Kemper Corporation

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US4884011002

Property & Casualty Insurance

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Kemper : Union National Life Insurance Company

November 17, 2023 at 10:40 am

*69779202320100103*

LIFE, ACCIDENT AND HEALTH COMPANIES/FRATERNAL BENEFIT SOCIETIES - ASSOCIATION EDITION

QUARTERLY STATEMENT

AS OF SEPTEMBER 30, 2023

OF THE CONDITION AND AFFAIRS OF THE

UNION NATIONAL LIFE INSURANCE COMPANY

NAIC Group Code	0215 0215 NAIC Company Code	69779	Employer's ID Number 72............................................-0340280
		(Current) (Prior)
Organized under the Laws of	LA		State of Domicile or Port of Entry	LA
Country of Domicile	US
Licensed as business type:	LIFE, ACCIDENT AND HEALTH
Incorporated/Organized	06/29/1928		Commenced Business	07/30/1930
Statutory Home O3ce	3636 S. SHERWOOD FOREST.....................................BLVD	BATON ROUGE, LA, US 70816...................................................-7785
Main Administrative O3ce	12115 LACKLAND ROAD
		ST. LOUIS, MO, US 63146-4003	314-819-4300
				(Telephone Number)
Mail................................................................Address	200 EAST RANDOLPH STREET, SUITE 3300	CHICAGO, IL, US 60601
Primary Location of Books and
Records	200 EAST RANDOLPH STREET, SUITE 3300
		CHICAGO, IL, US 60601	312-661-4564
Internet Website Address	KEMPER.COM		(Telephone Number)

Statutory Statement Contact	HANNAH LEE ANDREWS	312-661-4564
				(Telephone Number)
		KHSCSTATREPORTING@KEMPER..........COM	314-819-4789
		(E-Mail Address)		(Fax Number)
		OFFICERS
JENNIFER MARIE KOPPS-WAGNER, SECRETARY		CHRISTOPHER WADE FLINT#, PRESIDENT
	CHRISTIAN ALBERT DANCER, TREASURER	.................................................................................................................
		DIRECTORS OR TRUSTEES
...................................................	JOHN MICHAEL BOSCHELLI	...................................................CHRISTOPHER WADE FLINT#
...................................................	TROY JOHNATHAN MCGILL	...................................................MAXWELL THOMAS MINDAK
...................................................	CHRISTOPHER LAMONT MOSES	...................................................FREDERICK GEORGE STUCKEL#
State of	MISSOURI
County of	ST................................................................. LOUIS	SS

The o cers of this reporting entity being duly sworn, each depose and say that they are the described o cers of said reporting entity, and that on the reporting period stated above, all of the herein described assets were the absolute property of the said reporting entity, free and clear from any liens or claims thereon, except as herein stated, and that this statement, together with related exhibits, schedules and explanations therein contained, annexed or referred to, is a full and true statement of all the assets and liabilities and of the condition and affairs of the said reporting entity as of the reporting period stated above, and of its income and deductions therefrom for the period ended, and have been completed in accordance with the NAIC Annual Statement Instructions and Accounting Practices and Procedures manual except to the extent that: (1) state law may differ; or, (2) that state rules or regulations require differences in reporting not related to accounting practices and procedures, according to the best of their information, knowledge and belief, respectively. Furthermore, the scope of this attestation by the described o cers also includes the related corresponding electronic ling with the NAIC, when required, that is an exact copy (except for formatting differences due to electronic ling) of the enclosed statement. The electronic ling may be requested by various regulators in lieu of or in addition to the enclosed statement.

CHRISTOPHER WADE FLINT

PRESIDENT

Subscribed and sworn to before me

this			day of

x		x
JENNIFER MARIE KOPPS-WAGNER	CHRISTIAN ALBERT DANCER
SECRETARY	TREASURER
a. Is this an original	ling? Yes
b. If no:

State the amendment number:
Date led:
Number of pages attached:

Quarterly Statement as of September 30, 2023 of the Union National Life Insurance Company

ASSETS

				Current Statement Date	4
			1	2	3
					Net Admitted	December 31
				Nonadmitted	Assets	Prior Year Net
			Assets	Assets	(Cols. 1 - 2)	Admitted Assets
1.	............................................................................................................................................Bonds	14,624,333	14,624,333	21,661,688
2.	Stocks:
	2.1	Preferred.................................................................................................................................stocks	............................... ...............................	...............................	................................
	2.2	Common stocks	............................... ...............................	...............................	................................
3.	Mortgage loans on real estate:
	3.1	First.................................................................................................................................liens	............................... ...............................	...............................	................................
	3.2	Other than rst liens	............................... ...............................	...............................	................................

4. Real estate:


4.1	Properties occupied by the company (less $	encumbrances)
4.2	Properties held for the production of income (less $	encumbrances)
4.3	Properties held for sale (less $	encumbrances)	........................... ............................... ............................... ............................... ................................

5. Cash ($ (764,308)), cash equivalents ($ 2,938,232) and short-term investments

	(............................................................................................................................................$ )		2,173,924	2,173,924	5,020,017
6.	Contract loans (including $	premium notes)	............................... ...............................	...............................	................................
7.	Derivatives		............................... ...............................	...............................	................................
8.	Other invested assets		.........................................................................................	............................... ...............................	...............................	................................
9.	Receivables for securities	.........................................................................................	............................... ...............................	...............................	................................
10.	Securities lending reinvested collateral assets	............................... ...............................	...............................	................................
11.	Aggregate write-insfor invested.........................................................................................assets	............................... ...............................	...............................	................................
12.	......................................Subtotals, cash and invested assets (Lines 1 to 11)	16,798,256	16,798,256	26,681,706
13.	Title plants less $	charged off (for Title insurers only)	............................... ...............................	...............................	................................
14.	Investment income due and accrued	...............................195,956	...............................195,956	................................261,310

15. Premiums and considerations:

15.1	Uncollected premiums and agents' balances in the course of collection	(7,404,417)	(7,404,417)	(7,527,571)
15.2	Deferred premiums, agents' balances and installments booked but
	deferred and not yet due (including $	earned but unbilled premiums)	............................... ...............................	...............................	................................
15.3	Accrued retrospective premiums ($	) and contracts subject to
	redetermination ($ )	............................... ...............................	...............................	................................

