Harford Bank Stock OTC Bulletin Board

Harford Bank (the Bank) provides a full range of banking services. The Bank operates eight banking offices in Harford County, Maryland, and two banking offices in Cecil County, Maryland, with the Bank’s main office located in Aberdeen, Maryland. The Bank is engaged in a general commercial and retail banking business serving individuals, businesses and governmental units in Harford County, Maryland and neighboring counties. It offers deposit services to consumers and commercial entities customary for a state-chartered community bank, including checking accounts, savings accounts, money market accounts, and time deposits consisting of certificates of deposit of various types. Its other banking services include mobile banking, drive-through banking services, automated teller machine services, on-line banking with bill payment, cash management services, commercial account remote deposit capture, safe deposit boxes, direct deposit of payroll and social security checks, and ACH origination.