On February 27, 2023, Keith Rainwater notified FB Financial Corporation and its wholly owned subsidiary, FirstBank, of his decision to resign as Chief Accounting Officer from FB Financial and FirstBank, effective March 16, 2023 (the “ Resignation Date ”), for personal reasons. Mr. Rainwater's resignation was not the result of any disagreement with FB Financial on any matter relating to the Company's operations, policies or practices, including the Company's accounting principles and practices and internal controls. On March 3, 2023, the boards of directors of FB Financial and FirstBank announced that Jonathan Pennington will replace Mr. Rainwater as Chief Accounting Officer of FB Financial and FirstBank, effective as of March 16, 2023.

Mr. Pennington, age 47, most recently served as the Chief Financial Officer of GloriFi, a start-up financial services firm based in Dallas, Texas, from January 2022 to November 2022. In that position, he managed all aspects of financial operations for GloriFi. Prior to this, Mr. Pennington served BBVA USA Bancshares Inc. as Executive Vice President and Chief Accounting Officer from May 2015 to December 2021, Director of Line of Business Controllers from July 2013 to May 2015, Director of Accounting Policy from September 2007 to June of 2013, and Manager of SEC Reporting from April 2004 to September 2007.

His experience also includes auditing and management experience with Arthur Andersen. Mr. Pennington holds a bachelor's degree from Birmingham-Southern College. On March 1, 2022, Mr. Jimmy E. Allen notified the Boards that he intends to retire as a member of the Boards.

Mr. Allen's retirement will be effective as of the 2023 annual meeting of shareholders of FB Financial, which is expected to take place in May 2023 (the “ 2023 Annual Meeting ”). Mr. Allen will continue to serve as a member of the Boards and on the Nominating and Corporate Governance Committee of FB Financial and on the Trust Committee of FirstBank until his current term on the Boards expires at the 2023 Annual Meeting. The Boards intend to reduce their respective sizes to 11 members effective as of the expiration of Mr. Allen's term.

Mr. Allen's retirements are not the result of any disagreements with FB Financial or FirstBank on any matter relating to the operations, policies, or practices of FB Financial or FirstBank. Mr. Allen, age 83, has served as director since 2020, and FB Financial is grateful for his leadership and commitment to the success of FB Financial and FirstBank during his tenure as director.