16. Reinsurance:

	16.1 Amounts recoverable from reinsurers	3,329,615	...............................	3,329,615	3,150,828
	16.2 Funds held by or deposited with reinsured companies	...............................	...............................	...............................	................................
	16.3 Other amounts receivable under reinsurance contracts	...............................634,116	...............................	...............................634,116	................................690,926
17.	Amounts receivable relating to uninsured plans	...............................	...............................	...............................	................................
18.1	Current federal and foreign income tax recoverable and interest thereon	...............................	...............................	...............................	................................858
18.2	Net deferred tax asset	3,024,767	2,717,498	...............................307,269	................................96,764
19.	Guaranty funds receivable or.........................................................................................on deposit	...............................12,789	...............................	...............................12,789	................................12,789
20.	Electronic data processing equipment and software	...............................	...............................	...............................	................................
21.	Furniture and equipment, including health care delivery assets......................................($ )	...............................	...............................	...............................	................................
22.	Net adjustment in assets and liabilities due to foreign exchange......................................rates	...............................	...............................	...............................	................................
23.	Receivables from parent, subsidiaries and a liates	9,651,032	...............................	9,651,032	................................409,883
24.	Health care ($ ) and other amounts receivable	...............................	...............................	...............................	................................
25.	Aggregate write-ins for other-than-invested assets	...............................894,756	...............................12,372	...............................882,383	................................570,138
26.	Total assets excluding Separate Accounts, Segregated Accounts and
	Protected Cell Accounts (Lines.........................................................................................12 to 25)	27,136,870	2,729,870	24,406,999	24,347,631
27.	From Separate Accounts, Segregated Accounts and Protected Cell Accounts	...............................	...............................	...............................	................................
28.	.........................................................................................Total (Lines 26 and 27)	27,136,870	2,729,870	24,406,999	24,347,631
Details of Write-Ins
1101.	............................................................................................................................................	...............................	...............................	...............................	................................
1102.	............................................................................................................................................	...............................	...............................	...............................	................................
1103.	............................................................................................................................................	...............................	...............................	...............................	................................
1198. Summary of remaining write-ins for Line 11 from over ow......................................page	...............................	...............................	...............................	................................
1199. Totals (Lines 1101 through 1103 plus 1198) (Line 11 above)	...............................	...............................	...............................	................................
2501. OTHER ASSETS	...............................620,306	...............................8,486	...............................611,820	................................570,138
2502. DISALLOWED IMR ASSET	...............................270,563	...............................	...............................270,563	................................
2503. PREPAID ASSETS	...............................3,886	...............................3,886	...............................-	................................
2598. Summary of remaining write-ins for Line 25 from over ow......................................page	...............................	...............................	...............................	................................
2599. Totals (Lines 2501 through 2503 plus 2598) (Line 25 above)	...............................894,756	...............................12,372	...............................882,383	................................570,138

Quarterly Statement as of September 30, 2023 of the Union National Life Insurance Company

LIABILITIES, SURPLUS AND OTHER FUNDS

		1	2
		Current	December 31
		Statement Date	Prior Year
1.	Aggregate reserve for life contracts $ less $	included in Line 6.3 (including $ Modco Reserve)	..................................-
2.	Aggregate reserve for accident and health contracts (including $ Modco Reserve)	..................................-
3.	Liability for deposit-type contracts (including $	Modco........................................................................................................................................................................................Reserve)	..................................

4. Contract claims:

	4.1	Life	.................................. ..................................-
	4.2	Accident and health	.................................. ..................................-
5.	Policyholders' dividends/refunds to members $	and coupons $ due and unpaid

6. Provision for policyholders' dividends, refunds to members and coupons payable in following calendar year-estimated amounts:

	6.1	Policyholders' dividends and refunds to members apportioned for payment (including $	Modco)	..................................	..................................
	6.2	Policyholders' dividends and refunds to members not yet apportioned (including $ .......................................................................................................................Modco)	..................................	..................................
	6.3	Coupons and similar bene ts (including $	Modco)				..................................	..................................
7.	Amount provisionally held for deferred dividend policies not included in Line 6		..................................	..................................
8.	Premiums and annuity considerations for life and accident and health contracts received in advance less $ discount; including $	accident and
	health premiums						..................................	..................................
9.	Contract liabilities not included elsewhere:
	9.1	Surrender values on canceled.............................................................................................................................................................................................................................contracts						..................................	..................................
	9.2	Provision for experience rating refunds, including the liability of $	accident and health experience rating refunds of which $	is for medical
		loss ratio rebate per the Public Health Service Act				..................................	..................................
	9.3	Other amounts payable on reinsurance, including $ assumed and $ 326 ceded	326	..................................
	9.4	Interest Maintenance Reserve						..................................-	..................................-
10.	Commissions to agents due or accrued-life and annuity contracts $	, accident and health $	and deposit-type contract funds $	...............................	..................................	..................................
11.	Commissions and expense allowances payable on reinsurance assumed	.....................................................................................................................................		..................................	..................................
12.	General expenses due or accrued					143,919	..................................87,893
13.	Transfers to Separate Accounts due or accrued (net) (including $	accrued for expense allowances recognized in reserves, net of reinsured
	allowances)						..................................	..................................
14.	Taxes, licenses and fees due or accrued, excluding federal income taxes	.....................................................................................................................................	24,884	..................................20,483
15.1	Current federal and foreign income taxes, including $	on realized capital gains (losses)	3,074,859	..................................
15.2	Net deferred tax liability						..................................	..................................
16.	Unearned investment income						..................................	..................................
17.	Amounts withheld or retained by reporting entity as agent........................................................................................................................................................................................or trustee				..................................	..................................
18.	Amounts held for agents' account, including $	agents' credit balances	.....................................................................................................................................		..................................	..................................
19.	Remittances and items not...........................................................................................................................................................................................................................................allocated					537,681	..................................519,465
20.	Net adjustment in assets and liabilities due to foreign exchange........................................................................................................................................................................................rates			..................................	..................................
21.	Liability for bene ts for employees and agents if not included........................................................................................................................................................................................above				..................................	..................................
22.	Borrowed money $ and interest thereon $		........................................................................................................................................................................................				..................................	..................................
23.	Dividends to stockholders declared and unpaid		........................................................................................................................................................................................				..................................	..................................
24.	Miscellaneous liabilities:
	24.01	Asset valuation reserve					67,748	..................................73,236
	24.02	Reinsurance in unauthorized and certi ed ($	) companies				..................................	..................................
	24.03	Funds held under reinsurance treaties with unauthorized and certi	ed ($ ) reinsurers		..................................	..................................
	24.04	Payable to parent, subsidiaries and a liates	..........................................................................................................................................................................			4,440,037	..................................6,651,539
	24.05	Drafts outstanding						..................................	..................................
	24.06	Liability for amounts held under uninsured plans				..................................	..................................
	24.07	Funds held under coinsurance						..................................	..................................
	24.08	Derivatives						..................................	..................................
	24.09	Payable for securities						..................................	..................................
	24.10	Payable for securities lending						..................................	..................................
	24.11	Capital notes $ and interest thereon $		..........................................................................................................................................................................				..................................	..................................
25.	Aggregate write-ins for liabilities						..................................5,828,190	..................................4,847,549
26.	........................................................................................................................................................................................Total liabilities excluding Separate Accounts business (Lines 1 to 25)		14,117,644	12,200,166
27.	From Separate Accounts statement						..................................	..................................
28.	...........................................................................................................................................................................................................................................Total liabilities (Lines 26 and 27)					14,117,644	12,200,166
29.	Common capital stock					1,500,000	..................................1,500,000
30.	Preferred capital stock						..................................	..................................
31.	Aggregate write-insfor other-than-specialsurplus funds				..................................	..................................
32.	Surplus..............................................................................................................................................................................................................................................................................................notes						..................................	..................................
33.	Gross paid in and contributed...........................................................................................................................................................................................................................................surplus					3,000,000	..................................3,000,000
34.	Aggregate write-ins for special surplus funds		........................................................................................................................................................................................				..................................	..................................
35.	Unassigned funds (surplus)					5,789,355	..................................7,647,464

