1. General - Key Metrics - Bank as Consolidated with Subsidiaries | ||||||
in million Rupiah | ||||||
No | Description | Period of | ||||
30 June 2022 | 31 March 2022 | 31 December 2021 | 30 September 2021 | 30 June 2021 | ||
Available Capital (amounts) | ||||||
1 | Common Equity Tier 1 (CET1) | 195,096,147 | 187,400,411 | 196,114,396 | 191,283,174 | 181,626,564 |
2 | Tier 1 | 195,096,147 | 187,400,411 | 196,114,396 | 191,283,174 | 181,626,564 |
3 | Total Capital | 203,014,784 | 195,075,282 | 203,621,221 | 198,381,042 | 188,604,107 |
Risk-Weighted Assets (amounts) | ||||||
4 | Total Risk-Weighted Assets (RWA) | 781,575,602 | 776,537,322 | 758,288,767 | 724,742,291 | 713,946,369 |
Risk-based Capital Ratios as a percentage of RWA | ||||||
5 | CET1 Ratio (%) | 24.96% | 24.13% | 25.86% | 26.39% | 25.44% |
6 | Tier 1 Ratio (%) | 24.96% | 24.13% | 25.86% | 26.39% | 25.44% |
7 | Total Capital Ratio (%) | 25.98% | 25.12% | 26.85% | 27.37% | 26.42% |
Additional CET1 buffer requirements as a percentage of RWA | ||||||
8 | Capital Conservation Buffer requirement (2.5% from RWA) (%) | 2.500% | 2.500% | 2.500% | 2.500% | 2.500% |
9 | Countercyclical Buffer Requirement (0 - 2.5% from RWA) (%) | 0.000% | 0.000% | 0.000% | 0.000% | 0.000% |
10 | Bank G-SIB and/or D-SIB additional requirements (1% - 2.5%) (%) | 2.500% | 2.500% | 2.500% | 2.500% | 2.500% |
11 | Total of bank CET1 specific buffer requirements (%) (Row 8 + Row 9 + Row 10) | 5.000% | 5.000% | 5.000% | 5.000% | 5.000% |
12 | CET1 available after meeting the bank's minimum capital requirements (%) | 15.99% | 15.13% | 16.86% | 17.38% | 16.43% |
Basel III Leverage Ratio | ||||||
13 | Total Basel III leverage ratio exposure measure | 1,375,921,698 | 1,388,101,011 | 1,346,918,546 | 1,281,798,363 | 1,237,321,048 |
14 | Basel III leverage ratio (%) (including the impact of any applicable temporary exemption of central bank | 14.18% | 13.50% | 14.56% | 14.92% | 14.68% |
reserves) | ||||||
14b | Basel III leverage ratio (%) (excluding the impact of any applicable temporary exemption of central bank | 14.18% | 13.50% | 14.56% | 14.92% | 14.68% |
reserves) | ||||||
14c | Basel III leverage ratio (%) (including the impact of any applicable temporary exemption of central bank | 13.42% | 13.73% | 14.47% | 14.56% | 14.19% |
reserves) incorporating mean values for SFT assets | ||||||
14d | Basel III leverage ratio (%) (excluding the impact of any applicable temporary exemption of central bank | 13.42% | 13.73% | 14.47% | 14.56% | 14.19% |
reserves) incorporating mean values for SFT assets | ||||||
Liquidity Coverage Ratio (LCR) | ||||||
15 | Total High-Quality Liquid Assets (HQLA) | 533,837,452 | 514,509,705 | 483,275,887 | 449,877,405 | 434,162,615 |
16 | Total net cash outflow | 132,898,925 | 125,478,919 | 120,687,059 | 113,662,225 | 111,813,631 |
17 | LCR Ratio (%) | 401.69% | 410.04% | 400.44% | 395.80% | 388.29% |
Net Stable Funding Ratio (NSFR) | ||||||
18 | Total Available Stable Funding | 1,065,323,706 | 1,043,553,563 | 1,034,817,545 | 990,227,375 | 960,148,902 |
19 | Total Required Stable Funding | 612,646,898 | 588,391,772 | 572,616,224 | 544,981,601 | 536,020,991 |
20 | NSFR Ratio (%) | 173.89% | 177.36% | 180.72% | 181.70% | 179.13% |
5. Capital - Composition of Capital (CC1)
No. | Component |
Common Equity Tier 1 Capital: Instruments and Reserves
- Directlysurplus issued qualifying common share (and equivalent for non-joint stock companies) capital plus related stock
- Retained earnings
- Accumulated other comprehensive income (and other reserves)
- Directly issued capital subject to phase out from CET1 (only applicable to non-joint stock companies)
- Common share capital issued by subsidiaries and held by third parties (amount allowed in group CET1)
- Common Equity Tier 1 capital before regulatory adjustments
Common Equity Tier 1 capital: Regulatory Adjustments
- Prudential valuation adjustments
- Other intangibles other than mortgage-servicing rights (net of related tax liability)
Deferred tax assets that rely on future profitability excluding those arising from temporary differences (net of related
- tax liability)
- Shortfall on provisions to expected losses
- Securitisation gain on sale (as set out in paragraph 562 of Basel II framework)
- Defined-benefitpension fund net assets
- Investments in own shares (if not already netted off paid-in capital on reported balance sheet)
- Reciprocal cross-holdings in common equity
- consolidation, net of eligible short positions, where the Bank does not own more than 10% of the issued share capital (amount above 10% threshold)
Significant investments in the common stock of Banking, financial and insurance entities that are outside the scope of - regulatory consolidation, net of eligible short positions (amount above 10% threshold)
21. Deferred tax assets arising from temporary differences (amount above 10% threshold, net of related tax liability)
22.
