Stewardship Financial Corporation announced unaudited consolidated earnings results for the first quarter ended March 31, 2016. For the quarter, the company reported net interest and dividend income of $5,276,000 against $5,401,000 a year ago. Income before income tax expense was $1,543,000 against $1,370,000 a year ago. Net income available to common shareholders was $991,000 or $0.16 diluted per common share against $746,000 or $0.12 diluted per common share a year ago. Return on average common equity as on March 31, 2016 was 8.21% against 6.77% as at March 31, 2015. Return on average assets as on March 31, 2016 was 0.55% against 0.54% as at March 31, 2015. Book value per share as on March 31, 2016 was $8.05 against $7.42 as at March 31, 2015.