36. Less treasury stock, at cost:

	36.1	shares common (value included in Line 29	$	)	..................................	..................................
	36.2	shares preferred (value included in Line 30	$	)	..................................	..................................
37.	Surplus (Total Lines 31 + 32 + 33 + 34 + 35 - 36) (including $	in Separate Accounts.....................................................................................................................................Statement)	..................................8,789,355	10,647,464
38.	...........................................................................................................................................................................................................................................Totals of Lines 29, 30 and 37			10,289,355	12,147,464
39.	Totals of Lines 28 and 38 (Page 2, Line 28, Col. 3)	........................................................................................................................................................................................		24,406,999	24,347,631
Details of Write-Ins
2501.	RESERVE FOR ESCHEATED...........................................................................................................................................................................................................................................FUNDS			..................................5,774,064	..................................4,800,759
2502.	OTHER LIABILITIES			..................................54,125	..................................46,790
2503
2598.	Summary of remaining write-insfor Line 25 from over ........................................................................................................................................................................................ow page	..................................	..................................
2599.	Totals (Lines 2501 through 2503 plus 2598) (Line 25 above)	..................................5,828,190	..................................4,847,549
3101
3102
3103
3198.	Summary of remaining write-insfor Line 31 from over ........................................................................................................................................................................................ow page	..................................	..................................
3199.	Totals (Lines 3101 through 3103 plus 3198) (Line 31 above)	..................................	..................................
3401
3402
3403
3498.	Summary of remaining write-insfor Line 34 from over ........................................................................................................................................................................................ow page	..................................	..................................
3499.	Totals (Lines 3401 through 3403 plus 3498) (Line 34 above)	..................................	..................................

Quarterly Statement as of September 30, 2023 of the Union National Life Insurance Company

SUMMARY OF OPERATIONS

			1	2	3
			Current Year To	Prior Year To	Prior Year Ended
			Date	Date	December 31
1.	Premiums and annuity considerations for life and accident and health contracts	..................................	..................................	..................................-
2.	Considerations for supplementary contracts with life contingencies	..................................	..................................	..................................
3.	Net investment income	..................................922,548	..................................478,643	..................................706,454
4.	Amortization of Interest Maintenance Reserve (IMR)	..................................(6,089)	..................................22,553	..................................16,501
5.	Separate Accounts net gain from operations excluding unrealized gains or losses	..................................	..................................	..................................
6.	Commissions and expense allowances on reinsurance ceded	..................................	..................................	..................................
7.	Reserve adjustments on reinsurance........................................................................................................................................................................................................ceded	..................................	..................................	..................................
8.	Miscellaneous Income:
	8.1	Income from fees associated with investment management, administration and contract guarantees from Separate Accounts	..................................	..................................	..................................
	8.2	Charges and fees for deposit..........................................................................................................................................................................................-typecontracts	..................................	..................................	..................................
	8.3	Aggregate write-insfor miscellaneous income	..................................	..................................82	..................................88
9.	........................................................................................................................................................................................................Totals (Lines 1 to 8.3)	916,459	501,278	723,043
10.	........................................................................................................................................................................................................................................................... ..................................Death bene ts	..................................	..................................
11.	Matured endowments (excluding guaranteed annual pure.....................................................................................................................................................endowments)	..................................	..................................	..................................
12.	Annuity...........................................................................................................................................................................................................................................................bene ts	..................................	..................................
13.	Disability bene ts and bene ts under accident and health.....................................................................................................................................................contracts	..................................	..................................	..................................-
14.	Coupons, guaranteed annual pure endowments and similar.....................................................................................................................................................bene ts	..................................	..................................	..................................
15.	Surrender bene ts and withdrawals for life contracts	..................................	..................................	..................................
16.	Group conversions	..................................	..................................	..................................
17.	Interest and adjustments on contract or deposit-typecontract.....................................................................................................................................................funds	..................................	..................................	..................................
18.	Payments on supplementary contracts with life contingencies	..................................	..................................	..................................
19.	Increase in aggregate reserves for life and accident and health.....................................................................................................................................................contracts	..................................	..................................	..................................
20.	........................................................................................................................................................................................................Totals (Lines 10 to 19)	..................................	..................................	..................................-
21.	Commissions on premiums, annuity considerations, and deposit-type contract funds (direct business only)	..................................	..................................	..................................
22.	Commissions and expense allowances on reinsurance assumed	..................................	..................................	..................................
23.	General insurance expenses and fraternal expenses	..................................	..................................	..................................
24.	Insurance taxes, licenses and fees, excluding federal income.....................................................................................................................................................taxes	..................................	..................................	..................................
25.	Increase in loading on deferred and uncollected premiums	..................................	..................................	..................................
26.	Net transfers to or (from) Separate Accounts net of reinsurance	..................................	..................................	..................................
27.	Aggregate write-insfor deductions	..................................	..................................	..................................
28.	........................................................................................................................................................................................................Totals (Lines 20 to 27)	..................................	..................................	..................................-
29.	...............................................Net gain from operations before dividends to policyholders and federal income taxes (Line 9 minus Line 28)	..................................916,459	..................................501,278	..................................723,043
30.	Dividends to policyholders and refunds to members	..................................	..................................	..................................
31.	Net gain from operations after dividends to policyholders, refunds to members and before federal income taxes (Line 29 minus Line 30)	..................................916,459	..................................501,278	..................................723,043
32.	Federal and foreign income taxes incurred (excluding tax on capital gains)	..................................3,075,724	..................................74,327	..................................80,357