- Significant investments in the common stock of financials
- Mortgage servicing rights
- Deferred tax assets arising from temporary differences
- National specific regulatory adjustments
- Difference between allowance for possible losses and
- Allowance for losses on non productive assets required
- Deferred tax aset
- Investments in shares of stock
- Shortage of capital on insurance subsidiary company
g. Other deduction factor of common equity tier 1
- Regulatorydeductions adjustments applied to Common Equity Tier 1 due to insufficient Additional Tier 1 and Tier 2 to cover
- Total regulatory adjustments to Common equity Tier 1
29.
Amount (in million | Reference from |
Rupiah) | Consolidated |
Consolidated | Statements of |
Financial Position | |
7,252,306 | f |
182,496,771 | i |
15,860,325 | h |
N/A | |
- | |
205,609,402 | |
- | |
(1,113,614) | a |
(397,459) | c |
N/A |
N/A
N/A
- k
- j
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
-
(1,388,565)
(6,621,387)d
(992,230)
-
-
-
(10,513,255)
195,096,147
5. Capital - Composition of Capital (CC1)
Amount (in million | ||
No. | Component | Rupiah) |
Consolidated | ||
Additional Tier 1 capital: instruments | ||
30. | Directly issued qualifying Additional Tier 1 instruments plus related stock surplus | |
31. | Classified as equity under applicable accounting standards | - |
32. | Classified as liabilities under applicable accounting standards | - |
33. | Directly issued capital instruments subject to phase out from Additional Tier 1 | N/A |
34. | parties (amount allowed in group AT1) | - |
35. | Instruments issued by subsidiaries subject to phase out | N/A |
36. | Additional Tier 1 capital before regulatory adjustments | - |
37. | Investments in own Additional Tier 1 instruments | N/A |
38. | Reciprocal cross-holdings in Additional Tier 1 instruments | N/A |
Investments in the capital of Banking, financial and insurance entities that are outside the scope of regulatory | ||
39. | consolidation, net of eligible short positions, where the Bank does not own more than 10% of the issued common share | N/A |
capital of the entity (amount above 10% threshold) | ||
40. | Significant investments in the capital of Banking, financial and insurance entities that are outside the scope of regulatory | N/A |
consolidation (net of eligible short positions) | ||
41. | National specific regulatory adjustments | |
a. Investments in Instruments issued by the other bank that meet the criteria for inclusion in additional tier 1 | - | |
42. | Regulatory adjustments applied to Additional Tier 1 due to insufficient Tier 2 to cover deductions | - |
43. | Total regulatory adjustments to Additional Tier 1 capital | - |
44. | - | |
45. | Tier 1 capital (T1 = CET 1 + AT 1) | 195,096,147 |
Tier 2 capital: instruments and provisions |
Reference from
Consolidated
Statements of
Financial Position
g e
46.
- Directly issued capital instruments subject to phase out from Tier 2
- Tier 2 instruments (and CET1 and AT1 instruments not included in rows 5 or 34) issued by subsidiaries and held by third parties (amount allowed in group Tier 2)
- Instruments issued by subsidiaries subject to phase out
- General allowance for losses on earning assets that must be calculated with a maximum of 1.25% of RWA for Credit Risk
Tier 2 capital: regulatory adjustments
- Investments in own Tier 2 instruments
-
Reciprocal cross-holdings in Tier 2 instruments and other TLAC liabilities
Investments in the other TLAC liabilities of banking, financial and insurance entities that are outside the scope of - regulatory consolidation and where the bank does not own more than 10% of the issued common share capital of the entity: amount previously designated for the 5% threshold but that no longer meets the conditions (for G-SIBs only)
333,250
N/A
-
N/A
7,585,387
N/A
N/A
N/A
55. | Significant investments in the capital banking, financial and insurance entities that are outside the scope of regulatory | N/A |
consolidation (net of eligible short positions) | ||
56. | National specific regulatory adjustments | |
a. Sinking fund | - | |
b. Investments in Instruments issued by the other bank that meet the criteria for inclusion in additional tier 2 | - | |
57. | Total regulatory adjustments to Tier 2 capital | - |
58. | Tier 2 capital (T2) | 7,918,637 |
59. | 203,014,784 | |
60. | Total risk weighted assets | 781,575,602 |
5. Capital - Composition of Capital (CC1)
No. | Component |
Capital ratios and buffers
- Common Equity Tier 1 (as a percentage of risk weighted assets)
- Total capital (as a percentage of risk weighted assets)
- Institution specific buffer requirement (minimum CET1 requirement plus capital conservation buffer plus
- Capital conservation buffer requirement
- Bank specific countercyclical buffer requirement
- Higher loss absorbency requirement
- Common Equity Tier 1 available to meet buffers (as a percentage of risk weighted assets)
- National Common Equity Tier 1 minimum ratio (if different from Basel 3 minimum)
- National Tier 1 minimum ratio (if different from Basel 3 minimum)
Amounts below the thresholds for deduction (before risk weighting)
- Non-significantinvestments in the capital and other TLAC liabilities of other financial entities
- Significant investments in the common stock of financial entities
74.
