Global Business of Credit Saison
12th December 2022
Credit Saison Co., Ltd.
Agenda
Business summary
- Key concept of our global business
- About overseas' group companies
- Two core businesses
Medium-term Management Plan and Financial Results of First Half in FY2022
- Financial Results of First Half in FY2022
- Strategies for Medium-term Management Plan
- Breakthrough of India's business
- Growth of Saison Capital
- Enhancement the corporate functions in Singapore
Business strategy for the next
- Seeding for the next
- Expansion of Lending Business
- Contribution to sustainable development
1
Key concept of our global business
- Having an alliance with Fintechs, which makes us drive two core businesses
- Our two key concepts are "Inclusion", achieved by lending business, and "Innovation" through investment business, offers cutting-edged opportunities to us
(Fin)Tech-ledINCLUSIONand INNOVATION
(Fin)Tech
INCLUSIONINNOVATION
LendingInvestment
BusinessBusiness
2
Overseas' group companies
- Accelerate the development and expansion of our core businesses in Asia through 5 operating companies in India and Southeast Asia
- Newly launched an International headquarter in Singapore to make our global business competitive
*Renamed from Credit Saison Asia Pacific Pte. Ltd.
Lending Business
Business
Investment
Kisetsu Saison Finance (India) Pvt Ltd.
Digital lending business based on BtoBtoC model
India
HD Saison Finance Co., Ltd.
Installment payments for individual
Vietnam Products, cash loans, etc.
PT. Saison Modern Finance
SME lending via PtoP platform
Indonesia
Julo Holdings Pte. Ltd.
Virtual credit cards for individuals
Indonesia
Siam Saison Co. Ltd.
Supply chain finance within Group
Thailand company commercial channels
Saison Investment Management Pte. Ltd.
Offshore Lending (Impact investing)
Singapore
Saison Capital Pte. Ltd.
Corporate venture capital
Singapore
Building a foundation for business expansion
Singapore
Saison International Pte. Ltd.
International Headquarters(IHQ)
3
Two core businesses(Lending & Investment)
- Select the right entry mode strategically and flexibly according to country regulations and business scheme
- Decide an appropriate investment approach and body in order to achieve the purpose
Lending Business
- Succeed in developing an organic BtoBtoC model in India, a huge fintech market
《Positioning map by strategy and entry method 》
Investment Business
- Earn returns and tap into new markets centering on direct / FoF investments by Saison Capital
- Positioning map by investment style and sourcing》
Organic | Strategic Investment・JV |
Direct
Lending
Business
BtoBtoC
(Wholesale/
Co-Origination Lending)
Sourced by Credit Saison
Direct
Investment
FoF
investment
LP
investment
Sourced in Singapore
2019~
4
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Disclaimer
Credit Saison Co. Ltd. published this content on 24 January 2023 and is solely responsible for the information contained therein. Distributed by Public, unedited and unaltered, on 21 February 2023 10:09:06 UTC.