This presentation (and oral statements made regarding the subject of this presentation) contains certain "forward- looking statements" that are based on various facts and derived utilizing numerous important assumptions and are subject to known and unknown risks, uncertainties and other factors that may cause our actual results, performance or achievements to be materially different from any future results, performance or achievements expressed or implied by such forward-looking statements. Forward-looking statements include information about our future financial performance, business and growth strategy, projected plans and objectives, as well as projections of macroeconomic and industry trends, which are inherently unreliable due to the multiple factors that impact economic trends, and any such variations may be material. Statements preceded by, followed by or that otherwise include the words "believes," "expects," "anticipates," "intends," "projects," "estimates," "plans" and similar expressions or future or conditional verbs such as "will," "should," "would," "may" and "could" are generally forward-looking in nature and not historical facts, although not all forward-looking statements include the foregoing. Forward-looking statements are based on management's current expectations and involve risks and
uncertainties that could cause actual results to differ materially from the Company's historical results or those
described in our forward-looking statements. PCB Bancorp disclaims any obligation to update any forward-looking statement.
This presentation contains certain non-GAAP financial measures intended to supplement, not substitute for, comparable GAAP measures. Reconciliations of non-GAAP financial measures to GAAP financial measures are provided at the end of this presentation. Numbers in the presentation may not sum due to rounding.
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Introduction
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Franchise Footprint
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Equity Information
As of January 25, 2021
Ticker
PCB
Market Cap
$341.2 million
Price Per Share
$22.94
52 Week Range
$11.21 - $24.58
Dividend Yield (Dividend Payout Ratio)
2.62% (16.54% 1Q21-4Q21)
Number of Shares
14,873,725
Stock Repurchase
Announced on April 8, 2021 a repurchase program for the repurchase of up to 5% of outstanding stock, which represented 775,000 shares, through September 7, 2021. Repurchased and retired 680,269 shares of common stock under this program.
(1) Retrospectively adjusted for 10% stock dividend payouts on February 22, 2016 and January 15, 2017
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PCB Bancorp published this content on 27 January 2022 and is solely responsible for the information contained therein. Distributed by Public, unedited and unaltered, on 28 January 2022 23:20:02 UTC.
PCB Bancorp is a bank holding company for PCB Bank (the Bank). The Bank offers a suite of commercial banking services to small to medium-sized businesses, individuals and professionals, primarily in Southern California, and predominantly in Korean-American and other minority communities. The Bank offers a range of online banking solutions that includes access to account balances, online transfers, online bill payment and electronic delivery of customer statements, mobile banking solutions, including remote check deposit and mobile bill pay. The Bank offers automated teller machines and banking by telephone, mail, personal appointment, debit cards, as well as treasury management, wire transfer and automated clearing house services. The Banks lending activities portfolio consists of real estate loans, commercial and industrial loans and other consumer loans. Its investment securities portfolio includes mortgage-backed securities and collateralized mortgage obligations, among others.
PCB BANCORP 
