Santa Cruz County Bank announced unaudited earnings results for the fourth quarter and year ended December 31, 2013. For the quarter, the company reported net interest income of $3,876,962 against $3,448,885 a year ago. Net income before taxes was $1,104,009 against $1,440,021 a year ago. Net income after taxes was $857,590 or $0.43 per basic share against $848,959 or $0.44 per basic share a year ago.

For the year, the company reported net interest income of $14,692,990 against $13,322,373 a year ago. Net income before taxes was $5,048,509 against $4,555,225 a year ago. Net income after taxes was $3,311,997 or $1.68 per basic share against $2,840,305 or $1.47 per basic share a year ago. As at December 31, 2013, nook value per share was $16.39 against 15.16 a year ago.