33. Net gain from operations after dividends to policyholders, refunds to members and federal income taxes and before realized capital gains

or (losses) (Line 31 minus Line........................................................................................................................................................................................................32)

..................................(2,159,265)

..................................426,952

..................................642,686

34. Net realized capital gains (losses) (excluding gains (losses) transferred to the IMR) less capital gains tax of $ 44,774 (excluding taxes of

	$ (44,781) transferred to the ........................................................................................................................................................................................................IMR)	..................................(44,807)	..................................-	..................................(25,898)
35.	........................................................................................................................................................................................................Net income (Line 33 plus Line 34)	..................................(2,204,072)	..................................426,952	..................................616,788
36.		Capital and Surplus Account
Capital and surplus, December........................................................................................................................................................................................................31, prior year	12,147,464	11,634,491	11,634,491
37.	........................................................................................................................................................................................................Net income (Line 35)	..................................(2,204,072)	..................................426,952	..................................616,788
38.	Change in net unrealized capital gains (losses) less capital gains tax of $ 0	..................................	..................................	..................................
39.	Change in net unrealized foreign exchange capital gain (loss)	..................................	..................................	..................................
40.	Change in net deferred income........................................................................................................................................................................................................tax	..................................2,906,326	..................................(11,328)	..................................(966)
41.	Change in nonadmitted assets	..................................(2,565,852)	..................................25,626	..................................(94,698)
42.	Change in liability for reinsurance in unauthorized and certi ed companies	..................................	..................................	..................................
43.	Change in reserve on account of change in valuation basis, (increase) or decrease	..................................	..................................	..................................
44.	Change in asset valuation reserve	..................................5,488	..................................(2,368)	..................................(8,151)
45.	Change in treasury stock	..................................	..................................	..................................
46.	Surplus (contributed to) withdrawn from Separate Accounts during period	..................................	..................................	..................................
47.	Other changes in surplus in Separate Accounts Statement	..................................	..................................	..................................
48.	Change in surplus notes	..................................	..................................	..................................
49.	Cumulative effect of changes in accounting principles	..................................	..................................	..................................
50.	Capital changes:
	50.1	Paid.............................................................................................................................................................................................................................................in	..................................	..................................	..................................
	50.2	Transferred from surplus (Stock..........................................................................................................................................................................................Dividend)	..................................	..................................	..................................
	50.3	Transferred to surplus	..................................	..................................	..................................
51.	Surplus adjustment:
	51.1	Paid.............................................................................................................................................................................................................................................in	..................................-	..................................-	..................................
	51.2	Transferred to capital (Stock..........................................................................................................................................................................................Dividend)	..................................	..................................	..................................
	51.3	Transferred from capital	..................................	..................................	..................................
	51.4	Change in surplus as a result..........................................................................................................................................................................................of reinsurance	..................................	..................................	..................................
52.	Dividends to stockholders	..................................	..................................	..................................
53.	Aggregate write-insfor gains and losses in surplus	..................................	..................................-	..................................
54.	.....................................................................................................................................................Net change in capital and surplus (Lines 37 through 53)	..................................(1,858,110)	..................................438,882	..................................512,973
55.	.....................................................................................................................................................Capital and surplus as of statement date (Lines 36 + 54)	10,289,355	12,073,373	12,147,464
Details of Write-Ins
08.301. MISC...........................................................................................................................................................................................................................................................INCOME	..................................82	..................................88
08.302.	...........................................................................................................................................................................................................................................................	..................................	..................................	..................................
08.303.	...........................................................................................................................................................................................................................................................	..................................	..................................	..................................
08.398. Summary of remaining write-insfor Line 8.3 from over ow.....................................................................................................................................................page	..................................	..................................	..................................
08.399	Totals (Lines 08.301 through 08.303 plus 08.398) (Line 8.3....................................................................................................................................................above)	..................................	..................................82	..................................88
2701
2702
2703
2798.	Summary of remaining write-insfor Line 27 from over ow.....................................................................................................................................................page	..................................	..................................	..................................
2799.	Totals (Lines 2701 through 2703 plus 2798) (Line 27 above)	..................................	..................................	..................................
5301
5302
5303
5398.	Summary of remaining write-insfor Line 53 from over ow.....................................................................................................................................................page	..................................	..................................	..................................
5399.	Totals (Lines 5301 through 5303 plus 5398) (Line 53 above)	..................................	..................................-	..................................

