York Traditions Bank reported unaudited earnings results for the fourth quarter ended December 31, 2014. For the quarter, the company ported net income available to common shareholders of $354,000, or 16 cents per share compared to $387,000, or 18 cents per share, for the fourth quarter ended December 31, 2013. Net interest income was $2.65 million compared to $2.44 million a year ago. Income before income taxes was $519,000 compared to $556,000 a year ago. Return on average assets was 0.48% compared to 0.56% a year ago. Return on average equity was 4.56% compared to 5.31% a year ago.

For the year, net income available to common shareholders was $1,873,000, or 87 cents per share, compared to $1,809,000, or 84 cents per share, for last year. This represents a $64,000, or 3.5%, increase. Book value per common share stood at $12.62 at December 31, 2014 compared to $11.76 at December 31, 2013. Net interest income was $10.07 million compared to $9.42 million a year ago. Income before income taxes was $2,758,000 compared to $2,663,000 a year ago. Return on average assets was 0.66% compared to 0.67% a year ago. Return on average equity was 6.19% compared to 6.37% a year ago.