Real-time Estimate
Tradegate
11:35:35 2024-06-27 EDT
|
5-day change
|
1st Jan Change
|
235.2
EUR
|
+0.51%
|
|
+0.69%
|
+9.14%
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Capitalization
1 |
20,779
|
15,714
|
20,158
|
22,371
|
26,085
|
28,316
|
-
|
-
|
Enterprise Value (EV)
1 |
20,779
|
17,867
|
24,528
|
27,881
|
26,085
|
28,316
|
28,316
|
28,316
|
P/E ratio
|
16.2
x
|
17.8
x
|
16.4
x
|
15.9
x
|
14.3
x
|
12.6
x
|
11.6
x
|
10.9
x
|
Yield
|
3.19%
|
3.45%
|
3.44%
|
-
|
-
|
3.43%
|
3.77%
|
4%
|
Capitalization / Revenue
|
0.92
x
|
0.63
x
|
0.73
x
|
0.67
x
|
-
|
1.14
x
|
1.02
x
|
0.99
x
|
EV / Revenue
|
0.92
x
|
0.63
x
|
0.73
x
|
0.67
x
|
-
|
1.14
x
|
1.02
x
|
0.99
x
|
EV / EBITDA
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
EV / FCF
|
-
|
5.21
x
|
-
|
-
|
-
|
22.4
x
|
23.9
x
|
26.7
x
|
FCF Yield
|
-
|
19.2%
|
-
|
-
|
-
|
4.46%
|
4.19%
|
3.74%
|
Price to Book
|
1.97
x
|
1.43
x
|
1.7
x
|
2.76
x
|
-
|
2.5
x
|
2.23
x
|
1.96
x
|
Nbr of stocks (in thousands)
|
120,597
|
120,597
|
120,597
|
120,597
|
120,597
|
120,597
|
-
|
-
|
Reference price
2 |
172.3
|
130.3
|
167.2
|
185.5
|
216.3
|
234.8
|
234.8
|
234.8
|
Announcement Date
|
20-03-11
|
21-03-11
|
22-03-10
|
23-03-09
|
24-03-18
|
-
|
-
|
-
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Net sales
1 |
22,598
|
24,765
|
27,762
|
33,276
|
-
|
24,930
|
27,778
|
28,740
|
EBITDA
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
EBIT
1 |
1,853
|
1,214
|
1,735
|
2,087
|
1,971
|
3,213
|
3,466
|
3,616
|
Operating Margin
|
8.2%
|
4.9%
|
6.25%
|
6.27%
|
-
|
12.89%
|
12.48%
|
12.58%
|
Earnings before Tax (EBT)
1 |
1,766
|
1,124
|
1,652
|
1,996
|
1,854
|
3,071
|
3,321
|
3,542
|
Net income
1 |
1,284
|
883.1
|
1,231
|
1,407
|
1,825
|
2,250
|
2,438
|
2,596
|
Net margin
|
5.68%
|
3.57%
|
4.44%
|
4.23%
|
-
|
9.03%
|
8.78%
|
9.03%
|
EPS
2 |
10.65
|
7.320
|
10.21
|
11.66
|
15.13
|
18.66
|
20.30
|
21.59
|
Free Cash Flow
1 |
-
|
3,018
|
-
|
-
|
-
|
1,262
|
1,187
|
1,060
|
FCF margin
|
-
|
12.19%
|
-
|
-
|
-
|
5.06%
|
4.27%
|
3.69%
|
FCF Conversion (EBITDA)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF Conversion (Net income)
|
-
|
341.79%
|
-
|
-
|
-
|
56.08%
|
48.68%
|
40.84%
|
Dividend per Share
2 |
5.500
|
4.500
|
5.750
|
-
|
-
|
8.060
|
8.860
|
9.401
|
Announcement Date
|
20-03-11
|
21-03-11
|
22-03-10
|
23-03-09
|
24-03-18
|
-
|
-
|
-
|
Fiscal Period: December |
2020 S1
|
2021 S1
|
2021 Q4
|
2022 Q1
|
2022 Q2
|
2022 Q3
|
2022 Q4
|
2023 Q1
|
2023 Q2
|
2023 Q3
|
2023 Q4
|
2024 Q1
|
2024 Q2
|
2024 Q3
|
2024 Q4
|
2025 Q1
|
2025 Q2
|
---|
Net sales
1 |
13,146
|
14,465