Quarterly Statement as of September 30, 2023 of the Union National Life Insurance Company

CASH FLOW

		1		2	3
					Prior Year Ended
		Current Year To Date	Prior Year To Date	December 31
	Cash from Operations
1.	Premiums collected net of reinsurance	......................................	(66,344)	(6,901,232)	......................................(7,160,202)
2.	Net investment income	......................................	843,416	454,435	......................................729,293
3.	Miscellaneous income	......................................	-	82	......................................88
4.	Total..........................................................................................................................................................(Lines 1 to 3)		777,073	(6,446,714)	(6,430,821)
5.	Bene t and loss related payments	......................................	178,461	(2,631,731)	......................................(2,675,255)
6.	Net transfers to Separate Accounts, Segregated Accounts and Protected Cell Accounts.	......................................	......................................	......................................
7.	Commissions, expenses paid and aggregate write-ins for deductions	......................................	(60,426)	696	......................................(164,592)
8.	Dividends paid to policyholders	......................................	......................................	......................................
9.	Federal and foreign income taxes paid (recovered) net of $ tax on capital gains (losses) .	......................................	-	152,263	......................................(362,086)
10.	Total (Lines 5 through 9)	......................................	118,035	(2,478,772)	......................................(3,201,933)
11.	Net cash from operations (Line 4.......................................................................................................minus Line 10)		659,038	(3,967,943)	(3,228,888)
	Cash from Investments
12.	Proceeds from investments sold, matured or repaid:
	12.1 Bonds	......................................	1,966,433	81,117	......................................6,098,211
	12.2 Stocks	......................................	......................................	......................................
	12.3 Mortgage..................................................................................................................................................loans	......................................	......................................	......................................
	12.4 Real..................................................................................................................................................estate	......................................	......................................	......................................
	12.5 Other invested assets	......................................	......................................	......................................
	12.6 Net gains or (losses) on cash, cash equivalents and short-term investments	......................................	(32)	......................................	......................................
	12.7 Miscellaneous proceeds	......................................	-	......................................-	......................................-
	12.8 Total investment proceeds (Lines.....12.1.........................................................................................to 12.7)	......................................	1,966,401	81,117	......................................6,098,211
13.	Cost of investments acquired (long-term only):
	13.1 Bonds	......................................	5,029,573	......................................	......................................6,887,073
	13.2 Stocks	......................................	......................................	......................................
	13.3 Mortgage..................................................................................................................................................loans	......................................	......................................	......................................
	13.4 Real..................................................................................................................................................estate	......................................	......................................	......................................
	13.5 Other invested assets	......................................	......................................	......................................
	13.6 Miscellaneous applications	......................................	-	......................................-	......................................-
	13.7 Total investments acquired (Lines......13.1........................................................................................to 13.6)		5,029,573	-	6,887,073
14.	Net increase (or decrease) in contract loans and premium notes	......................................	......................................	......................................
15.	Net cash from investments (Line 12.8 minus Line 13.7 and Line 14)		(3,063,173)	81,117	(788,862)
	Cash from Financing and Miscellaneous Sources
16.	Cash provided (applied):
	16.1 Surplus notes, capital notes	......................................	......................................	......................................
	16.2 Capital and paid in surplus, less treasury...............................................................................................stock	......................................	-	......................................-	......................................-
	16.3 Borrowed..................................................................................................................................................funds	......................................	......................................	......................................
	16.4 Net deposits on deposit-type contracts and other insurance liabilities	......................................	......................................	......................................
	16.5 Dividends to stockholders	......................................	......................................	......................................
	16.6 Other cash provided (applied)	......................................	(441,958)	8,274,478	......................................8,995,821
17.	Net cash from nancing and miscellaneous sources (Line 16.1 through Line 16.4 minus Line 16.5
	plus..........................................................................................................................................................Line 16.6)	......................................	(441,958)	8,274,478	......................................8,995,821
	Reconciliation of Cash, Cash Equivalents and Short-Term Investments
18.	Net change in cash, cash equivalents and short-term investments (Line 11, plus Lines 15 and 17) .	......................................	(2,846,093)	4,387,652	......................................4,978,071
19.	Cash, cash equivalents and short-term investments:
	19.1 Beginning..................................................................................................................................................of year	......................................	5,020,017	41,946	......................................41,946
	19.2 End of period (Line 18 plus Line 19...1)	......................................	2,173,924	4,429,598	......................................5,020,017
Note: Supplemental disclosures of cash ow information for non-cash transactions:
............................................20.0001. NON-CASH INTERCOMPANY SETTLEMENT - BONDS	......................................	......................................	......................................
20.0002. NON-CASH INTERCOMPANY SETTLEMENT - ACCRUED INTEREST	......................................	144,458	......................................	......................................

Quarterly Statement as of September 30, 2023 of the Union National Life Insurance Company

EXHIBIT 1

	DIRECT PREMIUMS AND DEPOSIT-TYPE CONTRACTS
		1	2	3
				Prior Year
		Current Year	Prior Year To	Ended
		To Date	Date	December 31
1.	Industrial............................................................................................................................................................................................life	152,824	169,066	223,324
2.	Ordinary life insurance	65,178,642	65,693,633	84,387,069
3.	Ordinary individual annuities	.........................	.........................	.........................
4.	Credit life (group and individual)	.........................	.........................	.........................
5.	Group life insurance	.........................	.........................	.........................
6.	Group............................................................................................................................................................................................annuities	.........................	.........................	.........................
7.	A............................................................................................................................................................................................& H - group	.........................	.........................	.........................
8.	A & H - credit (group and individual)	.........................	.........................	.........................
9.	A............................................................................................................................................................................................& H - other	4,317,728	4,372,917	5,829,812
10.	Aggregate of all other lines of.........................................................................................................................................business	.........................	.........................	.........................
11.	Subtotal (Lines 1 through 10)	69,649,194	70,235,616	90,440,205
12.	Fraternal (Fraternal Bene t Societies.........................................................................................................................................Only)	.........................	.........................	.........................
13.	Subtotal (Lines 11 through 12)	69,649,194	70,235,616	90,440,205
14.	Deposit-typecontracts	.........................	.........................	.........................
15.	Total (Lines 13 and 14)	69,649,194	70,235,616	90,440,205
Details of Write-Ins
1001.	............................................................................................................................................................................................	.........................	.........................	.........................
1002.	............................................................................................................................................................................................	.........................	.........................	.........................
1003.	............................................................................................................................................................................................	.........................	.........................	.........................
1098. Summary of remaining write-insfor Line 10 from over ow page	.........................	.........................	.........................
1099. Totals (Lines 1001 through 1003 plus 1098) (Line 10 above)	.........................	.........................	.........................

