Financials The Bancorp, Inc.

Equities

TBBK

US05969A1051

Banks

Market Closed - Nasdaq 16:00:00 2024-04-26 EDT 5-day change 1st Jan Change
30.8 USD -7.81% Intraday chart for The Bancorp, Inc. -9.25% -20.12%

Valuation

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025
Capitalization 1 736.8 784.8 1,442 1,589 2,069 1,609 -
Enterprise Value (EV) 1 736.8 784.8 1,442 1,589 2,069 1,609 1,609
P/E ratio 14.4 x 9.96 x 13.5 x 12.5 x 11 x 6.92 x 5.87 x
Yield - - - - - - -
Capitalization / Revenue 5.22 x 4.03 x 6.84 x 6.38 x 5.84 x 4.12 x 3.97 x
EV / Revenue 5.22 x 4.03 x 6.84 x 6.38 x 5.84 x 4.12 x 3.97 x
EV / EBITDA - - - - - - -
EV / FCF - - - - - - -
FCF Yield - - - - - - -
Price to Book - 1.35 x 2.23 x 2.28 x 2.54 x 1.85 x 1.65 x
Nbr of stocks (in thousands) 56,811 57,491 56,980 55,982 53,656 52,253 -
Reference price 2 12.97 13.65 25.31 28.38 38.56 30.80 30.80
Announcement Date 20-01-30 21-01-28 22-01-27 23-01-26 24-01-25 - -
1USD in Million2USD
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025
Net sales 1 141.3 194.9 210.9 248.8 354.1 390.2 405.1
EBITDA - - - - - - -
EBIT 1 - - 147.3 185 275.1 314.9 336.7
Operating Margin - - 69.84% 74.35% 77.7% 80.7% 83.12%
Earnings before Tax (EBT) 1 - 108.3 144.2 177.9 256.8 301.1 322.5
Net income 1 - 80.08 110.7 130.2 192.3 223.8 238.6
Net margin - 41.1% 52.47% 52.33% 54.31% 57.34% 58.9%
EPS 2 0.9000 1.370 1.880 2.270 3.490 4.453 5.247
Free Cash Flow - - - - - - -
FCF margin - - - - - - -
FCF Conversion (EBITDA) - - - - - - -
FCF Conversion (Net income) - - - - - - -
Dividend per Share - - - - - - -
Announcement Date 20-01-30 21-01-28 22-01-27 23-01-26 24-01-25 - -
1USD in Million2USD
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: December 2021 Q3 2021 Q4 2022 Q1 2022 Q2 2022 Q3 2022 Q4 2023 Q1 2023 Q2 2023 Q3 2023 Q4 2024 Q1 2024 Q2 2024 Q3 2024 Q4 2025 Q1
Net sales 1 50.89 52.16 52.85 54.57 64.66 76.76 85.82 87.2 88.88 92.16 94.42 96.04 99.46 100.2 99.46
EBITDA - - - - - - - - - - - - - - -
EBIT 1 - 37.18 39.61 39.68 43.26 59.02 66.78 66.59 68.2 73.54 77.09 76.2 79.8 81.75 81.8
Operating Margin - 71.29% 74.95% 72.71% 66.9% 76.9% 77.81% 76.37% 76.73% 79.79% 81.65% 79.34% 80.23% 81.56% 82.24%
Earnings before Tax (EBT) 1 36.48 35.56 38.11 41.13 42.43 56.25 64.87 66.23 66.45 59.22 74.92 72.45 75.98 77.76 77.4
Net income 1 28.26 26.99 28.97 30.4 30.6 40.24 49.12 49.01 50.14 44.03 56.43 53.56 56.2 57.55 57.27
Net margin 55.53% 51.75% 54.8% 55.71% 47.33% 52.42% 57.24% 56.21% 56.41% 47.77% 59.77% 55.77% 56.5% 57.41% 57.58%
EPS 2 0.4800 0.4600 0.5000 0.5300 0.5400 0.7100 0.8800 0.8900 0.9300 0.8100 1.060 1.060 1.143 1.197 1.217
Dividend per Share - - - - - - - - - - - - - - -
Announcement Date 21-10-28 22-01-27 22-04-28 22-07-28 22-10-27 23-01-26 23-04-27 23-07-27 23-10-26 24-01-25 24-04-25 - - - -
1USD in Million2USD
Estimates

Balance Sheet Analysis

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025
Net Debt - - - - - - -
Net Cash position - - - - - - -
Leverage (Debt/EBITDA) - - - - - - -
Free Cash Flow - - - - - - -
ROE (net income / shareholders' equity) - 15.1% 17.9% 19.3% 25.6% 28.4% 30.2%
ROA (Net income/ Total Assets) - 1.34% 1.68% 1.81% 2.59% 2.77% 2.76%
Assets 1 - 5,976 6,586 7,194 7,425 8,078 8,655
Book Value Per Share 2 - 10.10 11.40 12.50 15.20 16.70 18.70
Cash Flow per Share - - - - - - -
Capex - - - - - - -
Capex / Sales - - - - - - -
Announcement Date 20-01-30 21-01-28 22-01-27 23-01-26 24-01-25 - -
1USD in Million2USD
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Change in Enterprise Value/EBITDA

Trading Rating
Investor Rating
ESG Refinitiv
C+
More Ratings
Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
3
Last Close Price
30.8 USD
Average target price
47 USD
Spread / Average Target
+52.60%
Consensus
  1. Stock Market
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  3. TBBK Stock
  4. Financials The Bancorp, Inc.