adjusted earnings were $66,896,000 against $72,441,000 a year ago. The company recognized $1.5 million in revenue in the fourth quarter of 2013 compared to $2.2 million in the prior and the year-ago quarter.

For the year, the company reported total interest income of $630,709,000 against $627,021,000 a year ago. Net interest income was $550,627,000 against $519,516,000 a year ago. Income before taxes was $224,440,000 against $180,132,000 a year ago. Net income was $137,210,000 against $111,196,000 a year ago. Net income applicable to common shares was $128,815,000 against $102,103,000 a year ago. Diluted earnings per share were $2.75 against $2.31 a year ago. Pre-tax adjusted earnings were $275,999,000 against $274,873,000 a year ago. Return on average assets was $0.79% against $0.67% a year ago. Return on average common equity was 7.56% against 6.60% a year ago.

The company reported net charge-offs of $14,479,000 for the fourth quarter of 2013 against $25,059,000 a year ago.