SBT Bancorp, Inc. reported unaudited consolidated earnings results for the fourth quarter and full year ended December 31, 2013. For the quarter, the company's total interest and dividend income was $3,168,000 compared to $2,852,000 for the same period of last year. Net interest and dividend income was $2,917,000 compared to $2,598,000 for the same period of last year. Income before income taxes was $42,000 compared to $828,000 for the same period of last year. Net income available to common shareholders was $107,000 compared to $579,000 for the same period of last year. Earnings per common share, assuming dilution was $0.12 compared to $0.66 for the same period of last year.

For the year, the company's total interest and dividend income was $12,004,000 compared to $11,567,000 for the same period of last year. Net interest and dividend income was $11,087,000 compared to $10,526,000 for the same period of last year. Income before income taxes was $1,269,000 compared to $2,751,000 for the same period of last year. Net income available to common shareholders was $1,029,000 compared to $1,898,000 for the same period of last year. Earnings per common share, assuming dilution was $1.17 compared to $2.18 for the same period of last year.