UNITY BANK : EARNINGS FORECAST

	UNITY BANK PLC
	PRESENTATION OF Q4 2022 FORECAST
	PROJECTED STATEMENT OF PROFIT OR LOSS
			Q4-2022
			₦
	Gross Earnings		12,003,347,318
	Interest Income	9,398,359,663
	Interest Expense		(5,895,326,495)
	Net Revenue From Funds	3,503,033,168
	Other Income		2,604,987,655
	Impairment for Credit Loss	(1,562,858,056)
	Net operating income		4,545,162,766
	Operating Expenses	(4,220,010,234)
	Pre Tax profit	325,152,533
	Provision For Taxation		(27,637,965)
	Profit After Tax	297,514,567
	PROJECTED STATEMENT OF CASH FLOWS
			₦
	Net cash provided by operating activities	(41,502,485,433)
	Net cash flow provided by/(used) in investing activities		(214,200,000,000)
	Net cash flow from operating and investing activities	(255,702,485,433)
	Net cash used in financing activities		256,000,000,000
	Net increase in cash and cash equivalents	297,514,567
	Cash and cash equivalents, beginning of period		81,463,869,016
	Cash and cash equivalents, end of period	81,761,383,583
Unity Bank plc
RC. 94 524
Unity Bank Corporate Head Office, Plot 42, Ahmed Onibudo Street
Victoria Island, Lagos.
T: [phone] [phone]-30	www.unitybankng.com

Aminu Babangida (Chairman), Oluwafunsho Obasanjo (Director), Sam N. Okagbue (Independent Director), Yabawa Lawan Wabi (Director), Hafiz Mohammed Bashir (Director) Tomi Somefun (Managing Director/CEO), Temisan Tuedor (Executive Director), Ebenezer A. Kolawole, (Executive Director), Usman Abdulqadir (Executive Director)