|
6,143
|
9,333
|
8,009
|
8,909
|
7,024
|
6,570
|
5,702
|
6,242
|
-
|
6,673
|
5,554
|
6,107
|
5,849
|
-
|
-
|
EBITDA
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
EBIT
1 |
503.5
|
956.1
|
454.2
|
396.4
|
522.9
|
408.9
|
759.3
|
720
|
632
|
484
|
134.4
|
810.5
|
768.8
|
778.4
|
896.6
|
-
|
-
|
Operating Margin
|
3.83%
|
6.61%
|
7.39%
|
4.25%
|
6.53%
|
4.59%
|
10.81%
|
10.96%
|
11.08%
|
7.75%
|
-
|
12.15%
|
13.84%
|
12.75%
|
15.33%
|
-
|
-
|
Earnings before Tax (EBT)
1 |
-
|
-
|
-
|
375.3
|
-
|
387.4
|
732.2
|
-
|
-
|
458
|
109
|
784.6
|
760
|
828
|
781
|
-
|
-
|
Net income
1 |
402.4
|
670.6
|
375.4
|
263.6
|
385.1
|
221.9
|
536.1
|
484
|
476
|
439
|
425.4
|
558.1
|
522.5
|
530
|
612.3
|
-
|
-
|
Net margin
|
3.06%
|
4.64%
|
6.11%
|
2.82%
|
4.81%
|
2.49%
|
7.63%
|
7.37%
|
8.35%
|
7.03%
|
-
|
8.36%
|
9.41%
|
8.68%
|
10.47%
|
-
|
-
|
EPS
2 |
3.340
|
5.560
|
3.110
|
2.190
|
3.190
|
1.840
|
4.450
|
4.020
|
3.940
|
3.640
|
3.530
|
4.630
|
4.331
|
4.495
|
5.145
|
-
|
-
|
Dividend per Share
2 |
-
|
-
|
5.750
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
8.250
|
-
|
-
|
Announcement Date
|
20-08-05
|
21-08-05
|
22-03-10
|
22-05-04
|
22-08-04
|
22-11-03
|
23-03-09
|
23-05-11
|
23-08-09
|
23-11-09
|
24-03-18
|
24-05-14
|
-
|
-
|
-
|
-
|
-
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Net Debt
|
-
|
2,153
|
4,370
|
5,510
|
-
|
-
|
-
|
-
|
Net Cash position
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Leverage (Debt/EBITDA)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Free Cash Flow
1 |
-
|
3,018
|
-
|
-
|
-
|
1,262
|
1,187
|
1,060
|
ROE (net income / shareholders' equity)
|
13.3%
|
8.2%
|
10.8%
|
14.1%
|
-
|
20.8%
|
19.8%
|
18.7%
|
ROA (Net income/ Total Assets)
|
1.89%
|
1.24%
|
1.6%
|
1.66%
|
-
|
3.4%
|
3.45%
|
3.61%
|
Assets
1 |
67,931
|
71,400
|
77,151
|
84,927
|
-
|
66,188
|
70,668
|
71,855
|
Book Value Per Share
2 |
87.30
|
91.20
|
98.60
|
67.10
|
-
|
93.90
|
105.0
|
120.0
|
Cash Flow per Share
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Capex
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Capex / Sales
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Announcement Date
|
20-03-11
|
21-03-11
|
22-03-10
|
23-03-09
|
24-03-18
|
-
|
-
|
-
|
Last Close Price
234.8
EUR Average target price
241.9
EUR Spread / Average Target +3.01% Consensus |
1st Jan change
|
Capi.
|
---|
| +24.61% | 66.34B | | +6.97% | 16.35B | | +14.23% | 11.92B | | +5.91% | 2.07B | | +2.21% | 1.7B | | +5.33% | 985M | | +50.54% | 671M | | -27.54% | 483M | | +13.22% | 456M |
Property & Casualty Reinsurance
|