Key Performance Indicators

2021. 2Q

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Table of Contents

Financial Highlight

----- 2

Financial Performance

----- 3

  • Income Statement & Premiums
  • Efficiency

Long-Term & Auto

----- 5

- Long-Term 1

- Long-Term 2

- Auto

Asset Management & ALM

----- 8

- Asset Portfolio

- Investment Income

- Loan Portfolio

- ALM

Capitalization

----- 12

Appendix

----- 14

- Shareholder's Equity

- Dividend Payout

- Overseas Investment

- Maturity Schedule

- Exposure to Affiliates

Direct Premium Written

G/R

5.2

2.3

0.7

4.6

8.0

(%)

(KRW bn)

14,070

13,027

12,092

12,368

12,449

2016

2017

2018

2019

2020

Total Asset

G/R

11.9

9.3

6.3

9.8

7.9

(%)

(KRW bn)

43,667

47,124

34,209

37,404

39,776

Financial Highlight

Net Income

G/R

13.9

32.3

-17.2

-27.6

34.7

(%)

(KRW bn)

622

470

515

502

373

2016 2017 2018 2019 2020

Shareholders' Equity

G/R

7.6

11.4

11.2

16.5

6.0

(%)

(KRW bn)

5,721

6,064

4,911

3,964

4,416

* As of Dec.'21 2016

2017

2018

2019

2020

* As of Dec.'21 2016

2017

2018

2019

2020

2

Performance Overview

(KRW bn, %, %p)

2020

2Q

1Q~2Q

2020

2021

Gap 2020

2021

Gap

Direct

14,070

3,537

3,792

255

6,904

7,433

529

Premiums

Written

(G/R)

8.0

8.9

7.2

8.1

7.7

Net

13,035

3,256

3,479

223

6,387

6,841

454

Premiums

Written

(G/R)

7.6

7.8

6.8

7.4

7.1

Net

12,671

3,119

3,396

277

6,179

6,712

533

Premiums

Earned

Income Statement & Premiums

Direct Premiums Written

(KRWbn,%)

2020

2Q

1Q~2Q

M/S

2020

2021

G/R

2020

2021

G/R

Auto

4,068

20.7

1,030

1,090

5.8

1,968

2,129

8.2

Long-

8,718

15.0

2,164

2,298

6.2

4,308

4,559

5.8

Term

Commer

1,284

15.7

342

404

18.1

628

745

18.6

cial

Total

14,070

16.4

3,537

3,792

7.2

6,904

7,433

7.7

* Long-Term : Includes lump-sum payment products

Percentage by Business Line

(G/R)

6.7

6.1

8.9

5.9

8.6

Loss Ratio

83.9

82.3

80.6

-1.7

83.5

81.2

-2.3

Expense

20.8

20.4

19.6

-0.8

20.2

20.3

0.1

Ratio

(%)

Commercial

10.0

(As of Jun.'21)

U/W Income

-590

-84

-6

78

-230

-103

127

Investment

1,274

374

327

-47

699

690

-9

Income

Invt.

3.41

3.96

3.30

-0.66

3.74

3.51

-0.23

Yield

Net Income

502

212

235

23

349

426

77

Auto 28.6

61.3

Long-Term

* Long-Term : Includes lump-sum payment products

3

Efficiency

Loss & Expense Ratio

(%)

2017

2018

2019

2020

2Q

1Q~2Q

2020

2021

2020

2021

Gap

Gap

Auto

80.6

87.2

91.6

84.4

81.9

76.2

-5.7

83.2

78.2

-5.0

Long-Term

84.2

83.1

85.6

84.9

83.9

84.7

0.8

84.8

84.6

-0.2

Loss

Risk

83.5

83.4

92.7

92.9

90.4

94.4

4.0

92.7

94.5

1.8

Ratio

Commercial

64.3

67.5

69.8

70.7

65.8

59.6

-6.2

69.6

60.8

-8.8

Total

82.3

83.4

86.3

83.9

82.3

80.6

-1.7

83.5

81.2

-2.3

Auto

18.3

17.1

17.0

15.9

16.3

14.8

-1.5

16.2

15.2

-1.0

Expense

Long-Term

18.9

20.0

22.0

22.4

21.9

21.2

-0.7

21.6

22.2

0.6

Ratio

Commercial

28.7

24.3

25.8

25.2

22.8

24.4

1.6

23.9

24.0

0.1

Total

19.2

19.5

20.9

20.8

20.4

19.6

-0.8

20.2

20.3

0.1

Combined Ratio

101.5

102.8

107.2

104.7

102.7

100.2

-2.5

103.7

101.5

-2.2

* Long-term risk loss ratio includes IBNR reserve, excluding claim adjustment fees

4

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DB Insurance Co. Ltd. published this content on 12 August 2021 and is solely responsible for the information contained therein. Distributed by Public, unedited and unaltered, on 12 August 2021 06:50:06 UTC.