Financials Heritage NOLA Bancorp, Inc.

Equities

HRGG

US42727P1084

Banks

Market Closed - OTC Markets 10:26:30 2024-07-03 EDT 5-day change 1st Jan Change
11.9 USD -0.67% Intraday chart for Heritage NOLA Bancorp, Inc. +4.20% -36.53%

Valuation

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Capitalization 1 21.6 17.36 17.04 20.08 16.47 21.26
Enterprise Value (EV) 1 30.42 23.17 17.82 12.27 31.06 34.48
P/E ratio 47.4 x 53.8 x 21.9 x 20.6 x 28.5 x -13.9 x
Yield - - - - - -
Capitalization / Revenue 5.11 x 3.84 x 2.78 x 3.18 x 2.77 x 6.38 x
EV / Revenue 7.19 x 5.13 x 2.91 x 1.94 x 5.23 x 10.3 x
EV / EBITDA - - - - - -
EV / FCF - - - - - -
FCF Yield - - - - - -
Price to Book 0.82 x 0.79 x 0.68 x 0.88 x 0.8 x 1.05 x
Nbr of stocks (in thousands) 1,688 1,356 1,414 1,217 1,134 1,134
Reference price 2 12.80 12.80 12.05 16.50 14.52 18.75
Announcement Date 3/29/19 3/27/20 3/31/21 3/31/22 4/18/23 3/31/24
1USD in Million2USD
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net sales 1 4.231 4.516 6.125 6.31 5.936 3.333
EBITDA - - - - - -
EBIT - - - - - -
Operating Margin - - - - - -
Earnings before Tax (EBT) 1 0.519 0.436 0.966 1.265 0.766 -1.964
Net income 1 0.418 0.355 0.776 1.009 0.626 -1.535
Net margin 9.88% 7.86% 12.67% 15.99% 10.55% -46.05%
EPS 2 0.2700 0.2378 0.5500 0.8000 0.5100 -1.347
Free Cash Flow - - - - - -
FCF margin - - - - - -
FCF Conversion (EBITDA) - - - - - -
FCF Conversion (Net income) - - - - - -
Dividend per Share - - - - - -
Announcement Date 3/29/19 3/27/20 3/31/21 3/31/22 4/18/23 3/31/24
1USD in Million2USD
Estimates

Balance Sheet Analysis

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net Debt 1 8.82 5.81 0.78 - 14.6 13.2
Net Cash position 1 - - - 7.81 - -
Leverage (Debt/EBITDA) - - - - - -
Free Cash Flow - - - - - -
ROE (net income / shareholders' equity) 1.73% 1.5% 3.41% 4.53% 2.93% -7.53%
ROA (Net income/ Total Assets) 0.36% 0.28% 0.57% 0.68% 0.38% -0.87%
Assets 1 114.7 125.4 136.4 147.5 166.6 176.8
Book Value Per Share 2 15.50 16.20 17.70 18.80 18.10 17.80
Cash Flow per Share 2 2.840 4.310 6.550 12.40 4.130 5.650
Capex 1 1.24 0.94 1.8 0.08 0.01 0
Capex / Sales 29.26% 20.84% 29.44% 1.2% 0.12% 0.09%
Announcement Date 3/29/19 3/27/20 3/31/21 3/31/22 4/18/23 3/31/24
1USD in Million2USD
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Change in Enterprise Value/EBITDA

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