Quarterly Statement as of September 30, 2023 of the Union National Life Insurance Company

Notes to the Financial Statements

1. Summary of Signi cant Accounting Policies and Going Concern

Accounting Practices

The nancial statements of Union National Life Insurance Company (the "Company") are presented on the basis of accounting practices prescribed or permitted by the Louisiana Department of Insurance.

The Louisiana Department of Insurance recognizes only statutory accounting practices prescribed or permitted by the state of Louisiana for determining and reporting the nancial condition and results of operations of an insurance company, for determining its solvency under the Louisiana Insurance Law. The National Association of Insurance Commissioners' ("NAIC") Accounting Practices and Procedures manual, ("NAIC SAP") has been adopted as a component of prescribed or permitted practices by the state of Louisiana. The Company has not adopted prescribed accounting practices that differ from those found in NAIC SAP.

	SSAP #	F/S Page	F/S Line #			09/30/2023		12/31/2022
Net Income
(1) State basis (Page 4, Line 35, Columns.........................................................1 & 3)	........................XXX	........................XXX	........................XXX	$	(2,204,072)	$	..............................616,788

State prescribed practices that are an increase / (decrease) from NAIC SAP:
State permitted practices that are an increase / (decrease) from NAIC SAP:

(4)	NAIC SAP (1-2-3=4)	........................XXX	........................XXX	........................XXX	$	(2,204,072)		$	616,788
Surplus
(5)	State basis (Page 3, Line 38, Columns.........................................................1 & 2)	........................XXX	........................XXX	........................XXX	$	10,289,355	$	12,147,464

State prescribed practices that are an increase / (decrease) from NAIC SAP:
State permitted practices that are an increase / (decrease) from NAIC SAP:

(8) NAIC SAP (5-6-7=8)	........................XXX	........................XXX	........................XXX	$	10,289,355		$	12,147,464

Accounting Policy
Premiums are earned over the terms of the related insurance policies and reinsurance contracts. Unearned premium reserves are established to cover the unexpired portion of premiums written. Such reserves are computed by pro rata methods for direct business and are based on reports received from ceding companies for reinsurance. Expenses incurred in connection with acquiring new insurance business, including acquisition costs such as sales commissions, are charged to operations as incurred. Expenses incurred are reduced for ceding allowances received or receivable.
In addition, the Company uses the following accounting policies:

Bonds with an NAIC designation of 1 through 5, including loan-backed and structured securities ("LBSS") are reported at amortized cost using the effective yield method. Bonds with a NAIC designation of 6 are carried at the lower of amortized cost or fair value with the difference
re ected in unassigned surplus as unrealized capital loss.

1. 1. Loan-backedsecurities are stated at either amortized cost or the lower of amortized cost or fair market value. The retrospective adjustment method is used to value all securities except for interest only securities or securities where the yield had become negative, that are valued using the prospective method.
2. Going Concern - Not Applicable
Accounting Changes and Corrections of Errors - Not Applicable
Business Combinations and Goodwill - Not Applicable
Discontinued Operations - Not Applicable
Investments
1. Loan-BackedSecurities - Not Applicable
2. Dollar Repurchase Agreements and/or Securities Lending Transactions - Not Applicable
3. Repurchase Agreements Transactions Accounted for as Secured Borrowing - Not Applicable
4. Reverse Repurchase Agreements Transactions Accounted for as Secured Borrowing - Not Applicable
5. Repurchase Agreements Transactions Accounted for as a Sale - Not Applicable
6. Reverse Repurchase Agreements Transactions Accounted for as a Sale - Not Applicable

Working Capital Finance Investments - Not Applicable
Offsetting and Netting of Assets and Liabilities - Not Applicable

R. Reporting Entity's Share of Cash Pool by Asset type - Not Applicable
Joint Ventures, Partnerships and Limited Liability Companies - Not Applicable
Investment Income - No Signi cant Changes
Derivative Instruments - Not Applicable
Income Taxes - No Signi cant Changes

10. Information Concerning Parent, Subsidiaries, A liates and Other Related Parties

The Company is a wholly-owned subsidiary of United Insurance Company of America ("United"), an Illinois domiciled insurer. United is a wholly- owned subsidiary of Kemper Corporation ("Kemper"), a Delaware corporation.

Quarterly Statement as of September 30, 2023 of the Union National Life Insurance Company

Notes to the Financial Statements

10. Information Concerning Parent, Subsidiaries, A liates and Other Related Parties (Continued)

1. Detail of Related Party Transactions - None
Debt - Not Applicable
Retirement Plans, Deferred Compensation, Postemployment Bene ts and Compensated Absences and Other Postretirement Bene t Plans - Not Applicable
Capital and Surplus, Dividend Restrictions and Quasi-Reorganizations - No Signi cant Changes
Liabilities, Contingencies and Assessments - No Signi cant Changes
Leases - Not Applicable
Information About Financial Instruments With Off-Balance-Sheet Risk And Financial Instruments With Concentrations of Credit Risk - Not Applicable
Sale, Transfer and Servicing of Financial Assets and Extinguishments of Liabilities - Not Applicable
Gain or Loss to the Reporting Entity from Uninsured Plans and the Uninsured Portion of Partially Insured Plans - Not Applicable
Direct Premium Written/Produced by Managing General Agents/Third Party Administrators - Not Applicable
Fair Value Measurements
1. Fair Value Measurement

Fair value is de ned per SSAP 101R as the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. The Company is responsible for the determination of fair value of nancial assets and liabilities, including the supporting assumptions and methodologies, and uses independent third-party valuation service providers, broker quotes and internal pricing methods to determine fair values. The Company obtains or estimates only one single quote or price for each nancial instrument.

The Company uses a hierarchical framework for inputs to determine fair value which prioritizes the use of observable inputs and minimizes the use of unobservable inputs. Additionally, the Company categorizes fair value measurements based on the lowest level of input that is considered to be signi cant to the entire measurement. Assets measured and reported at fair value are categorized as follows:

Level 1: Unadjusted quoted prices for identical assets or liabilities in an active market.

