Financials Green Dot Corporation London S.E.

Equities

0J0N

US39304D1028

Consumer Lending

Market Closed - London S.E. 09:36:31 2022-11-30 EST 5-day change 1st Jan Change
19.49 USD -43.72% Intraday chart for Green Dot Corporation +110.49% +94.36%

Valuation

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025
Capitalization 1 1,200 2,984 1,982 831.6 519.3 502.8 -
Enterprise Value (EV) 1 161.8 1,493 1,982 831.6 519.3 502.8 502.8
P/E ratio 12.4 x 133 x 42.6 x 13.3 x 76.2 x 43.4 x 11.1 x
Yield - - - - - - -
Capitalization / Revenue 1.08 x 2.49 x 1.43 x 0.58 x 0.35 x 0.31 x 0.29 x
EV / Revenue 1.08 x 2.49 x 1.43 x 0.58 x 0.35 x 0.31 x 0.29 x
EV / EBITDA 4.99 x 14.5 x 9.13 x 3.48 x 3.04 x 2.9 x 2.65 x
EV / FCF 10.7 x 19.9 x 18.9 x 4.3 x 24.1 x 7.72 x 6.21 x
FCF Yield 9.31% 5.03% 5.3% 23.3% 4.16% 12.9% 16.1%
Price to Book 1.3 x 2.99 x 1.86 x - 0.61 x 0.53 x 0.46 x
Nbr of stocks (in thousands) 51,497 53,480 54,683 52,569 52,452 53,210 -
Reference price 2 23.30 55.80 36.24 15.82 9.900 9.450 9.450
Announcement Date 2/19/20 2/22/21 2/24/22 2/23/23 2/27/24 - -
1USD in Million2USD
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025
Net sales 1 1,109 1,201 1,388 1,424 1,484 1,619 1,763
EBITDA 1 240.6 205.8 217 238.8 170.9 173.6 189.8
EBIT 1 122.9 30.07 66.47 94.38 22.67 22.9 66.44
Operating Margin 11.09% 2.5% 4.79% 6.63% 1.53% 1.41% 3.77%
Earnings before Tax (EBT) 1 121.1 28.1 63.7 83.92 14.63 16.02 60.16
Net income 1 99.9 23.13 47.48 64.21 6.722 11.46 46.21
Net margin 9.01% 1.93% 3.42% 4.51% 0.45% 0.71% 2.62%
EPS 2 1.880 0.4200 0.8500 1.190 0.1300 0.2175 0.8533
Free Cash Flow 1 111.7 150.1 105.1 193.4 21.58 65.12 80.94
FCF margin 10.08% 12.51% 7.57% 13.58% 1.45% 4.02% 4.59%
FCF Conversion (EBITDA) 46.43% 72.95% 48.44% 80.99% 12.63% 37.51% 42.65%
FCF Conversion (Net income) 111.82% 649.1% 221.36% 301.13% 320.99% 568.36% 175.16%
Dividend per Share - - - - - - -
Announcement Date 2/19/20 2/22/21 2/24/22 2/23/23 2/27/24 - -
1USD in Million2USD
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: December 2021 Q4 2022 Q1 2022 Q2 2022 Q3 2022 Q4 2023 Q1 2023 Q2 2023 Q3 2023 Q4 2024 Q1 2024 Q2 2024 Q3 2024 Q4 2025 Q1 2025 Q2
Net sales 1 321.2 394.7 355.1 337.2 336.6 412.4 361.1 348.6 361.7 447.4 382.5 386.2 402.5 482.5 421.2
EBITDA 1 34.43 90.33 67.55 45.49 35.39 82.54 38.87 23.74 25.73 59.23 34.09 38.36 41.87 66.84 41.68
EBIT 1 -8.144 51.59 23.94 10.76 8.079 51 4.786 -6.839 -26.27 10.55 1.534 2.394 8.392 30.71 11.46
Operating Margin -2.54% 13.07% 6.74% 3.19% 2.4% 12.37% 1.33% -1.96% -7.26% 2.36% 0.4% 0.62% 2.08% 6.36% 2.72%
Earnings before Tax (EBT) 1 -12.2 50.74 19.87 6.489 6.825 46.33 2.324 -7.88 -26.14 7.287 0.3182 1.204 7.176 30.19 10.94
Net income 1 -10.52 38.62 15.01 4.696 5.884 36.01 0.578 -6.265 -23.6 4.75 0.2488 0.9632 5.52 23.18 8.395
Net margin -3.28% 9.79% 4.23% 1.39% 1.75% 8.73% 0.16% -1.8% -6.53% 1.06% 0.07% 0.25% 1.37% 4.8% 1.99%
EPS 2 -0.1900 0.7000 0.2700 0.0900 0.1100 0.6900 0.0100 -0.1200 -0.4500 0.0900 0.005000 0.0200 0.1000 0.4200 0.1533
Dividend per Share - - - - - - - - - - - - - - -
Announcement Date 2/24/22 5/5/22 8/4/22 11/9/22 2/23/23 5/4/23 8/3/23 11/9/23 2/27/24 5/9/24 - - - - -
1USD in Million2USD
Estimates

Balance Sheet Analysis

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025
Net Debt - - - - - - -
Net Cash position 1,038 1,492 - - - - -
Leverage (Debt/EBITDA) - - - - - - -
Free Cash Flow 1 112 150 105 193 21.6 65.1 80.9
ROE (net income / shareholders' equity) 16.1% 11.9% 11.8% 15.1% 10.4% 8.9% 9.1%
ROA (Net income/ Total Assets) 6.25% 3.49% 2.78% 2.94% 1.77% 1.52% 1.68%
Assets 1 1,599 662.1 1,706 2,182 378.9 753.8 2,750
Book Value Per Share 2 17.90 18.70 19.50 - 16.30 17.90 20.30
Cash Flow per Share 3.570 3.900 - - - - -
Capex 1 78.2 59 57.4 84.3 75.9 60.9 64.4
Capex / Sales 7.06% 4.92% 4.14% 5.92% 5.12% 3.76% 3.65%
Announcement Date 2/19/20 2/22/21 2/24/22 2/23/23 2/27/24 - -
1USD in Million2USD
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Change in Enterprise Value/EBITDA

Trading Rating
Investor Rating
ESG Refinitiv
More Ratings
Sell
Consensus
Buy
Mean consensus
HOLD
Number of Analysts
6
Last Close Price
9.45 USD
Average target price
10.75 USD
Spread / Average Target
+13.76%
Consensus
  1. Stock Market
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  5. Financials Green Dot Corporation