Peapack-Gladstone Financial Corp. reported unaudited consolidated earnings results for the fourth quarter and full year ended December 31, 2012. For the quarter, the company posted net interest income of $12,759,000 against $12,616,000 a year ago. Income before income tax was $2,031,000 against $3,568,000 a year ago. Net income available to common shareholders was $1,058,000 or $0.12 basic and diluted per share against $2,307,000 or $0.26 basic and diluted per share a year ago. ROA was 0.26% against 0.64% a year ago. ROE was 3.52% against 8.61% a year ago. Interest income was $13,792,000, compared to $14,101,000 for the last year.

For the year, the company posted net interest income of $51,403,000 against $48,915,000 a year ago. Income before income tax was $16,101,000 against $13,982,000 a year ago. Net income available to common shareholders was $9,222,000 or $1.05 basic and diluted per share against $10,940,000 or $1.25 basic and diluted per share a year ago. ROA was 0.61% against 0.79% a year ago. ROE was 8.03% against 10.74% a year ago. Interest income was $56,090,000, compared to $56,051,000 for the last year.