Level 2: Observable inputs other than Level 1: (a) quoted prices for similar assets or liabilities in active markets; (b) quoted prices for identical or similar assets or liabilities in markets that are not active; or (c) valuation models whose inputs are observable, directly or indirectly, for substantially the full term of the asset or liability.

Level 3: Assets and liabilities whose values are based on prices or valuation techniques that require inputs that are both unobservable and signi cant to the overall fair value measurement. Unobservable inputs re ect the Company's estimates of the assumptions that market participants would use in valuing the assets and liabilities.

(1) Fair value measurements at reporting date

												Net Asset Value
	Description for each class of asset or liability			Level 1			Level 2			Level 3			(NAV)		Total
a.	Assets at fair value
	Cash Equivalents - Other Money Market Mutual Funds	$	2,938,232	$	..........................-	$	..........................-	$	..........................-	$	2,938,232
	Total assets at fair value/NAV
	$	2,938,232		$	-		$	-		$	-		$	2,938,232
b.	Liabilities at fair value

	Total liabilities at fair value
	$			$			$			$			$

1. Fair value measurements in Level 3 of the fair value hierarchy - Not Applicable
2. At the end of each reporting period, the Company evaluates whether or not any event has occurred, or circumstances have changed that would cause an instrument to be transferred into or out of Level 3. Transfers into Level 3 are generally as a result of securities reported at amortized cost in the prior period that are being reported at market value in the current period. Likewise, transfers out of Level 3 are generally as a result of securities reported at market value in the prior period that are being reported at amortized cost in the current period.
3. The fair value hierarchy by level is designed to distinguish between inputs that are observable in the marketplace, which are therefore more objective, and those that are unobservable, which are more subjective. This leveling helps to indicate the relative subjectivity and reliability of the fair value measurements.
4. Derivatives - Not Applicable
Other Fair Value Disclosures - Not Applicable
Fair Values for All Financial Instruments by Level 1, 2 and 3

		Aggregate Fair												Net Asset Value	Not Practicable
Type of Financial Instrument			Value	Admitted Assets		Level 1			Level 2		Level 3				(NAV)	(Carrying Value)
Bonds	$	11,659,213	$	14,624,333	$	460,828	$	11,198,385	$	-	$	........................-	$	........................-
Money Market Mutual Funds			2,938,232		2,938,232		2,938,232		..........................	-		..........................	-		..........................	-	..........................	-

7.1

Quarterly Statement as of September 30, 2023 of the Union National Life Insurance Company

Notes to the Financial Statements

20. Fair Value Measurements (Continued)

The Company uses third party valuation service providers which are leading, nationally recognized providers of market data and analytics and utilize proprietary models that vary by asset class and incorporate available trade, bid and other market information when developing valuation information in the form of a single fair value for individual bond or equity security. The inputs used by the valuation service providers include, but are not limited to, market prices from recently completed transactions and transactions of comparable securities, interest rate yield curves, credit spreads, liquidity spreads, sector groupings and benchmarking of like securities. Credit and liquidity spreads are typically implied from completed transactions and transactions of comparable securities. Valuation service providers also use proprietary discounted cash ow models that are widely accepted in the

nancial services industry and similar to those used by other market participants to value the same nancial instruments. The valuation models take into account, among other things, market observable information as of the measurement date, as well as the speci c attributes of the security being valued including its term, interest rate, credit rating, industry sector, and where applicable, collateral quality and other issue or issuer speci c information. The Company classi es investments in US Treasury bonds, actively traded exchange traded funds, mutual funds, and public common stock as Level 1 securities. The Company classi es investments in public corporate bonds, states and political subdivisions bonds, collateralized loan obligations, mortgage-backed securities, convertible bonds, majority of preferred stocks and certain private placement bonds and common stock as Level 2 securities.

The Company classi es investments as Level 3 in the fair value hierarchy when speci c inputs signi cant to the fair value estimation models are not market observable. Signi cant unobservable inputs used include credit pro le, credit spread, and resulting market yield, which involve considerable judgment by management. This primarily occurs when fair value is derived using non-binding broker quotes where the inputs have not been corroborated to be market observable, or internal valuation estimates that use signi cant non-market observable inputs. The Company classi es investments in certain private placement bonds, private asset backed securities, and certain preferred stock are currently as Level 3 securities.

1. Not Practicable to Estimate Fair Value - Not Applicable
2. Nature and Risk of Investments Reported at NAV - Not Applicable
Other Items - Not Applicable
Events Subsequent

Subsequent events have been considered through November 10, 2023 for the statutory nancial statements issued on November 13, 2023 with no other events occurring.

Reinsurance - No Signi cant Changes
Retrospectively Rated Contracts & Contracts Subject to Redetermination - Not Applicable
Change in Incurred Losses and Loss Adjustment Expenses
1. Reasons for Changes in the Provision for Incurred Loss and Loss Adjustment Expenses Attributable to Insured Events of Prior Years
  The Company had no signi cant development in reserves for incurred losses and loss adjustment expenses attributed to insured events of prior years.
2. Signi cant Changes in Methodologies and Assumptions Used in Calculating the Liability for Unpaid Losses and Loss Adjustment Expenses Original estimates are increased or decreased as additional information becomes known regarding individual claims.
Intercompany Pooling Arrangements - Not Applicable
Structured Settlements - Not Applicable
Health Care Receivables - Not Applicable
Participating Policies - Not Applicable
Premium De ciency Reserves - Not Applicable
Reserves for Life Contracts and Annuity Contracts - No Signi cant Changes
Analysis of Annuity Actuarial Reserves and Deposit Type Contract Liabilities by Withdrawal Characteristics - Not Applicable
Analysis of Life Actuarial Reserves by Withdrawal Characteristics - No Signi cant Changes
Premiums and Annuity Considerations Deferred and Uncollected - Not Applicable
Separate Accounts - Not Applicable
Loss/Claim Adjustment Expenses - Not Applicable

7.2

Quarterly Statement as of September 30, 2023 of the Union National Life Insurance Company

GENERAL INTERROGATORIES

PART 1 - COMMON INTERROGATORIES

	GENERAL
1.1	Did the reporting entity experience any material transactions requiring the	ling of Disclosure of Material Transactions with the State of
1.2	Domicile, as required by the Model.......................................................................................................................................................................................................................Act?	NO
If yes, has the report been led with the domiciliary state?

