Unifin Financiera, S.A.B. de C.V. announced the commencement of an exchange offer targeting three series of Unifin's outstanding notes due 2022, 2023 and 2025. The Offer consists of an offer to exchange Unifin's outstanding notes set forth in the table below (the Old Note) for up to USD 200 million aggregate principal amount (the Offer Cap) of 9.000% Senior Notes due 2029 (the New Notes): Principal amount of New Notes per USD 1,000 principal amount of the applicable series of Old Notes validly tendered and accepted for exchange.  Eligible Holders whose Old Notes are validly tendered and accepted for exchange will also receive Accrued Interest to the applicable Settlement Date, if any, which will be paid in cash and will be in addition to the applicable Exchange Consideration; and Includes the applicable Early Participation Premium. The Offer is being made on the terms and subject to the conditions set forth in the Exchange Offer Statement, dated January 20, 2021, which sets forth in more detail the terms and conditions of the Offer. The Offer will expire at 11:59 p.m., New York City time, on February 17, 2021 unless earlier terminated or extended by Unifin (such time and date, as it may be extended, the Expiration Date). Old Notes tendered may be withdrawn at any time prior to 5:00 p.m., New York City time, on February 2, 2021, unless extended, but not thereafter.  Eligible Holders of Old Notes validly tendered on or prior to 5:00 p.m., New York City time, on February 2, 2021 (such date and time, as the same may be extended, the Early Participation Date) and accepted for exchange pursuant to the Offer will be eligible to receive the applicable early participation consideration reflected in the table above (the Early Participation Consideration), which includes the applicable early participation premium applicable to the relevant series of Old Notes as set forth in the table above (the Early Participation Premium).  Eligible Holders of Old Notes validly tendered after the Early Participation Date and on or prior to the Expiration Date and accepted for exchange pursuant to the Offer will be eligible to receive the late participation consideration reflected in the table above (the Late Participation Consideration) applicable to the relevant series of Old Notes, which is equal to the applicable Early Participation Consideration less the applicable Early Participation Premium.  Eligible Holders will also receive an amount in cash (such amount, Accrued Interest) consisting of accrued and unpaid interest on Old Notes accepted for exchange in the Offer from, and including, the last interest payment date for each of the Old Notes to, but not including, the applicable settlement date of the Offer (the Settlement Date), plus any additional amounts thereon less any interest accrued on New Notes exchanged therefor from the time of initial issuance thereof, to the extent such interest accrued on such New Notes does not exceed the accrued and unpaid interest on such accepted Old Notes.  If the interest accrued on such New Notes exceeds the accrued and unpaid interest on such accepted Old Notes, then the amount of Accrued Interest paid will be zero.