Item 7.01. Regulation FD Disclosure The table below sets forth, as of the date and for the period indicated, the following operating statistics of Essent Guaranty, Inc. ("Essent Guaranty"), the primary US mortgage insurance subsidiary of Essent Group Ltd. (the "Company"): (i) insurance in force, and (ii) the number and percentage of mortgage loans insured that were reported to have missed at least two consecutive payments of principal and interest, including forbearance-related delinquencies as a result of COVID-19. The information regarding new delinquencies and cures is reported to Essent Guaranty from loan servicers. Default reporting, particularly on a monthly basis, may be affected by several factors, including the date on which the report is generated and transmitted to Essent Guaranty, updated information submitted by servicers and by the timing of servicing transfers.


     Insurance in Force as of December 31, 2020 ($ in millions)        $ 198,882

     Rollforward of Insured Loans in Default (count)
     Balance, November 30, 2020                                           31,950
     Plus: new defaults                                                    2,912
     Less: cures                                                          (3,361)
     Less: claims paid                                                       (29)
     Less: rescissions and denials, net                                       (3)
     Balance, December 31, 2020                                           31,469

     Percentage of Loans in Default as of December 31, 2020                 3.93  %

The information set forth in this Item 7.01 of this Current Report on Form 8-K shall not be deemed "filed" for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the "Exchange Act"), or otherwise subject to the liabilities of that section. The information in this Item 7.01 of this Current Report on Form 8-K shall not be deemed to be incorporated by reference in any filing under the Securities Act of 1933, as amended, or the Exchange Act, except as expressly set forth by specific reference in such filing.

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