Punjab & Sind Bank appointed Sh. Dheeraj Kumar Gaur as the Chief Risk Officer of the Bank vice Sh Sanjay P Srivastava and has taken charge on July 25, 2022. Mr. Dheeraj Kumar Gaur is a post-graduate in Physics from Kumaun University, Nainital, and started his banking career with State Bank of India as Probationary Officer in the year 2000. Prior to joining Punjab & Sind Bank, Mr. Gaur was AGM in the Risk Management Department of the International Banking Group of State Bank of India. He is a Certified Associate Member of the Indian Institute of Bankers (CAIIB). He also holds the Financial Risk Manager (FRM) certification from the Global Association of Risk Professionals (GARP) and is a Certified Anti Money Laundering Specialist (ACAMS). In a career spanning over two decades, he has vast experience in Risk Management,
International Banking, Retail, SME and Corporate banking. While working in the Risk Management Department of SBI, he made significant
contributions to the risk transformation project of SBI. He also had a 4-year stint as Chief Operating Officer (COO) at SBI Maldives where he handled treasury operations, investment and corporate finance.