2.1 Has any change been made during the year of this statement in the charter, by-laws, articles of incorporation, or deed of settlement of

2.2	the reporting entity?	NO
If yes, date of change:
3.1	Is the reporting entity a member of an Insurance Holding Company System consisting of two or more a	liated persons, one or more of
	which is an insurer?	YES
3.2	If yes, complete Schedule Y, Parts 1 and 1A.
Have there been any substantial changes in the organizational chart since the prior quarter.................................................................................................................end?	NO

3.3 If the response to 3.2 is yes, provide a brief description of those changes.

...........................................................................................................................................................................................................................................................................

3.4	Is the reporting entity publicly traded or a member of a publicly traded group?	YES
3.5	If the response to 3.4 is yes, provide the CIK (Central Index Key) code issued by the SEC for the entity/group.	..................................... 0000860748
4.1	Has the reporting entity been a party to a merger or consolidation during the period covered by this statement?	..............................................................NO

4.2 If yes, provide the name of entity, NAIC Company Code, and state of domicile (use two letter state abbreviation) for any entity that has ceased to exist as a result of the merger or consolidation.

1	2	3
Name of Entity	NAIC Company Code	State of Domicile
.......................................................................................................................................................	.........................................................	.........................................................

5. If the reporting entity is subject to a management agreement, including third-party administrator(s), managing general agent(s), attorney-

	in-fact, or similar agreement, have there been any signi cant changes regarding the terms of the agreement or principals involved?	.........................NO
	If yes, attach an explanation.
6.1	...........................................................................................................................................................................................................................................................................
State as of what date the latest	nancial examination of the reporting entity was made or is being made.	.....................................	12/31/2018
6.2	State the as of date that the latest nancial examination report became available from either the state of domicile or the reporting entity.
6.3	This date should be the date of the examined balance sheet and not the date the report was completed or released. ..................................... 12/31/2018
State as of what date the latest	nancial examination report became available to other states or the public from either the state of
	domicile or the reporting entity. This is the release date or completion date of the examination report and not the date of the examination
	(balance sheet date).	..............................................................................................................................................................................................	08/17/2020

6.4 By what department or departments? LOUISIANA DEPARTMENT OF........................................................................................................................................................................................................................INSURANCE

6.5	Have all nancial statement adjustments within the latest nancial examination report been accounted for in a subsequent	nancial
6.6	statement led with Departments?	N/A
Have all of the recommendations within the latest nancial examination report been complied.................................................................................................................with?	N/A

7.1 Has this reporting entity had any Certi cates of Authority, licenses or registrations (including corporate registration, if applicable)

suspended or revoked by any governmental entity during the reporting period?

.................................................................................................................NO

7.2 If yes, give full information

8.1 Is the company a subsidiary of a bank holding company regulated by the Federal Reserve.................................................................................................................Board?

8.2 If response to 8.1 is yes, please identify the name of the bank holding company.

8.3

Is the company a

liated with one or more banks, thrifts or securities

rms?

8.4

If response to 8.3 is yes, please provide below the names and location (city and state of the main o ce) of any a

liates regulated by a

federal regulatory services agency [i.e. the Federal Reserve Board (FRB), the O3ce of the Comptroller of the Currency (OCC), the Federal

Deposit Insurance Corporation (FDIC) and the Securities Exchange Commission (SEC)] and identify the a liates primary federal

regulator.

liate Name

Location (City, State)

FRB

OCC

FDIC

SEC

..................................................................................

.........................

9.1

Are the senior o

cers (principal executive o

cer, principal nancial o

cer, principal accounting o

cer or controller, or persons

performing similar functions) of the reporting entity subject to a code of ethics, which includes the following standards?

YES

Honest and ethical conduct, including the ethical handling of actual or apparent con icts of interest between personal and professional relationships;

(b) Full, fair, accurate, timely and understandable disclosure in the periodic reports required to be led by the reporting entity;

Compliance with applicable governmental laws, rules and regulations;
The prompt internal reporting of violations to an appropriate person or persons identi ed in the code; and
Accountability for adherence to the code.

9.11 If the response to 9.1 is No, please explain:

9.2 Has the code of ethics for senior managers been amended?

9.21 If the response to 9.2 is Yes, provide information related to amendment(s).

9.3 Have any provisions of the code of ethics been waived for any of the speci ed o cers?

9.31 If the response to 9.3 is Yes, provide the nature of any waiver(s).

	FINANCIAL
10.1	Does the reporting entity report any amounts due from parent, subsidiaries or a liates on Page 2 of this statement?	..............................................................YES
10.2	If yes, indicate any amounts receivable from parent included in the Page 2 amount:	$ 6,891,988

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Kemper Corporation published this content on 15 November 2023 and is solely responsible for the information contained therein. Distributed by Public, unedited and unaltered, on 17 November 2023 15:39:03 UTC.

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Company Profile

Kemper Corporation is a diversified insurance holding company. The Company is engaged, through its subsidiaries, in the property and casualty insurance and life insurance businesses. It is engaged in providing personalized solutions to individuals, families, and businesses through its Kemper Auto and Kemper Life brands. The Company conducts its operations through two operating segments: Specialty Property & Casualty Insurance, and Life Insurance. The Specialty Property & Casualty Insurance segment include specialty automobile and commercial automobile insurance to consumers. These products are distributed primarily through independent agents and brokers. The Specialty Property & Casualty Insurance segment, based in Chicago, Illinois, conducts business in 31 states under the Kemper Auto brand. The Life Insurance segment offers individual life, accident, supplemental health and property insurance. The Company conducts its operations solely in the United States.

Sector

Property & Casualty Insurance

Calendar

2024-08-04 - Q2 2024 Earnings Release (Projected)

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Ratings for Kemper Corporation

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Analysts' Consensus

Sell

Buy

Mean consensus

BUY

Number of Analysts

Last Close Price

60.4 USD

Average target price

72.2 USD

Spread / Average Target

+19.54%

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US4884011002

Property & Casualty Insurance

Kemper : Union National Life Insurance Company

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