- Deferred tax assets arising from temporary differences (net of related tax liability) Applicable caps on the inclusion of provisions in Tier 2
- Provisionscap) eligible for inclusion in Tier 2 in respect of exposures subject to standardised approach (prior to application of
- Cap on inclusion of provisions in Tier 2 under standardised approach
- Provisions eligible for inclusion in Tier 2 in respect of exposures subject to internal ratings-based approach (prior to application of cap)
79.
Capital instruments subject to phase-out arrangements (only applicable between 1 Jan 2018 and 1 Jan 2022)
- Current cap on CET1 instruments subject to phase out arrangements
- Amount excluded from CET1 due to cap (excess over cap after redemptions and maturities)
- Amount excluded from AT1 due to cap (excess over cap after redemptions and maturities)
- Current cap on T2 instruments subject to phase out arrangements
Amount (in million | Reference from |
Rupiah) | Consolidated |
Consolidated | Statements of |
Financial Position | |
24.96% | |
24.96% | |
25.98% | |
5.0% | |
2.500% | |
0.000% | |
2.500% | |
15.99% | |
N/A | |
N/A | |
N/A | |
N/A | |
N/A | |
N/A | |
N/A | |
N/A | |
N/A | |
N/A | |
N/A | |
N/A | |
N/A | |
N/A | |
N/A |
6. Capital - Reconciliation of Capital (CC2)
(in million Rupiah) | ||||
PUBLISHED | CONSOLIDATED STATEMENTS | |||
STATEMENTS OF | ||||
OF FINANCIAL POSITION | ||||
FINANCIAL | ||||
No. | ACCOUNTS | UNDER REGULATORY SCOPE | Reference | |
POSITION AS OF | ||||
OF CONSOLIDATION | ||||
JUNE 30 2022 | ||||
AS OF JUNE 30 2022 | ||||
CONSOLIDATED | ||||
ASSETS | ||||
1. | Cash | 15,527,363 | 15,527,294 | |
2. Placement to Bank Indonesia | 196,460,092 | 196,460,092 | ||
3. | Interbank placement | 16,797,805 | 15,708,894 | |
4. Spot and derivative/forward receivables | 185,828 | 185,828 | ||
5 | Securities | 238,009,982 | 235,752,552 | |
6. Securities sold under repurchase agreement (repo) | 22,733 | 22,733 | ||
7. Claims on securities bought under reverse | ||||
repo | 97,074,684 | 97,074,684 | ||
8. | Acceptance receivables | 14,596,111 | 14,596,111 | |
9. | Loans and financing | 668,196,067 | 668,195,558 | |
10. | Sharia financing | 7,072,664 | 7,072,664 | |
11. | Equity investment | 842,561 | 1,830,363 | |
12. | Other financial assets | 10,950,621 | 10,332,721 | |
13. | Impairment on financial assets -/- | (37,532,763) | (37,532,763) | |
a. Securities | (221,084) | (221,084) | ||
b. Loans and Sharia financing | (36,905,680) | (36,905,680) | ||
c. Others | (405,999) | (405,999) | ||
14. | Intangible assets | 3,689,195 | 3,649,846 | |
Goodwill | 1,158,201 | 1,157,121 | a | |
Mortgage servicing rights | - | - | b | |
Other intangibles (excluding Mortgage servicing rights) | 2,530,994 | 2,492,725 | c | |
Accumulated amortization on intangible asset -/- | (2,155,405) | (2,138,773) | ||
Goodwill | (43,512) | (43,507) | a | |
Mortgage servicing rights | - | - | b | |
Other intangibles (excluding Mortgage servicing rights) | (2,111,893) | (2,095,266) | c | |
15. | Fixed assets and equipment | 30,973,374 | 30,833,388 | |
Accumulated depreciation on fixed assets and equipment -/- | (8,980,125) | (8,899,543) | ||
16. | Non productive asset | 1,597,530 | 1,597,530 | |
a. Abandoned property | 66,492 | 66,492 | ||
b. Foreclosed accounts | 1,493,368 | 1,493,368 | ||
c. Suspense accounts | 18,647 | 18,647 | ||
d. Interbranch assets | 19,023 | 19,023 | ||
17. | Other assets | 11,139,602 | 10,833,876 | |
Deferred tax assets | 6,712,600 | 6,621,387 | d | |
TOTAL ASSETS | 1,264,467,919 | 1,261,103,055 |
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PT Bank Central Asia Tbk published this content on 15 August 2022 and is solely responsible for the information contained therein. Distributed by Public, unedited and unaltered, on 15 August 2022 10:22:04 UTC.