Norwood Financial Corp. announced unaudited consolidated earnings results for the fourth quarter and full year ended December 31, 2013. For the quarter, the company reported total interest income of $7.0 million, net interest income of $6.1 million, income before tax of $2.96 million and net income of $2.2 million or $0.60 per diluted share compared to total interest income of $7.2 million, net interest income of $6.1 million, income before tax of $2.3 million and net income of $1.8 million or $0.48 per diluted share reported in the same period last year. Return on average assets was 1.23% against 1.02% and return on average equity was 9.33% against 7.54% reported last year. Book value per share at the end of the period was $25.43 against $25.49 reported a year ago.

For the year, the company reported total interest income of $28.3 million, net interest income of $24.7 million, income before tax of $11.2 million and net income of $8.5 million or $2.33 per diluted share compared to total interest income of $29.4 million, net interest income of $24.8 million, income before tax of $11.4 million and net income of $8.4 million or $2.33 per diluted share reported in the same period last year. Return on average assets was 1.23% against 1.23% and return on average equity was 9.13% against 9.22% reported last year.