Financials Golden State Bancorp

Equities

GSBX

US38120H1077

Market Closed - OTC Markets 09:42:46 2024-06-18 EDT 5-day change 1st Jan Change
21.7 USD -0.23% Intraday chart for Golden State Bancorp -.--% +1.88%

Valuation

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Capitalization 1 26.01 27.55 25.21 31.36 37.25 44.36
Enterprise Value (EV) 1 -30.23 -35.57 -44.02 -30.42 -8.939 -52.83
P/E ratio 4.01 x 20 x -43.9 x 9.5 x 5.79 x 7.47 x
Yield - - - - - -
Capitalization / Revenue 2.47 x 2.22 x 2.34 x 1.95 x 1.61 x 1.71 x
EV / Revenue -2.87 x -2.86 x -4.09 x -1.89 x -0.39 x -2.03 x
EV / EBITDA - - - - - -
EV / FCF - - - - - -
FCF Yield - - - - - -
Price to Book 0.97 x 0.88 x 0.81 x 0.92 x 0.69 x 0.71 x
Nbr of stocks (in thousands) 1,414 1,837 1,837 1,845 2,070 2,083
Reference price 2 18.40 15.00 13.72 17.00 18.00 21.30
Announcement Date 5/30/19 4/30/20 3/31/21 4/26/22 5/19/23 4/23/24
1USD in Million2USD
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net sales 1 10.55 12.42 10.77 16.12 23.17 26
EBITDA - - - - - -
EBIT - - - - - -
Operating Margin - - - - - -
Earnings before Tax (EBT) 1 3.466 2.006 -0.7387 5.074 10.87 10.8
Net income 1 8.841 1.403 -0.5744 3.553 7.685 7.622
Net margin 83.83% 11.3% -5.34% 22.03% 33.16% 29.31%
EPS 2 4.590 0.7500 -0.3127 1.790 3.110 2.850
Free Cash Flow - - - - - -
FCF margin - - - - - -
FCF Conversion (EBITDA) - - - - - -
FCF Conversion (Net income) - - - - - -
Dividend per Share - - - - - -
Announcement Date 5/30/19 4/30/20 3/31/21 4/26/22 5/19/23 4/23/24
1USD in Million2USD
Estimates

Balance Sheet Analysis

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net Debt 1 - - - - - -
Net Cash position 1 56.2 63.1 69.2 61.8 46.2 97.2
Leverage (Debt/EBITDA) - - - - - -
Free Cash Flow - - - - - -
ROE (net income / shareholders' equity) 34.7% 4.57% -1.84% 10.3% 16.6% 13%
ROA (Net income/ Total Assets) 3.39% 0.43% -0.15% 0.74% 1.31% 1.11%
Assets 1 261.2 330 395.8 482.7 587.6 689.2
Book Value Per Share 2 19.10 17.10 16.80 18.50 26.20 29.90
Cash Flow per Share 2 57.30 47.20 57.60 51.10 36.60 66.30
Capex 1 0.14 0.32 0.11 0.16 0.03 1.26
Capex / Sales 1.3% 2.54% 1.02% 0.98% 0.14% 4.85%
Announcement Date 5/30/19 4/30/20 3/31/21 4/26/22 5/19/23 4/23/24
1USD in Million2USD
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Change in Enterprise Value/EBITDA

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