Financials Financiera Credinka S.A.

Equities

FCREDIC1

PEP168351000

Corporate Financial Services

End-of-day quote Lima 18:00:00 2024-05-19 EDT 5-day change 1st Jan Change
2 PEN 0.00% Intraday chart for Financiera Credinka S.A. 0.00% 0.00%

Valuation

Fiscal Period: December 2017 2018 2019 2020 2021 2022
Capitalization 1 266.5 305 314.7 314.7 314.7 325.2
Enterprise Value (EV) 1 402.6 405.7 372.4 322.1 324.9 354.1
P/E ratio -14.4 x -16.7 x 5,698 x 64,516 x -6.19 x -8.82 x
Yield - - - - - -
Capitalization / Revenue 2.98 x 2.97 x 2.92 x 3.41 x 12.6 x 6.69 x
EV / Revenue 4.51 x 3.95 x 3.45 x 3.49 x 13.1 x 7.29 x
EV / EBITDA - - - - - -
EV / FCF - - - - - -
FCF Yield - - - - - -
Price to Book 1.68 x 2.12 x 2.07 x 2.07 x 3.11 x 4.61 x
Nbr of stocks (in thousands) 133,250 152,518 157,367 157,367 157,367 162,611
Reference price 2 2.000 2.000 2.000 2.000 2.000 2.000
Announcement Date 18-03-26 19-03-29 20-04-01 21-03-30 22-03-30 23-03-27
1PEN in Million2PEN
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2017 2018 2019 2020 2021 2022
Net sales 1 89.34 102.8 107.8 92.17 24.9 48.58
EBITDA - - - - - -
EBIT - - - - - -
Operating Margin - - - - - -
Earnings before Tax (EBT) 1 -19.52 -16.75 1.032 1.618 -71.02 -50.57
Net income 1 -17.79 -17.95 0.054 0.005 -50.86 -35.98
Net margin -19.91% -17.46% 0.05% 0.01% -204.27% -74.05%
EPS 2 -0.1390 -0.1200 0.000351 0.000031 -0.3232 -0.2266
Free Cash Flow - - - - - -
FCF margin - - - - - -
FCF Conversion (EBITDA) - - - - - -
FCF Conversion (Net income) - - - - - -
Dividend per Share - - - - - -
Announcement Date 18-03-26 19-03-29 20-04-01 21-03-30 22-03-30 23-03-27
1PEN in Million2PEN
Estimates

Balance Sheet Analysis

Fiscal Period: December 2017 2018 2019 2020 2021 2022
Net Debt 1 136 101 57.7 7.4 10.2 28.9
Net Cash position 1 - - - - - -
Leverage (Debt/EBITDA) - - - - - -
Free Cash Flow - - - - - -
ROE (net income / shareholders' equity) -12.3% -11.8% 0.04% 0% -40.2% -41.9%
ROA (Net income/ Total Assets) -1.81% -1.76% 0.01% 0% -4.5% -3.69%
Assets 1 985.2 1,022 1,080 1,250 1,130 974
Book Value Per Share 2 1.190 0.9400 0.9700 0.9700 0.6400 0.4300
Cash Flow per Share 2 0.9500 0.7500 0.8900 0.9900 1.090 0.6600
Capex 1 8.32 4.69 70.9 0.41 2.04 1.47
Capex / Sales 9.31% 4.56% 65.69% 0.44% 8.17% 3.02%
Announcement Date 18-03-26 19-03-29 20-04-01 21-03-30 22-03-30 23-03-27
1PEN in Million2PEN
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Change in Enterprise Value/EBITDA

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