First Horizon National Corporation announced consolidated earnings results for the fourth quarter and full year ended December 31, 2017. For the quarter, the company reported total revenue of $375,278,000 against $319,628,000 a year ago. Income before taxes was $25,608,000 against $81,731,000 a year ago. Net loss available to common shareholders was $52,841,000 against net income of $53,294,000 a year ago. Diluted LPS was $0.20 against EPS of $0.23 a year ago. Net interest income was $242,088,000 against $195,551,000 a year ago. Return on average common equity (annualized) negative was 6.73% against positive of 9.00% a year ago. Return on average assets (annualized) negative was 0.58% against positive of 0.80% a year ago. Return on tangible common equity negative was 8.78% against positive of 9.89% a year ago. Return on average tangible common equity (non-gaap) negative was 8.78% compared to positive of 9.89% a year ago. On an adjusted basis, the EPS was at about $0.30, reflecting continued positive trends in the regional bank and stable asset quality.

For the full year, the company reported total revenue of $1,332,533,000 against $1,281,525,000 a year ago. Income before taxes was $308,872,000 against $345,321,000 a year ago. Net income available to common shareholders was $159,315,000 against $220,846,000 a year ago. Diluted EPS was $0.65 against $0.94 a year ago. Net interest income was $842,314,000 against $729,084,000 a year ago. Return on average common equity (annualized) was 6.18% against 9.60% a year ago. Return on average assets (annualized) was 0.59% against 0.87% a year ago. Return on tangible common equity was 7.23% against 10.59% a year ago. Return on average tangible common equity (non-gaap) was 7.23% compared to 10.59% a year ago. Adjusted net income (non-gaap) was $288.8 million. Adjusted net income available to common shareholders was $271.2 million or $1.11 per share. Adjusted return on average assets (non-gaap) was 0.96%.

For the quarter, the company reported net charge-offs of $8,312,000 compared to $2,390,000 a year ago.