On April 8, 2014, Environmental Quality Management, Inc., EQ Engineers LLC, and Vertterre Corporation entered into a third amendment to loan agreement with First Financial Bank, effective as of April 1, 2014, amending the loan agreement dated as of September 28, 2012 among the borrowers and First Financial. The third amendment provides, among other things, for a $1,000,000 increase in the amount of revolving loan availability through May 30, 2014, modifies the calculation of a fixed charge coverage ratio for fiscal quarters ending on March 31, 2014 and June 30, 2014, and increases the annual capital expenditures threshold under the loan agreement from $250,000 to $500,000.