Financials Skue Sparebank

Equities

SKUE

NO0006001809

Banks

Market Closed - Oslo Bors 10:45:00 2024-06-28 EDT 5-day change 1st Jan Change
237 NOK 0.00% Intraday chart for Skue Sparebank +2.16% +3.04%

Valuation

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Capitalization 1 323 355.7 439.4 477 481.2 495.9 - -
Enterprise Value (EV) 1 323 355.7 439.4 477 481.2 495.9 495.9 495.9
P/E ratio 8.41 x 7.86 x 9.9 x 9.6 x 9.01 x 8.28 x 8.47 x 8.09 x
Yield 7.06% 3.53% 5.24% - 7.39% 7.59% 7.59% 7.59%
Capitalization / Revenue 1.34 x 1.2 x 1.32 x 1.23 x 1.04 x 1.01 x 0.98 x 0.92 x
EV / Revenue 1.34 x 1.2 x 1.32 x 1.23 x 1.04 x 1.01 x 0.98 x 0.92 x
EV / EBITDA - - - - - - - -
EV / FCF - - - - - - - -
FCF Yield - - - - - - - -
Price to Book 0.82 x 0.8 x 0.91 x - 0.84 x 0.87 x 0.85 x 0.82 x
Nbr of stocks (in thousands) 1,900 2,092 2,092 2,092 2,092 2,092 - -
Reference price 2 170.0 170.0 210.0 228.0 230.0 237.0 237.0 237.0
Announcement Date 2/13/20 2/12/21 2/11/22 2/7/23 2/7/24 - - -
1NOK in Million2NOK
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net sales 1 240.4 295.8 332.4 387.1 464.1 492.1 505 536.5
EBITDA - - - - - - - -
EBIT 1 119 130.7 157 197.6 259.2 299.4 306 332.8
Operating Margin 49.52% 44.2% 47.24% 51.05% 55.85% 60.84% 60.59% 62.03%
Earnings before Tax (EBT) 1 129.8 115.8 188.8 219.7 267 301.7 312.7 343.4
Net income 1 100.1 97.8 149.3 173.9 206.7 231.3 240.2 263.9
Net margin 41.62% 33.06% 44.91% 44.93% 44.53% 47% 47.56% 49.19%
EPS 2 20.21 21.64 21.22 23.74 25.54 28.63 27.97 29.30
Free Cash Flow - - - - - - - -
FCF margin - - - - - - - -
FCF Conversion (EBITDA) - - - - - - - -
FCF Conversion (Net income) - - - - - - - -
Dividend per Share 2 12.00 6.000 11.00 - 17.00 18.00 18.00 18.00
Announcement Date 2/13/20 2/12/21 2/11/22 2/7/23 2/7/24 - - -
1NOK in Million2NOK
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: December 2021 Q4 2022 Q1 2022 Q2 2022 Q3 2022 Q4 2023 Q1 2023 Q2 2023 Q3 2023 Q4 2024 Q1 2024 Q2 2024 Q3 2024 Q4
Net sales 1 173.3 86.78 92.71 101.8 105.8 109.5 114.8 118.9 122 119 122.1 123.5 127.1
EBITDA - - - - - - - - - - - - -
EBIT 1 77.67 41.01 47.53 55.25 55.76 62.33 66.04 69.13 64.52 71.8 76.1 76.4 74.6
Operating Margin 44.81% 47.26% 51.27% 54.26% 52.71% 56.94% 57.53% 58.16% 52.89% 60.32% 62.33% 61.86% 58.69%
Earnings before Tax (EBT) 1 84.32 43.98 73.26 49.15 53.34 53.79 89.12 67.13 57.01 72.75 86.5 71 71.4
Net income 1 65.91 32.52 63.98 36.77 40.65 40.35 73.91 50.41 41.99 54.59 69.1 53.3 54.3
Net margin 38.02% 37.47% 69.01% 36.11% 38.42% 36.86% 64.38% 42.41% 34.42% 45.86% 56.59% 43.16% 42.72%
EPS 2 9.140 4.380 8.620 4.960 5.480 5.260 9.650 6.580 5.480 6.750 8.560 6.590 6.720
Dividend per Share - - - - - - - - - - - - -
Announcement Date 2/11/22 5/16/22 8/12/22 11/10/22 2/7/23 5/11/23 8/11/23 11/9/23 2/7/24 5/8/24 - - -
1NOK in Million2NOK
Estimates

Balance Sheet Analysis

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net Debt - - - - - - - -
Net Cash position - - - - - - - -
Leverage (Debt/EBITDA) - - - - - - - -
Free Cash Flow - - - - - - - -
ROE (net income / shareholders' equity) 9.21% 8.09% 8.71% - 9.59% 10.5% 10.1% 10.2%
ROA (Net income/ Total Assets) 0.99% 0.79% 1% - 1.21% 1.3% 1.3% 1.3%
Assets 1 10,108 12,411 14,927 - 17,048 17,792 18,477 20,300
Book Value Per Share 2 207.0 214.0 230.0 - 275.0 272.0 280.0 289.0
Cash Flow per Share - - - - - - - -
Capex - - - - - - - -
Capex / Sales - - - - - - - -
Announcement Date 2/13/20 2/12/21 2/11/22 2/7/23 2/7/24 - - -
1NOK in Million2NOK
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

Trading Rating
Investor Rating
ESG Refinitiv
More Ratings
Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
1
Last Close Price
237 NOK
Average target price
270 NOK
Spread / Average Target
+13.92%
Consensus
  1. Stock Market
  2. Equities
  3. SKUE Stock
  4. Financials Skue Sparebank