Westamerica Bancorporation reported earnings results for the fourth quarter an full year ended December 31, 2013. For the quarter, the company reported net interest and fee income of $40,050,000 against $46,283,000 a year ago. Income before taxes was $24,493,000 against $29,444,000 a year ago. Net income was $16,056,000 or $0.60 per basic and diluted share against $19,136,000 or $0.70 per basic and diluted share a year ago. Return on assets was 1.31% against 1.55% a year ago. Return on common equity was 11.8% against 14.1% a year ago.

For the full year, the company reported net interest and fee income of $167,737,000 against $197,027,000 a year ago. Income before taxes was $104,134,000 against $125,964,000 a year ago. Net income was $67,177,000 or $2.50 per basic and diluted share against $81,127,000 or $2.93 per basic and diluted share a year ago. Return on assets was 1.38% against 1.64% a year ago. Return on common equity was 12.5% against 14.9% a year ago.