Huishang Bank Corporation Limited provided consolidated earnings guidance for the six months ended June 30, 2019. for the period, the net profit of the Group will be approximately RMB 5 billion, representing an increase of over 16% as compared with the same period of 2018; the cost-to-income ratio of the Group will be approximately 22%; the return on average equity will be no lower than 15%. As at June 30, 2019, the total assets of the Group will grow by over 4% as compared with the end of 2018, and the non-performing loan ratio will be approximately 1.03%; the non-performing loan provision coverage ratio will be no lower than 300%; the loan provision coverage ratio will be no lower than 3%.