Key Performance Indicators

1Q, 2021

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Table of Contents

Financial Highlights

----- 2

Financial Performance

----- 3

  • Income Statement & Premiums
  • Efficiency

Long-Term & Auto

----- 5

- Long-Term 1

- Long-Term 2

- Auto

Asset Management & ALM -----8

  • Asset Portfolio
  • Investment Income
  • Loan Portfolio
  • ALM

Capitalization-----12

  • Shareholder's Equity
  • Dividend Payout

Appendix

----- 14

- Overseas Investment - Maturity Schedule

- Exposure to Affiliates

Direct Premium Written

G/R

5.2

2.3

0.7

4.6

8.0

(%)

(KRW bn)

14,070

13,027

12,092

12,368

12,449

2016

2017

2018

2019

2020

Total Asset

G/R

11.9

9.3

6.3

9.8

7.9

(%)

(KRW bn)

43,667

47,124

37,404

39,776

34,209

Financial Highlight

Net Income

G/R

13.9

32.3

-17.2

-27.6

34.7

(%)

(KRW bn)

622

470

515

502

373

2016 2017 2018 2019 2020

Shareholders' Equity

G/R

7.6

11.4

11.2

16.5

6.0

(%)

(KRW bn)

5,721

6,064

4,911

3,964

4,416

* As of Dec.'21 2016

2017

2018

2019

2020

* As of Dec.'21 2016

2017

2018

2019

2020

2

Performance Overview

2020

1Q

(KRW bn, %, %p)

2020

2021

Gap

Direct Premiums

14,070

3,367

3,641

228

Written

(G/R)

8.0

7.3

8.1

0.8

Net Premiums Written

13,035

3,131

3,363

202

(G/R)

7.6

6.9

7.4

0.5

Net Premiums Earned

12,671

3,060

3,316

167

(G/R)

6.7

5.8

8.4

2.6

Loss Ratio

83.9

84.8

81.9

-2.9

Expense Ratio

20.8

20.0

21.1

1.1

U/W Income

-590

-146

-97

49

Investment Income

1,274

325

363

38

Invt. Yield

3.41

3.51

3.73

0.22

Net Income

502

138

190

52

Income Statement & Premiums

Direct Premiums Written

(KRWbn,%)

2020

1Q

2020

2021

G/R

M/S

Auto

4,068

20.7

938

1,039

10.8

Long-Term

8,718

15.0

2,144

2,260

5.4

Commercial

1,284

15.7

285

342

20.0

Total

14,070

16.4

3,367

3,641

8.1

* Long-Term : Includes lump-sum payment products

Percentage by Business Line

(%)

Commercial

(As of Mar.'21)

9.4

Auto

28.5

62.1

Long-term

* Long-Term : Includes lump-sum payment products

3

Efficiency

Loss & Expense Ratio

(%,%p)

2017

2018

2019

2020

1Q

2020

2021

Gap

Auto

80.6

87.2

91.6

84.4

84.6

80.3

-4.3

Long-Term

84.2

83.1

85.6

84.9

85.8

84.5

-1.3

Loss

Risk

83.5

83.4

92.7

92.9

95.1

94.6

-0.5

Ratio

Commercial

64.3

67.5

69.8

70.7

73.7

62.1

-11.6

Total

82.3

83.4

86.3

83.9

84.8

81.9

-2.9

Auto

18.3

17.1

17.0

15.9

16.0

15.7

-0.3

Expense

Long-Term

18.9

20.0

22.0

22.4

21.2

23.1

1.9

Ratio

Commercial

28.7

24.3

25.8

25.2

25.0

23.7

-1.3

Total

19.2

19.5

20.9

20.8

20.0

21.1

1.1

Combined Ratio

101.5

102.8

107.2

104.7

104.8

102.9

-1.9

* Long-term risk loss ratio includes IBNR reserve, excluding claim adjustment fees

4

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DB Insurance Co. Ltd. published this content on 13 May 2021 and is solely responsible for the information contained therein. Distributed by Public, unedited and unaltered, on 13 May 2021 06:17:06 UTC.