FirstRand has appointed Mr. Gert Kruger as group Chief Risk Officer (CRO), effective 1 July 2020. Mr. Kruger will report to the group Chief Operating Officer (COO), Mary Vilakazi, and will be a member of the group's strategic executive committee (Stratco). Mr. Kruger has been with the group for 16 years, most recently as the CRO at RMB. He has extensive experience managing all risk classes including credit, market, investment and operational risk. Prior to joining RMB, Mr. Kruger was instrumental in building the group's credit risk framework for retail, commercial and corporate lending, which was implemented post the global financial crisis.