Hong Kong Exchanges and Clearing Limited and The Stock Exchange of Hong Kong Limited take no responsibility for the contents of this announcement, make no representation as to its accuracy or completeness and expressly disclaim any liability whatsoever for any loss howsoever arising from or in

reliance upon the whole or any part of the contents of this announcement.

SBI HOLDINGS, INC.

(Incorporated in Japan with limited liability)

(Stock code: 6488) OVERSEAS REGULATORY ANNOUNCEMENT

This announcement is made pursuant to Rule 13.09(2) of the Rules Governing the Listing of Securities on
The Stock Exchange of Hong Kong Limited.

Please refer to the attached copy of the Announcement.

On behalf of the Board SBI Holdings, Inc. Yoshitaka Kitao

Chief Executive Officer

Japan, 14 March 2012

As of the date of this announcement, the executive Directors are Mr Yoshitaka Kitao, Mr Taro Izuchi, Mr Takashi Nakagawa, Mr Kenji Hirai, Mr Tomoya Asakura, Mr Takashi Okita, Mr Noriaki Maruyama, Mr Shumpei Morita, Mr Shinji Yamauchi, Mr Makoto Miyazaki, Mr Yoshimi Takahashi and Mr Masaki Takayanagi, the non-executive Directors are Mr Yasutaro Sawada, Mr Hiroyoshi Kido, Mr Noriyoshi Kimura and Mr Hiroshi Tasaka and the independent non-executive Directors are Mr Masaki Yoshida, Mr Kiyoshi Nagano, Mr Keiji Watanabe, Mr Takeshi Natsuno and Mr Akihiro Tamaki.

March 14, 2012
SBI Holdings, Inc. (TOKYO: 8473 / Hong Kong: 6488)

Details of Shareholder Benefits

SBI Holdings, Inc. (hereafter "the Company") announced today the details of the shareholder benefits that will be given to all shareholders as of March 31, 2012, as described in "Notice Regarding the Implementation of Shareholder Benefits," which was released on January 31, 2012.
1. Eligible shareholders
All shareholders listed or recorded in the shareholder register as of March 31, 2012
2. Benefits
(1) The Company will give all stockholders one (1) ticket good for purchasing health food (dietary supplements) and cosmetics sold by SBI ALApromo, Co. Ltd. ("SBI ALApromo") at a special discounted price of 50% off