Tompkins Financial Corporation reported unaudited consolidated earnings results for the fourth quarter and year ended December 31, 2016. For the quarter, the company reported total interest and dividend income of $51,936,000 against $48,565,000 a year ago. Net interest income was $46,374,000 against $43,437,000 a year ago. Net interest income after provision for loan and lease losses was $44,668,000 against $41,904,000 a year ago. Income before income tax expense was $21,595,000 against $20,444,000 a year ago. Net income attributable to the company was $15,118,000 against $13,854,000 a year ago. Diluted earnings per share was $0.99 against $0.92 a year ago. Tangible book value per share was $29.38 against $27.48 a year ago. Return on average assets was 0.99% against 1.00% a year ago. Return on average equity was 10.76% against 10.85% a year ago. Common equity book value per share was $36.20 against $34.38 a year ago.

For the year, the company reported total interest and dividend income of $202,739,000 against $188,746,000 a year ago. Net interest income was $180,636,000 against $168,381,000 a year ago. Net interest income after provision for loan and lease losses was $176,315,000 against $165,436,000 a year ago. Income before income tax expense was $86,516,000 against $87,514,000 a year ago. Net income attributable to the company was $59,340,000 against $58,421,000 a year ago. diluted earnings per share was $3.91 against $3.87 a year ago. Return on average assets was 0.98% against 1.01% a year ago. Return on average equity was 10.63% against 10.85% a year ago.

For the quarter, the company reported net loan and lease charge-offs of $286,000 against $171,000 a year ago.