Financials First Foundation Inc.

Equities

FFWM

US32026V1044

Banks

Market Closed - Nyse 16:00:01 2024-06-25 EDT 5-day change 1st Jan Change
5.29 USD -8.16% Intraday chart for First Foundation Inc. -7.19% -45.35%

Valuation

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025
Capitalization 1 777 892.5 1,403 808 546.4 298.9 -
Enterprise Value (EV) 1 777 892.5 1,403 808 546.4 298.9 298.9
P/E ratio 13.9 x 10.6 x 10.3 x 7.31 x -2.74 x 41.3 x 7.02 x
Yield 1.15% 1.4% 1.45% 3.07% 1.65% 0.76% 0.76%
Capitalization / Revenue 3.67 x 3.55 x 4.62 x 2.2 x 2.17 x 1.32 x 1.02 x
EV / Revenue 3.67 x 3.55 x 4.62 x 2.2 x 2.17 x 1.32 x 1.02 x
EV / EBITDA - - - - - - -
EV / FCF - - - - - - -
FCF Yield - - - - - - -
Price to Book 1.27 x 1.28 x 1.32 x 0.71 x 0.59 x 0.32 x 0.31 x
Nbr of stocks (in thousands) 44,654 44,626 56,424 56,388 56,444 56,512 -
Reference price 2 17.40 20.00 24.86 14.33 9.680 5.290 5.290
Announcement Date 20-01-28 21-01-26 22-01-31 23-01-26 24-01-25 - -
1USD in Million2USD
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025
Net sales 1 211.7 251.3 303.7 366.9 251.7 227 292.6
EBITDA - - - - - - -
EBIT 1 82.14 125.5 155.7 154.2 16.62 13.91 64.41
Operating Margin 38.79% 49.95% 51.25% 42.02% 6.61% 6.13% 22.01%
Earnings before Tax (EBT) 1 79.5 118.8 151.8 149.8 -200.1 7.067 59.15
Net income 1 56.24 84.37 109.5 110.5 -199.1 7.234 42.79
Net margin 26.56% 33.57% 36.05% 30.12% -79.1% 3.19% 14.63%
EPS 2 1.250 1.880 2.410 1.960 -3.530 0.1280 0.7540
Free Cash Flow - - - - - - -
FCF margin - - - - - - -
FCF Conversion (EBITDA) - - - - - - -
FCF Conversion (Net income) - - - - - - -
Dividend per Share 2 0.2000 0.2800 0.3600 0.4400 0.1600 0.0400 0.0400
Announcement Date 20-01-28 21-01-26 22-01-31 23-01-26 24-01-25 - -
1USD in Million2USD
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: December 2021 Q4 2022 Q1 2022 Q2 2022 Q3 2022 Q4 2023 Q1 2023 Q2 2023 Q3 2023 Q4 2024 Q1 2024 Q2 2024 Q3 2024 Q4 2025 Q1 2025 Q2
Net sales 1 75.79 89.92 95.2 99.86 81.94 70.45 61.06 63.77 56.37 51.07 54.66 58.77 62.67 66.26 71.08
EBITDA - - - - - - - - - - - - - - -
EBIT 1 36.22 42.3 46.4 39.51 25.19 10.52 -211.7 -0.185 0.866 0.46 1.484 3.65 7.215 9.482 12.94
Operating Margin 47.8% 47.04% 48.74% 39.57% 30.74% 14.93% -346.69% -0.29% 1.54% 0.9% 2.72% 6.21% 11.51% 14.31% 18.21%
Earnings before Tax (EBT) 1 32.34 43.1 46.23 39.54 20.94 10.7 -212.6 1.58 0.248 -0.117 0.2902 1.745 6.922 8.864 11.99
Net income 1 23.88 30.84 33.32 29.01 17.35 8.496 -212.3 2.18 2.548 0.793 0.1616 1.352 5.082 6.402 9.145
Net margin 31.5% 34.29% 34.99% 29.05% 21.18% 12.06% -347.65% 3.42% 4.52% 1.55% 0.3% 2.3% 8.11% 9.66% 12.86%
EPS 2 0.5100 0.5500 0.5900 0.5100 0.3100 0.1500 -3.760 0.0400 0.0500 0.0100 0.002000 0.0220 0.0880 0.1120 0.1640
Dividend per Share 2 0.0900 0.1100 0.1100 0.1100 0.1100 0.0200 0.0200 0.0100 0.0100 - 0.0100 0.0100 0.0100 0.0100 0.0100
Announcement Date 22-01-31 22-04-26 22-07-26 22-10-25 23-01-26 23-04-27 23-07-27 23-10-26 24-01-25 24-04-25 - - - - -
1USD in Million2USD
Estimates

Balance Sheet Analysis

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025
Net Debt - - - - - - -
Net Cash position - - - - - - -
Leverage (Debt/EBITDA) - - - - - - -
Free Cash Flow - - - - - - -
ROE (net income / shareholders' equity) 9.6% 13% 14.4% 10% -19.6% 0.63% 4.29%
ROA (Net income/ Total Assets) 0.91% 1.26% 1.41% 0.96% -1.51% 0.05% 0.31%
Assets 1 6,180 6,696 7,767 11,512 13,183 14,468 13,894
Book Value Per Share 2 13.70 15.60 18.90 20.10 16.40 16.50 17.10
Cash Flow per Share - - - - - - -
Capex - - - - - - -
Capex / Sales - - - - - - -
Announcement Date 20-01-28 21-01-26 22-01-31 23-01-26 24-01-25 - -
1USD in Million2USD
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

Trading Rating
Investor Rating
ESG Refinitiv
C
More Ratings
Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
5
Last Close Price
5.29 USD
Average target price
8.2 USD
Spread / Average Target
+55.01%
Consensus
  1. Stock Market
  2. Equities
  3. FFWM Stock
  4. Financials First Foundation Inc.