River Valley Community Bank announced unaudited earnings results for the fourth quarter and full year ended December 31, 2015. For the quarter, the Bank earned $508,070 after tax or $0.22 basic earnings per share compared to $329,380 or $0.15 per share earned in the fourth quarter of 2014. For the fourth quarter of 2015, the Bank's ROA and ROE were 0.85% and 8.67% respectively.

For the full year ended December 31, 2015, the Bank had record earnings of $1,729,848 or $0.76 basic earnings per share compared to $1,110,539 or $0.51 per basic earnings per share in 2014. The Bank's book value per share of $9.95 increased from $9.53 per share at year-end 2014. For the year ended December 31, 2015, the return on average assets (ROA) and return on average shareholder equity (ROE) were 0.77% and 7.74% respectively compared to 0.60% and 5.48% for the full year 2014.