Credit Acceptance Corp. announced unaudited consolidated earnings results for the fourth quarter and full year ended December 31, 2013. For the quarter, the company reported that total revenue was $175.3 million compared to $159.3 million a year ago. Income before provision for income taxes was $103.5 million compared to $91.3 million a year ago. Net income was $65.9 million or $2.80 per diluted share compared to $59.9 million or $2.40 per diluted share a year ago. Premiums earned was $13.5 million compared to $12.1 million a year ago. Adjusted net income was $64.3 million or $2.73 per diluted share compared to $57.3 million or $2.30 per diluted share a year ago. Adjusted revenue was $159.0 million compared to $144.7 million a year ago.

For the year, the company reported that total revenue was $682.1 million compared to $609.2 million a year ago. Income before provision for income taxes was $398.2 million compared to $343.1 million a year ago. Net income was $253.1 million or $10.54 per diluted share compared to $219.7 million or $8.58 per diluted share a year ago. Net cash provided by operating activities was $325.7 million compared to $308.6 million a year ago. Purchases of property and equipment were $5.6 million compared to $8.8 million a year ago. Premiums earned was $51.5 million compared to $47.1 million a year ago. Adjusted net income was $248.3 million or $10.34 per diluted share compared to $216.2 million or $8.45 per diluted share a year ago.