Financials ESSA Bancorp, Inc.

Equities

ESSA

US29667D1046

Banks

Market Closed - Nasdaq 16:00:00 2024-06-21 EDT 5-day change 1st Jan Change
16.82 USD -0.88% Intraday chart for ESSA Bancorp, Inc. +0.72% -15.98%

Valuation

Fiscal Period: September 2019 2020 2021 2022 2023 2024 2025
Capitalization 1 179.9 124.7 162.2 189.7 145.8 159.8 -
Enterprise Value (EV) 1 179.9 124.7 162.2 189.7 145.8 159.8 159.8
P/E ratio 13.9 x 8.87 x 9.99 x 9.41 x 7.86 x 9.34 x 8.67 x
Yield 2.44% 3.57% 2.85% 2.78% 4% 3.57% 3.57%
Capitalization / Revenue 3.26 x 2.03 x 2.54 x 2.78 x 2.1 x 2.35 x 2.2 x
EV / Revenue 3.26 x 2.03 x 2.54 x 2.78 x 2.1 x 2.35 x 2.2 x
EV / EBITDA - - - - - - -
EV / FCF - - - - - - -
FCF Yield - - - - - - -
Price to Book 0.98 x 0.7 x 0.85 x 0.95 x 0.71 x 0.74 x 0.7 x
Nbr of stocks (in thousands) 10,958 10,116 9,835 9,783 9,713 9,499 -
Reference price 2 16.42 12.33 16.49 19.39 15.01 16.82 16.82
Announcement Date 10/23/19 10/30/20 10/28/21 10/28/22 10/26/23 - -
1USD in Million2USD
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: September 2019 2020 2021 2022 2023 2024 2025
Net sales 1 55.12 61.46 63.91 68.28 69.46 68.04 72.75
EBITDA - - - - - - -
EBIT 1 - 20.87 22.12 25 23.77 20.79 24.49
Operating Margin - 33.96% 34.61% 36.62% 34.22% 30.56% 33.67%
Earnings before Tax (EBT) 1 15.04 17.6 19.9 25 23.07 21.13 22.71
Net income 1 12.62 14.42 16.42 20.07 18.58 17.1 18.22
Net margin 22.9% 23.46% 25.7% 29.39% 26.74% 25.14% 25.05%
EPS 2 1.180 1.390 1.650 2.060 1.910 1.800 1.940
Free Cash Flow - - - - - - -
FCF margin - - - - - - -
FCF Conversion (EBITDA) - - - - - - -
FCF Conversion (Net income) - - - - - - -
Dividend per Share 2 0.4000 0.4400 0.4700 0.5400 0.6000 0.6000 0.6000
Announcement Date 10/23/19 10/30/20 10/28/21 10/28/22 10/26/23 - -
1USD in Million2USD
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: September 2022 Q1 2022 Q2 2022 Q3 2022 Q4 2023 Q1 2023 Q2 2023 Q3 2023 Q4 2024 Q1 2024 Q2 2024 Q3 2024 Q4 2025 Q1 2025 Q2 2025 Q3
Net sales 1 15.89 16.17 17.1 19.12 17.57 17.18 17.03 17.52 16.82 16.86 17.29 17.06 17.7 17.19 18.47
EBITDA - - - - - - - - - - - - - - -
EBIT 1 5.586 5.769 6.345 7.304 6.139 5.892 5.54 6.052 4.968 5.144 5.497 5.179 5.787 5.158 6.375
Operating Margin 35.15% 35.68% 37.1% 38.2% 34.93% 34.29% 32.53% 34.54% 29.53% 30.51% 31.8% 30.35% 32.69% 30% 34.52%
Earnings before Tax (EBT) 1 5.586 5.769 6.345 7.304 5.991 5.737 5.54 5.802 5.365 5.64 5.282 4.846 5.452 4.959 5.883
Net income 1 4.613 4.592 5.039 5.826 4.866 4.685 4.396 4.629 4.337 4.562 4.278 3.925 4.361 4.017 4.706
Net margin 29.03% 28.4% 29.46% 30.47% 27.69% 27.26% 25.81% 26.42% 25.78% 27.06% 24.75% 23% 24.64% 23.36% 25.48%
EPS 2 0.4700 0.4700 0.5100 0.6000 0.5000 0.4800 0.4500 0.4700 0.4500 0.4800 0.4500 0.4200 0.4600 0.4300 0.5000
Dividend per Share 2 0.1200 0.1200 0.1500 0.1500 0.1500 0.1500 0.1500 0.1500 0.1500 - 0.1500 0.1500 0.1500 0.1500 0.1500
Announcement Date 1/26/22 4/28/22 7/27/22 10/28/22 1/26/23 4/27/23 7/27/23 10/26/23 1/25/24 4/24/24 - - - - -
1USD in Million2USD
Estimates

Balance Sheet Analysis

Fiscal Period: September 2019 2020 2021 2022 2023 2024 2025
Net Debt - - - - - - -
Net Cash position - - - - - - -
Leverage (Debt/EBITDA) - - - - - - -
Free Cash Flow - - - - - - -
ROE (net income / shareholders' equity) 6.8% 7.43% 8.28% 9.47% 8.46% 7.7% 7.8%
ROA (Net income/ Total Assets) 0.69% 0.76% 0.87% 1.08% 0.92% 0.77% 0.81%
Assets 1 1,829 1,897 1,888 1,858 2,019 2,221 2,250
Book Value Per Share 2 16.70 17.60 19.30 20.50 21.10 22.60 23.90
Cash Flow per Share - - - - - - -
Capex - - - - - - -
Capex / Sales - - - - - - -
Announcement Date 10/23/19 10/30/20 10/28/21 10/28/22 10/26/23 - -
1USD in Million2USD
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

Trading Rating
Investor Rating
ESG Refinitiv
C-
More Ratings
Sell
Consensus
Buy
Mean consensus
HOLD
Number of Analysts
1
Last Close Price
16.82 USD
Average target price
19 USD
Spread / Average Target
+12.96%
Consensus
  1. Stock Market
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  4. Financials ESSA Bancorp, Inc.