Texas Capital BancShares Inc. reported unaudited consolidated earnings results for the fourth quarter and year ended Dec. 31, 2015. For the quarter, the company reported total interest income of $154,820,000 compared to $137,833,000 a year ago. Net interest income was $142,188,000 compared to $127,582,000 a year ago. Income before income taxes was $52,466,000 compared to $58,191,000 a year ago. Net income available to common stockholders was $32,316,000 or $0.70 per diluted share compared to $35,397,000 or $0.78 per diluted share a year ago. ROA was 0.72% compared to 1.03% a year ago. Return on average common equity was 8.82% compared to 11.41% a year ago. Tangible book value was $31.69 per share compared to $28.72 per share a year ago. Book value was $32.12 per share compared to $29.17 per share a year ago.

For the year, the company reported total interest income of $602,958,000 compared to $514,547,000 a year ago. Net interest income was $556,530,000 compared to $476,965,000 a year ago. Income before income taxes was $224,495,000 compared to $212,362,000 a year ago. Net income available to common stockholders was $135,104,000 or $2.91 per diluted share compared to $126,602,000 or $2.88 per diluted share a year ago. ROA was 0.79% compared to 1.05% a year ago. ROE was 9.65% compared to 11.31% a year ago.

Net charge-offs for the fourth quarter of 2015 were $2.0 million compared to net charge-offs of $1.1 million in the fourth quarter of 2014.