Financials HBT Financial, Inc.

Equities

HBT

US4041111067

Banks

Real-time Estimate Cboe BZX 13:20:49 2024-05-14 EDT 5-day change 1st Jan Change
19.56 USD +1.11% Intraday chart for HBT Financial, Inc. +3.03% -7.37%

Valuation

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025
Capitalization 1 521.4 416 544.2 562.7 669.4 611.3 -
Enterprise Value (EV) 1 521.4 416 544.2 562.7 669.4 611.3 611.3
P/E ratio 7.01 x 11.3 x 9.27 x 9.36 x 10.2 x 8.96 x 8.95 x
Yield 8.16% 3.96% 3.2% 3.27% - 3.84% 4.02%
Capitalization / Revenue 3.13 x 2.74 x 3.41 x 3.12 x 2.95 x 2.68 x 2.65 x
EV / Revenue 3.13 x 2.74 x 3.41 x 3.12 x 2.95 x 2.68 x 2.65 x
EV / EBITDA - - - - - - -
EV / FCF - - - - - - -
FCF Yield - - - - - - -
Price to Book 1.57 x 1.14 x 1.32 x 1.49 x 1.37 x 1.13 x 1.04 x
Nbr of stocks (in thousands) 27,457 27,457 29,055 28,753 31,710 31,591 -
Reference price 2 18.99 15.15 18.73 19.57 21.11 19.35 19.35
Announcement Date 1/30/20 1/28/21 1/27/22 1/25/23 1/24/24 - -
1USD in Million2USD
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025
Net sales 1 166.6 152.1 159.7 180.6 227.1 228.2 230.9
EBITDA - - - - - - -
EBIT 1 75.52 60.1 68.48 81.08 96.15 102.1 98.39
Operating Margin 45.35% 39.53% 42.88% 44.9% 42.34% 44.72% 42.61%
Earnings before Tax (EBT) 1 72.12 49.57 76.56 81.79 88.58 93.04 93.53
Net income 1 53.37 36.84 56.27 60.47 65.84 68.39 67.8
Net margin 32.05% 24.23% 35.23% 33.49% 28.99% 29.97% 29.36%
EPS 2 2.710 1.340 2.020 2.090 2.070 2.160 2.162
Free Cash Flow - - - - - - -
FCF margin - - - - - - -
FCF Conversion (EBITDA) - - - - - - -
FCF Conversion (Net income) - - - - - - -
Dividend per Share 2 1.549 0.6000 0.6000 0.6400 - 0.7440 0.7780
Announcement Date 1/30/20 1/28/21 1/27/22 1/25/23 1/24/24 - -
1USD in Million2USD
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: December 2021 Q4 2022 Q1 2022 Q2 2022 Q3 2022 Q4 2023 Q1 2023 Q2 2023 Q3 2023 Q4 2024 Q1 2024 Q2 2024 Q3 2024 Q4 2025 Q1 2025 Q2
Net sales 1 42.21 42.5 43.52 46.3 50.07 54.27 58.79 58.44 56.29 52.31 57.02 57.4 57.9 56.9 57.45
EBITDA - - - - - - - - - - - - - - -
EBIT 1 17.83 18.34 19.68 22.3 22.56 18.34 24.81 27.77 25.9 21.05 25.22 25.78 26 23.97 24.33
Operating Margin 42.24% 43.16% 45.22% 48.17% 45.06% 33.79% 42.21% 47.52% 46.02% 40.23% 44.23% 44.9% 44.92% 42.12% 42.35%
Earnings before Tax (EBT) 1 18.68 18.4 18.94 21.24 23.22 12.13 25.04 26.62 24.79 20.52 23.94 24.12 24.03 22.68 23.01
Net income 1 13.59 13.6 14.08 15.63 17.16 9.208 18.47 19.72 18.45 15.26 17.52 17.79 17.64 16.41 16.74
Net margin 32.2% 32.01% 32.36% 33.75% 34.26% 16.97% 31.42% 33.73% 32.77% 29.17% 30.73% 30.99% 30.46% 28.84% 29.15%
EPS 2 0.4700 0.4700 0.4900 0.5400 0.5900 0.3000 0.5800 0.6200 0.5800 0.4800 0.5551 0.5593 0.5644 0.5240 0.5360
Dividend per Share 2 0.1500 0.1600 0.1600 0.1600 0.1600 0.1700 0.1700 - - - 0.1860 0.1860 0.1860 0.1950 0.1950
Announcement Date 1/27/22 4/25/22 7/25/22 10/24/22 1/25/23 4/26/23 7/24/23 10/23/23 1/24/24 4/22/24 - - - - -
1USD in Million2USD
Estimates

Balance Sheet Analysis

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025
Net Debt - - - - - - -
Net Cash position - - - - - - -
Leverage (Debt/EBITDA) - - - - - - -
Free Cash Flow - - - - - - -
ROE (net income / shareholders' equity) 21.4% 10.5% 15% 15.6% 17.3% 13.8% 12.1%
ROA (Net income/ Total Assets) 2.07% 1.07% 1.43% 1.4% 1.59% 1.39% 1.31%
Assets 1 2,578 3,443 3,935 4,320 4,141 4,925 5,182
Book Value Per Share 2 12.10 13.30 14.20 13.10 15.40 17.10 18.60
Cash Flow per Share - - - - - - -
Capex - - - - - - -
Capex / Sales - - - - - - -
Announcement Date 1/30/20 1/28/21 1/27/22 1/25/23 1/24/24 - -
1USD in Million2USD
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

Trading Rating
Investor Rating
ESG Refinitiv
C-
More Ratings
Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
5
Last Close Price
19.35 USD
Average target price
22.6 USD
Spread / Average Target
+16.80%
Consensus
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