Stock CBQK THE COMMERCIAL BANK (P.S.Q.C.)
Add to a list
To use this feature you must be a member
Log inSign up

Financials The Commercial Bank (P.S.Q.C.)

Equities

CBQK

QA0007227752

Banks

End-of-day quote Qatar Exchange
Other stock markets
 18:00:00 2024-05-01 EDT 		5-day change 1st Jan Change
4.001 QAR -2.70% Intraday chart for The Commercial Bank (P.S.Q.C.) -4.96% -35.47%
04-25 Transcript : The Commercial Bank (P.S.Q.C.), Q1 2024 Earnings Call, Apr 25, 2024
04-23 The Commercial Bank (P.S.Q.C.) Reports Earnings Results for the First Quarter Ended March 31, 2024 CI

Valuation

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Capitalization 1 19,022 17,808 27,315 20,236 25,093 16,193 - -
Enterprise Value (EV) 1 19,022 17,808 27,315 20,236 25,093 16,193 16,193 16,193
P/E ratio 10.7 x 16.3 x 13.5 x 8.06 x 8.73 x 5.84 x 5.86 x 5.57 x
Yield 4.26% 2.27% 2.37% 5% 4.03% 5.92% 6.19% 6.84%
Capitalization / Revenue 4.38 x 4.2 x 5.36 x 3.82 x 4.57 x 2.89 x 2.83 x 2.76 x
EV / Revenue 4.38 x 4.2 x 5.36 x 3.82 x 4.57 x 2.89 x 2.83 x 2.76 x
EV / EBITDA - - - - - - - -
EV / FCF - - - - - - - -
FCF Yield - - - - - - - -
Price to Book 0.87 x 0.8 x 1.5 x 1.03 x 1.03 x 0.82 x 0.77 x 0.72 x
Nbr of stocks (in thousands) 4,047,254 4,047,254 4,047,254 4,047,254 4,047,254 4,047,254 - -
Reference price 2 4.700 4.400 6.749 5.000 6.200 4.001 4.001 4.001
Announcement Date 20-01-29 21-01-28 22-01-20 23-01-24 24-01-15 - - -
1QAR in Million2QAR
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net sales 1 4,347 4,237 5,101 5,294 5,489 5,612 5,715 5,875
EBITDA - - - - - - - -
EBIT 1 3,119 3,141 3,621 4,156 4,049 4,215 4,277 4,409
Operating Margin 71.75% 74.12% 70.99% 78.5% 73.77% 75.11% 74.84% 75.06%
Earnings before Tax (EBT) 1 2,044 1,316 2,313 2,925 3,090 3,120 3,252 3,512
Net income 1 2,021 1,301 2,304 2,811 3,010 3,002 2,976 3,211
Net margin 46.5% 30.71% 45.18% 53.1% 54.84% 53.48% 52.07% 54.66%
EPS 2 0.4400 0.2700 0.5000 0.6200 0.7100 0.6851 0.6825 0.7177
Free Cash Flow - - - - - - - -
FCF margin - - - - - - - -
FCF Conversion (EBITDA) - - - - - - - -
FCF Conversion (Net income) - - - - - - - -
Dividend per Share 2 0.2000 0.1000 0.1600 0.2500 0.2500 0.2370 0.2477 0.2738
Announcement Date 20-01-29 21-01-28 22-01-20 23-01-24 24-01-15 - - -
1QAR in Million2QAR
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: December 2021 Q4 2022 Q1 2022 Q2 2022 Q3 2022 Q4 2023 Q1 2023 Q2 2023 S1 2023 Q3 2023 Q4 2024 Q2 2024 Q3 2024 Q4
Net sales 1 1,361 1,264 1,310 1,311 1,346 1,286 1,432 - 1,325 1,267 1,384 1,392 1,397
EBITDA - - - - - - - - - - - - -
EBIT 997.3 879.7 1,033 - 1,197 1,026 1,087 - 1,031 905 - - -
Operating Margin 73.28% 69.58% 78.86% - 88.96% 79.76% 75.93% - 77.82% 71.43% - - -
Earnings before Tax (EBT) - - - - - - - - - 666.3 - - -
Net income 172.4 702.3 795.3 769 609.8 751.3 803 1,554 811.1 645 - - -
Net margin 12.66% 55.54% 60.7% 58.65% 45.32% 58.42% 56.09% - 61.21% 50.91% - - -
EPS -0.0200 0.1700 0.2000 0.1800 - 0.1800 - - - 0.1500 - - -
Dividend per Share 2 0.1600 - - - - - - - - 0.2500 - - 0.2500
Announcement Date 22-01-20 22-04-20 22-07-25 22-10-19 23-01-24 23-04-17 23-07-15 23-07-15 23-10-17 24-01-15 - - -
1QAR in Million2QAR
Estimates

Balance Sheet Analysis

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net Debt - - - - - - - -
Net Cash position - - - - - - - -
Leverage (Debt/EBITDA) - - - - - - - -
Free Cash Flow - - - - - - - -
ROE (net income / shareholders' equity) 9.71% 5.9% 12.7% 11.3% 12.3% 14.3% 12.9% 13%
ROA (Net income/ Total Assets) 1.43% 0.9% 1.44% 1.7% 1.8% 1.6% 1.55% 1.63%
Assets 1 141,233 144,579 159,574 165,359 167,222 187,594 192,000 197,585
Book Value Per Share 2 5.380 5.480 4.510 4.870 6.030 4.880 5.190 5.520
Cash Flow per Share - - - - - - - -
Capex - - - - - - - -
Capex / Sales - - - - - - - -
Announcement Date 20-01-29 21-01-28 22-01-20 23-01-24 24-01-15 - - -
1QAR in Million2QAR
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

Ratings for The Commercial Bank (P.S.Q.C.)

Trading Rating
Investor Rating
ESG Refinitiv
B
More Ratings

Analysts' Consensus

Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
9
Last Close Price
4.001 QAR
Average target price
5.613 QAR
Spread / Average Target
+40.29%
Consensus

EPS Revisions

Estimates Revisions

Quarterly earnings - Rate of surprise

Company calendar

Sector Commercial Banks

1st Jan change Capi.
THE COMMERCIAL BANK (P.S.Q.C.) Stock The Commercial Bank (P.S.Q.C.)
-35.47% 4.45B
AGRICULTURAL BANK OF CHINA LIMITED Stock Agricultural Bank of China Limited
+13.62% 208B
PT BANK CENTRAL ASIA TBK Stock PT Bank Central Asia Tbk
+4.79% 75.63B
ANZ GROUP HOLDINGS LIMITED Stock ANZ Group Holdings Limited
+9.88% 56.57B
INDUSTRIAL BANK CO., LTD. Stock Industrial Bank Co., Ltd.
+3.95% 48.37B
CRÉDIT AGRICOLE S.A. Stock Crédit Agricole S.A.
+14.92% 48.14B
CHINA CITIC BANK CO., LTD. Stock China CITIC Bank Co., Ltd.
+22.83% 45.13B
JAPAN POST BANK CO., LTD. Stock JAPAN POST BANK Co., Ltd.
+10.41% 37.5B
QATAR NATIONAL BANK (Q.P.S.C.) Stock Qatar National Bank (Q.P.S.C.)
-15.97% 35.24B
INVEST BANK Stock Invest bank
-96.60% 32.24B
Commercial Banks
  1. Stock Market
  2. Equities
  3. CBQK Stock
  4. Financials The Commercial Bank (P.S.Q.C.)