The board of
Recent times have once again demonstrated the importance of private savings, and savers are seeking a broader range of interest-bearing savings. This is shown by the high level of interest in
Key points in
- Continue to improve our savings offering by providing a wider product portfolio, thereby increasing our addressable market, like through project financing and the fixed-interest account.
- Continue to establish more partnerships with originators to increase diversification for investors on the savings platform.
- Continue the initiative to make the billing platform Billecta an autonomous operation within
SaveLend Group with its own growth agenda, which will lead to increased focus on selected customer segments and thereby continued volume and margin growth. - Improve the operating margin through margin effects on increased volume and a strategy based on high cost control with
Sweden as the core market.
The board of
Net revenue - at least MSEK 450
The company aims for a high revenue increase in the coming years, primarily driven by organic growth. By 2027, net revenue should amount to at least MSEK 450, of which the savings platform should account for MSEK 325 and the billing platform for MSEK 125.
Profitability - 27% EBIT Margin
It is important for the Company to maintain high organic growth while ensuring profitability. Therefore, the EBIT margin for each segment should exceed 27%.
The board of
The dividend from the 2024 results should amount to 30-70% of the group's net profit after tax. The board will consider several factors when proposing the dividend level, including legal requirements, the group's expansion opportunities, its financial position, and other investment needs.
Our investments in the business over the past few years are ready to be harvested. As we now lean more forward and focus even more on sales, as well as trust that our platforms will scale, it will be clearly reflected in the income statement and thus create conditions for returning value to our shareholders. Our ambition is to distribute capital to our shareholders on a quarterly basis."
The company will publish a Q&A on Quartr in January regarding the new financial targets. You are welcome to send your questions to investor@savelend.se by
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